Business Highlights
Tracking Our Progress
Profit and Loss Parameter
Total Income(₹ in Crores)
FY 2025-26
8,039
FY 2024-25
7,201
FY 2023-24
6,464
FY 2022-23
4,754
FY 2021-22
3,173
Net Interest Income (NII)(₹ in Crores)
FY 2025-26
3,871
FY 2024-25
3,636
FY 2023-24
3,409
FY 2022-23
2,698
FY 2021-22
1,774
Profit After Tax(₹ in Crores)
FY 2025-26
693
FY 2024-25
726
FY 2023-24
1,281
FY 2022-23
1,100
FY 2021-22
(415)
Return on Average Shareholder's Fund/Equity(%)
FY 2025-26
10.9
FY 2024-25
12.4
FY 2023-24
26.1
FY 2022-23
31.4
FY 2021-22
(13.8)
Return on Average Assets (ROA)(%)
FY 2025-26
1.4
FY 2024-25
1.6
FY 2023-24
3.5
FY 2022-23
3.9
FY 2021-22
(1.9)
Pre-Provision Operating Profit (PPOP)(₹ in Crores)
FY 2025-26
1,710
FY 2024-25
1,689
FY 2023-24
1,917
FY 2022-23
1,485
FY 2021-22
637
Value Creation Parameter
Shareholders' Fund(₹ in Crores)
FY 2025-26
6,816
FY 2024-25
6,083
FY 2023-24
5,613
FY 2022-23
4,209
FY 2021-22
2,803
Book Value per Share(₹)
FY 2025-26
35.1
FY 2024-25
31.4
FY 2023-24
29.1
FY 2022-23
20.5
FY 2021-22
15.1
Earnings per Share(₹)
FY 2025-26
3.57
FY 2024-25
3.75
FY 2023-24
6.65
FY 2022-23
5.82
FY 2021-22
(2.4)
Asset Quality
Gross Non-Performing Asset (Gross NPA)(%)
FY 2025-26
2.3
FY 2024-25
2.2
FY 2023-24
2.2
FY 2022-23
2.6
FY 2021-22
7.1
Net Non-Performing Asset (Net NPA)(%)
FY 2025-26
0.4
FY 2024-25
0.5
FY 2023-24
0.3
FY 2022-23
0.04
FY 2021-22
0.6
Business Parameter
Gross Loan Book(₹ in Crores)
FY 2025-26
40,655
FY 2024-25
32,122
FY 2023-24
29,780
FY 2022-23
24,085
FY 2021-22
18,162
Deposits(₹ in Crores)
FY 2025-26
45,668
FY 2024-25
37,630
FY 2023-24
31,462
FY 2022-23
25,538
FY 2021-22
18,292
Disbursements(₹ in Crores)
FY 2025-26
32,576
FY 2024-25
23,464
FY 2023-24
23,389
FY 2022-23
20,037
FY 2021-22
14,113
Current Account and Savings Account(₹ in Crores)
FY 2025-26
13,062
FY 2024-25
9,612
FY 2023-24
8,335
FY 2022-23
6,744
FY 2021-22
4,993
Operational Parameter
Disbursement(₹ in Crores)
FY 2025-26
32,576
FY 2024-25
23,464
FY 2023-24
23,389
FY 2022-23
20,037
FY 2021-22
14,113
Branch Network
FY 2025-26
776
FY 2024-25
753
FY 2023-24
752
FY 2022-23
629
FY 2021-22
575
Employees
FY 2025-26
26,555
FY 2024-25
24,374
FY 2023-24
12,566
FY 2022-23
17,870
FY 2021-22
16,895
Asset Customer(No. in Lakhs)
FY 2025-26
47.8
FY 2024-25
49
FY 2023-24
48.6
FY 2022-23
42.5
FY 2021-22
37.9
Total Deposits(₹ in Crores)
FY 2025-26
45,668
FY 2024-25
37,630
FY 2023-24
31,462
FY 2022-23
25,538
FY 2021-22
18,292
Deposit Customers(No. in Lakhs)
FY 2025-26
97.4
FY 2024-25
91.8
FY 2023-24
82.4
FY 2022-23
73.3
FY 2021-22
62.1
Retail Deposits(₹ in Crores)
FY 2025-26
31,955
FY 2024-25
26,676
FY 2023-24
22,085
FY 2022-23
16,862
FY 2021-22
9,921
Gross Loan Book(₹ in Crores)
FY 2025-26
40,655
FY 2024-25
32,122
FY 2023-24
29,780
FY 2022-23
24,085
FY 2021-22
18,162
Collection Efficiency (1 EMI + OD)(%)
FY 2025-26
98.3
FY 2024-25
97.7
FY 2023-24
97.2
FY 2022-23
96.9
FY 2021-22
96.7