Ujjivan EZY Internet Banking Platform


Experience Banking the EZY Way!


Discover the all-new Ujjivan EZY Internet Banking, designed to make your everyday banking simple, secure, and convenient. Manage your Savings, Deposits, and Loans, transfer funds instantly, or pay bills and recharge, all from the comfort of your home.


With 200+ powerful features and a smarter, more personalised interface, banking has never been this easy.

Top Features & Benefits:

Fund Transfers: Instantly transfer funds via IFT, NEFT, IMPS, or RTGS.

Instant Payee Validation: Verify beneficiary details instantly before initiating a payment.

Scheduled Payments: Set up standing instructions or schedule future transfers.

Deposits: Open Regular Fixed deposit, Platina FD, Tax Saver FD or Recurring Deposits online.

Loans: Pay EMIs or apply for new loans – Agri, Gold, Home, MSME, Vehicle, Loan Against Deposit; Schedule loan Repayment and view loan details, disbursement history and more.

Bill Payments and Recharges: Make bill payments such as mobile recharge, electricity bill, water bill, DTH recharge and more.

Manage Debit Card: Hotlist cards, Block/unblock cards, manage limits, and reset PIN anytime.

Account Services: Mini Statement, check balances, download account statements, E-Passbook and more.

Services: Smart Statements, Nomination, Request Cheque Book, Stop Cheque Payment, Update Communication Address, Request Demand Draft, Re-KYC, report a fraudulent transaction, submit Form 15G/H, Download Interest /TDS Certificate and more...

Investments: Apply for Demat and National Pension Scheme.

Pay Tax: Perform GST payments at your convenience.

Available in 9 languages

English

Gujarati

Hindi

Odia

Tamil

Marathi

Kannada

Punjabi

Bengali

Registration For Ujjivan EZY Internet Banking platform

At the time of opening the account

Through Phone Banking

By visiting nearest Ujjivan SFB branch

How to get started with Ujjivan EZY Internet Banking platform
For New Registrations
  1. Visit Ujjivan Small Finance Bank – Internet Banking online portal (https://netbankingezy.ujjivansfb.in/RetailBanking/).

  2. Click on Register Now

  3. Enter Customer ID and Mobile Number

  4. Review and Accept the Terms & Conditions and click on the Register button

  5. Authenticate using the OTP sent to your registered Mobile number

  6. Choose Any One Method From 3 For Multi Factor Authentication.
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    Aadhaar OTP – Enter Aadhaar card Details and authenticate using Aadhaar OTP

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    Debit Card – Enter Debit card Details

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    Temporary Passcode – Enter Passcode

(Temporary passcode may be generated through branch or Phone Banking on toll-free - 1800 208 2121)

7. Set a Username and 4-digit MPIN, optionally set Security Questions, select a Primary Account, and tap on continue.


8. You can now login using your Username and Password to access the Ujjivan EZY Internet Banking Platform.

For Existing Internet Banking Users
To continue your banking seamlessly, please follow the steps below to transition to the Ujjivan EZY Mobile Banking App:
1. Go to the online portal of Ujjivan Small Finance Bank

2. Login using the existing credentials i.e., Username and existing Password.

3. First Time Login Procedure:

Enter “CIF ID” in the username field and click on Login

A Pop-up screen will appear for you to set a New Username. After entering your desired Username, click on Check Availability to verify the availability. Once the username is displayed as available, click on Update to set it.

Once the username is set, you can log in using the new username and your existing Internet Banking password.

Password Creation

1. Click on New Registration in the pre-login screen of the Ujjivan EZY Internet Banking page.

2. Fill in the required details.

3. Enter the OTP sent to your mobile number registered with the bank.

4. Authenticate using your debit card or Aadhaar OTP.

5. Create your Internet Banking password.

Change Password

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    To change your password, log in to the Ujjivan EZY Internet Banking platform with your current password and click on “Change password” in the “Settings” tab located in the vertical menu.

Forgot Password

If you forget your password, click “Trouble logging in?” in the pre-login screen of the Ujjivan EZY Internet Banking page. Fill the required details; enter the OTP sent to your mobile number registered with the bank and authenticate through your debit card, Aadhaar OTP or answer security questions* to reset your password.

*NOTE: You can set security answers in the Settings tab.


Safe, Secure and Responsible usage guidelines Click here to View

Transaction Limits

  • All transaction limits are applicable in INR
  • There is no limit for fund transfer within Linked Accounts (Own Accounts)
  • Limits on Newly Added Beneficiary
    - Cooling period – 30 minutes -. During this time, no transaction is allowed
    - First 24 hours post cooling period – Rs 50,000 allowed.



1.Intra-bank fund transfer limit for registered beneficiaries post 24 hours for Ujjivan EZY Internet Banking & Mobile Banking:

 

Product Type

Savings Account Variants

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Savings Account

Staff

₹ 10,00,000.00

₹ 20,00,000.00

Privilege (Regular & Senior Citizen)

₹ 10,00,000.00

₹ 25,00,000.00

Maxima (Regular, NRE & NRO)

₹ 10,00,000.00

₹ 50,00,000.00

Other SA Variants

₹ 10,00,000.00

₹ 10,00,000.00

Current Account

Premium

₹ 10,00,000.00

₹ 20,00,000.00

Business Edge

₹ 10,00,000.00

₹ 30,00,000.00

Privilege

₹ 10,00,000.00

₹ 40,00,000.00

Maxima

₹ 10,00,000.00

₹ 50,00,000.00


2. Daily transaction limit for digitally opened savings accounts during the cooling period of account opening.

 

Product Type

Savings Account Variants

Daily limit

Cooling period days

Savings Account

Privilege Savings Account

1,50,000

7 days

Maxima Savings Account

2,00,000

7 days

Garima Savings Account

1,00,000

7 days

Other SA Variants (Regular, DSA Regular)

50,000

7 days


Additional measure to safe-guard the digitally opened savings bank account above limits will be in place for first 7 days of account opening for Ujjivan EZY Internet Banking, Mobile banking. 

3. Transfer limit for fund transfer to other banks account post 24 hours of beneficiary addition for Ujjivan EZY Internet Banking & Mobile Banking:

 

Timing

08:00 to 19:00 hrs. (On RBI Central Office working days)

19:00:01 to 07:59:59 hrs. (On RBI Central Office working days & all holidays)

              

Limit per transaction

Limit per day

Limit per transaction

Limit per day

NEFT

₹ 10,00,000

As per product variant

₹ 10,00,000

₹ 10,00,000

RTGS

₹ 10,00,000

As per product variant

₹ 10,00,000

₹ 10,00,000

IMPS:

₹ 5,00,000

As per product variant

₹ 5,00,000

As per product variant

P2A*

(Max. ₹ 25,00,000)

(Max. ₹ 25,00,000)

IMPS: 
P2P*

₹ 10,000

₹ 50,000

₹ 10,000

₹ 50,000

 

*No change in fund transfer limits during cut-off time for IMPS mode and IFT (Internal Fund Transfer) mode.
 

Note - Following account variants will have enhanced fund transfer limits during 08:00 to 19:00 hrs. (On RBI central office working days), while during 19:00:01 to 07:59:59 hrs. (On RBI central office working days & all holidays) the limits remain unchanged.

Product

IMPS (P2A)

IMPS (P2P)

NEFT

RTGS

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Limit per Transaction (INR)

Daily Transaction Limit (INR

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Staff SA

₹5,00,000

₹20,00,000

₹10,000

₹50,000

₹10,00,000

₹20,00,000

₹10,00,000

₹20,00,000

Privilege SA (Regular & Senior Citizen)

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹25,00,000

₹10,00,000

₹25,00,000

Maxima SA (Regular, NRE & NRO)

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹50,00,000

₹10,00,000

₹50,00,000

Other SA Variants

₹5,00,000

₹10,00,000

₹10,000

₹50,000

₹10,00,000

₹10,00,000

₹10,00,000

₹10,00,000

Regular CA

₹5,00,000

₹10,00,000

₹10,000

₹50,000

₹10,00,000

₹10,00,000

₹10,00,000

₹10,00,000

Premium CA

₹5,00,000

₹20,00,000

₹10,000

₹50,000

₹10,00,000

₹20,00,000

₹10,00,000

₹20,00,000

Business Edge CA

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹30,00,000

₹10,00,000

₹30,00,000

Privilege CA

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹40,00,000

₹10,00,000

₹40,00,000

Maxima CA

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹50,00,000

₹10,00,000

₹50,00,000

Note: All Bill payments & PG transactions made during the day would fall under the daily transaction limit category
 

4. Transfer limit for fund transfer to other banks account post 24 hours for Hello Ujjivan:

Transaction Type

Mode of Transaction

Limit per transaction

Limit per day

Intra - Bank

Within Ujjivan

₹ 3,00,000

₹ 5,00,000

Inter - Bank

RTGS

₹ 2,00,000 ~ ₹ 3,00,000

₹ 5,00,000

NEFT

₹ 3,00,000

₹ 5,00,000

IMPS: P2A

₹ 3,00,000

₹ 5,00,000

IMPS: P2P

₹ 10,000

₹ 50,000

 

Note: The above limits are subject to change from time to time.

 

 

Dos

  •  Always visit Ujjivan EZY Internet Banking site at URL https://ujjivansfb.in/ and ensure that the URL begins with [https://]https://, the letter “s” at the end of “https” means the site is secured.
  • Keep your Ujjivan EZY Internet Banking password confidential and change the password regularly.
  • Ujjivan Small Finance Bank will never send any email or SMS or makes a phone call seeking confidential details like login password/OTP/debit card number.
  • If the Ujjivan log-in IDs / user names or passwords appear automatically on the sign-in page, you should disable the “Auto Complete” function to increase the security of confidential information
  • Always use the virtual keyboard to enter the user name / customer id and password in order to avoid the password being captured by keystroke logging.
  • Always check the last log-in date and time when you access the Ujjivan EZY Internet Banking account and check your account statement regularly. If you find any discrepancies, report them immediately by visiting your nearest bank branch or by calling our Customer Care number 1800-208-2121.


Dont's

  • Do not access Ujjivan EZY Internet Banking through a link from another website or a link in an e-mail/SMS. Access your bank website only by typing the URL in the address bar of your browser.
  • Never share your Ujjivan EZY Internet Banking password/OTP with anyone.
  • Do not be lured if you receive an e-mail/SMS/phone call promising reward for providing your personal information/bank account details.
  • Do not enter your Ujjivan EZY Internet Banking login credentials in any pop-up window.
  • Avoid the use of Ujjivan EZY Internet Banking from shared computer networks such as cyber cafes or public Wi-Fi networks.
  • If you have several bank accounts, avoid using the same online banking password for all the accounts.
  • Never close your browser window directly. Always logout from Ujjivan EZY Internet Banking to ensure that your session is securely terminated.
  • Do not save your Ujjivan EZY Internet Banking login credentials on any browser.

FAQs

Ujjivan EZY Internet Banking allows you to access a wide range of digital banking services directly through web browser. The account holders can access and manage their banking services online at any time and from anywhere within allowed limits.

Ujjivan EZY Internet Banking is a newly launched and upgraded net-banking platform offered by Ujjivan Small Finance Bank. It allows users to access a wide range of banking services through Wi-Fi or mobile data on compatible devices.

The platform offers several exciting features, which includes:

Account-based themes and personalization

Mini Statement and Balance Enquiry

Fund Transfers and Bill Payments

Deposits and Loan Management

Debit Card and Cheque Book Requests

Loan related services

Investment Options and Tax Payments & more.

During registration, you can set your password by authenticating through your debit card, Aadhaar OTP, or temporary passcode.

With Ujjivan EZY Internet Banking, you can carry out a wide range of financial transactions such as fund transfers i.e., IFT, NEFT, RTGS, IMPS etc, bill payments and more. You can also access several non-financial services, including viewing account balances, downloading e-statements, and much more

All Individual customers holding a Savings Account, Current Account, Deposit, or Loan Account with Ujjivan SFB can use the Ujjivan EZY Internet Banking platform. Eligible Joint Account holders and HUF Account holders can also access the service.

There are no charges for using Ujjivan EZY Internet Banking. It is a complimentary service offered to all Ujjivan Small Finance Bank account holders.

Ujjivan EZY Internet banking platform is user specific. It requires a Username and Password to login that is recognised by bank. While conducting any transaction, a 6-digit OTP is sent to user’s bank registered mobile number via the application. It is a safe and secure process as application locks itself on entering 3 consecutive incorrect PINs. For matter of safety, you are requested not to share your Ujjivan EZY Internet Banking Password with anyone.

Yes, the Ujjivan EZY Internet Banking employs advanced security measures to ensure the safety of your financial information. These measures include Device registration, multi-factor authentication, and secure login protocols to protect your account from unauthorised access.

No, you need an active internet connection to access Internet Banking services through the Ujjivan EZY Internet Banking. Ensure your device is connected to the internet via Wi-Fi or mobile data to use the platform effectively.

There is no limit on the number of transactions you can perform. However, daily transactions limits apply based on the type of account you hold.

A Username is a unique identification name created by the user to securely log in to the Ujjivan EZY Mobile Banking/ Internet Banking platform. It is used along with your MPIN/ Password to authenticate your identity and access your banking account.


Your Username must follow these guidelines:

It should be alphanumeric (letters and numbers only)

It must be between 8 and 15 characters long

It cannot contain special characters or spaces

It must be entered in capital letters

If you forget your Username, you can easily retrieve it by selecting “Trouble Logging In → Forgot Username” on the pre-login page of the Ujjivan EZY Mobile Banking App. Follow the on-screen steps to recover your Username securely using your registered details

The status changes to “Paid” once verified by the RBI. This may take up to 2 hours. If it remains unchanged, link the UTR number to the CPIN on the GST portal.

Charges will be applicable as per the NEFT/RTGS charges of the Bank. For details, please visit the Bank's website.

Transaction limits depend on the NEFT/RTGS limits set for your account type.

The status will be changed to 'paid' after payment is verified by RBI. This may take up to 2 hours or more. If the payment status is unchanged, please link the UTR number to the CPIN on the GST portal.

Charges will be applicable as per the NEFT/RTGS charges of the Bank. For details, please visit the Bank's website.

The UTR number helps reconcile the transaction with the RBI and must be linked if payment status is not updated within 2 hours.

Yes. You can schedule fund transfers for one-time, daily, weekly, monthly, quarterly, or yearly frequencies.

You can use the “Standing Instruction” option to view, edit, or cancel scheduled transfers.

Yes. You can set limits for POS, E-commerce, and ATM transactions through “Manage limits” under the Services tab.

Yes. You can temporarily Enable/ Disable your debit card through the “Manage limits” under Debit Card section for ATM, POS, E-Com transactions.

Yes. You can permanently block/unblock your debit card using the functionality - "Hotlist" within “Cards Actions” section under Debit Card.

Yes. You can open and manage Fixed Deposits and Recurring Deposits through the platform.

Yes. Multiple deposits can be opened and managed online.

A payee or beneficiary is the person who receives money from a transfer.

Note the transaction ID and contact Ujjivan Phone Banking for assistance

No, adding a new payee or beneficiary is mandatory for transferring funds using the Ujjivan EZY Internet Banking platform.

You can easily add new payee or beneficiary after login to Ujjivan EZY Mobile Banking App by following below steps:

Click on ""Manage Payee"" option on the home screen or select ""Transfer"" option in the vertical slider menu.

Select "Add Payee" option and choose beneficiary type i.e Within Bank or Other Bank and fill the required details.

Enter the OTP sent to your mobile number registered with the Bank."

A Favourite transaction allows you to save frequently used transactions for quick access.

The user will get an option to change their transfer limits within the predefined limit range.

You will not be able to use both the applications simultaneously on same or different devices.

If you have already created a username on the Ujjivan EZY Internet Banking platform, it will automatically be reflected in the Ujjivan EZY Mobile Banking App, and vice versa. A single username is required during the first-time registration on either platform. Once created, the same username can be used to log in to both the Ujjivan EZY Mobile Banking App and the Ujjivan EZY Internet Banking platform.

Yes. All Standing Instructions will continue to function as usual and accessible through the Ujjivan EZY Internet Banking App or Mobile Banking App.

Yes. All beneficiaries added in the previous version are automatically available in the new Ujjivan EZY Internet Banking platform.

Yes. The data will be available in both the Ujjivan EZY Internet banking and mobile banking application.

Yes, a cooling period is applicable, when you add a new beneficiary. The activation process is as follows:

After adding a new beneficiary, there is a 30-minute cooling period, during which you cannot make any transfers to the added beneficiary.

Post 30-minute period, you can transfer up to ₹50,000 within the next 24 hours.

After 24 hours, you can transfer amount up to the transaction limits applicable based on your account/product variant.

Users should follow the below steps while creating password:

Minimum length- 8 characters

Maximum Length- 32 characters

Should be alphanumeric

At least one letter with upper case

At least one letter with lower case"

The platform supports:

Internet Explorer 10 or above

Google Chrome 23 or above

Mozilla Firefox 13 or above

Apple Safari 5 or above

Opera 12 or above"

No. You don’t need to answer security questions during every login.

Bank at your fingertips! Get all your banking done in just a few clicks!