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Working Capital
When you aspire to grow your business, you go that extra mile to achieve excellence. Similarly, we go the extra mile with you by providing Fund Based & Non Fund Based facilities to meet your working capital requirements.
Additionally, you only pay interest on the overdraft amount that you use! We help you build your business beyond your means because we value your growth as our own. Some of our loans and overdraft facilities have been explained below
Additionally, you only pay interest on the overdraft amount that you use! We help you build your business beyond your means because we value your growth as our own. Some of our loans and overdraft facilities have been explained below
Working Capital Overdraft/Cash Credit
Loan Amount 15L to 1000L
Tenure: Up-to 12 Months
Basis Financials, GST or Banking of the borrower
Attractive Interest Rate: 9.25%–15%
Working Capital Bank Guarantee
Working Capital FD Backed
Loan upto 1000L
Tenure: up-to 120 Months
Up-to 95% of USFB Fixed Deposits (FD)
Attractive Interest Rate: FD Rate + 1.5%
Overdraft Against Property
Loan Amount 11L-100L
Tenure range (in months): 12 (subject to periodical review)
Rate of interest (ROI): 14 - 17% p.a.
Working Capital Drop Line Overdraft & Term Loans
Loan Amount: 15L-1000L
Tenure: upto 10 years
Basis Financials, GST or Banking of the borrower
ROI: 10%-15%
Business Edge Overdraft
Loan Amount 25L-1000L
Tenure range (in months): 12 (subject to periodical review)
Rate of interest (ROI): 12 - 14% p.a.
CGTMSE Overdraft Facility
Loan Amount 15L-1000L
Tenure range (in months): 12 (subject to periodical review)
Rate of interest (ROI Range ): 13% - 15% p.a.
Fees And Charges Applicable*
Documentation Charges: Up to ₹ 10,000/- + GST.
Processing Fees (% to the Limit): Up to 2.5% + GST.
Stamp Duty on Loan Documents and Security Document: Actuals (as per statutory provisions prevailing in the concerned State in which the loan/security documents are executed).
Life Insurance Premium for Borrower (If opted by the Borrower Voluntarily): As per the guidelines of the Insurer.
CERSAI Charges (INR): ₹ 50+ GST up to ₹ 5 Lakhs Loan Amount & ₹ 100+ GST for any Loan amount greater than ₹ 5 Lakhs.
Additionally, other Charges, Fees, Prepayment Penalty, Pre-closure Charges, Penal Interest ect. as per the conditions in the Sanction Letter to be issued by USFB shall also be applicable.
Fuel your dreams with accessible funding through our MSME loans.