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Privilege Savings Account
The Privilege Savings Account offers a fusion of exclusivity and a wealth of privileges. Enjoy convenience and exclusive benefits tailored just for you.
Explore your RuPay Platinum Debit Card Benefits
Minimal Requirements
Aadhaar card
PAN Card "Physical PAN required for VKYC"
Mobile number linked with Aadhaar
The features and benefits on RuPay Platinum Debit Card are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Please refer to www.rupay.co.in for more details.
Latest Interest Rates
Below mentioned are the Interest Rates with effective from 05th June 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹ 3 lakh | 2.50% |
| > ₹3 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹25 lakhs | 6.50% |
| > ₹25 lakh to ₹25 Crore | 6.75% |
| > ₹25 Crore | 7.15% |
Important Point:
No additional interest rate for Senior Citizens.
Calculation methodology applicable for Savings Accounts:
Calculation methodology applicable for Savings Accounts:
Interest is calculated on day-end balances maintained in the savings account and paid out on a monthly basis.
The higher interest rate will be applied and paid basis the balances maintained as per slabs.
Example: If a customer maintains ₹ 3,20,000/- in the savings account, 2.50% interest will be earned for ₹ 3,00,000/- and 3.00% interest will be earned for the remaining ₹ 20,000/-
Please write to customercare@ujjivan.com to know more.
Who can open a Privilege Savings Account?
To be eligible for a Privilege Savings Account, you will need to meet any one of the below criteria:
Cumm. FD of Rs 5,00,000 or above (Or) Single RD of Rs 10,000 or above for min 12 months
Salary credit of ₹30,000 and above per month*
You will also need to be:
Resident individual above 18 years of age
You will need the following documents: Aadhaar Card, PAN Card and mobile number linked to your Aadhaar Card as the OTP will be sent to this linked mobile number.
* The only criterion applicable for the Privilege Corporate Salary Account
FAQs
Ujjivan SFB’s Privilege Savings Account is a savings account that comes with exclusive benefits. Enjoy flexible monthly average balance criteria, higher interest rates, a lifetime-free debit card and more with our Privilege Savings Account.
You need to maintain a minimum of ₹25,000 or above.
You can get up to 7.15%* p.a. based on your account balance.
You can get up to ₹2 lakh per annum with your RuPay Debit Card.
Yes, Video KYC facility is available from 8 a.m. to 8 p.m.
Yes there is daily transaction limit on all Digital Savings Account variants. The limit is for first 7 days of account opening.
The transaction limit varies basis the product selected by you. Kindly visit our Net banking page to know more on the same.
You may not face any challenge if the transaction value is lower than the limit applied for your account variant.
If you want to do any transaction which is exceeding the daily transaction limit during the cooling period of 7 days, you may have to visit our branch. We would be very happy to assist you. For branches list click here.
*T&C Apply