Deepening Presence Across the BFSI, Corporate, and Government Sectors

The Financial Institutions & Government Banking Group (FIGB) plays a pivotal role in Ujjivan SFB, encompassing a wide range of operations that contribute to institutional lending growth and accumulate liabilities from large institutional clients. This group manages the pan-India liability businesses of various institutions, including Banks, Cooperative Banks, Regional Rural Banks, Small Finance Banks, Payment Banks, Mutual Funds, Insurance entities, Government Departments, Central & State Government Public Sector Undertakings, Quasi-Government bodies, Mid & Large Corporate entities, and similar entities.

Segment Covered & Proposition Offered

Banks – Nationalized, Private, Payments & SFBs

Interbank Deposits

Certificate of Deposits

Term Money

Inter Bank Accounts

Notice Money

NBFC, HFC, MFIs & Financial Institutions

Term Loan

Working Capital Facility

Collection Account

Term Deposits

Escrow Account

Business Net Banking

CMS & Payment Solutions

Co-operative Banks & RRBs

Term Deposits

Business Net Banking

Current Account

CMS & Payment Solutions

ODTD

Capital Market

Term Deposits

Business Net Banking

Current Account

CMS & Payment Solutions

Bank Guarantee Limits

Escrow Account

Mutual funds & Insurance Companies

CD (Certificate of Deposit)

Collection & Payment Solutions

Fixed Deposits

Current Accounts

Escrow Account

Central Government & State Government – Departments, Schemes, Autonomous Bodies & PSUs

Institutional Savings Account

Business Net Banking

Term Deposits

CMS & Payment

Current Account

Escrow Account

PFMS payments and account validation

Large Corporate & Institutions

Bank Guarantee

CMS & Payment

ODTD

Escrow Account

Business Net Banking

Fixed Deposits

Wholesale Assets

FI & GB team is engaged in lending to NBFCs/MFIs/HFCs, Mid/Large Corporates and Government Entities for their working capital and long term needs. Currently below products are being offered:

Term Loan - Ranging between 1 to 5 years caters to the long term needs of the borrowers. The repayment is structured as per the requirement and cash flows of the borrower within the regulatory guidelines.

Working Capital Demand Loan - Offered to borrowers to meet their working capital requirement with tenure ranging between 7 days to 360 days.

Overdraft - For meeting short term requirements of the borrower.

Bank Guarantee - Financial Guarantee is provided to borrowers to meet their Margin or Security requirement or other contractual obligations.

Commercial Paper / NCD - Bank invest in the CP or NCD issued by Government Institutions, NBFCs, HFCs, MFIs & similar Sectors.

All above asset and investment products are subject to detailed credit appraisal process and approval and available through specialized Wholesale Assets Team only.