Management Team

Ms. Carol Furtado is the Interim CEO and Whole-Time Executive Director of the Bank. She comes with 29 years of banking experience in Retail Banking and NBFC domains with expertise in leading Business,...

Martin is the Chief Operating Officer of Ujjivan Small Finance Bank. He comes with over 25 years of experience covering Retail Banking operations, Retail Asset and Micro-finance Operations, with ex...

Mr. Mangesh Mahale brings 28 years of experience in IT strategy, infrastructure, cybersecurity, and digital transformation. Before joining Ujjivan, he served as CISO at NSE Clearing Limited and held l...

Umesh Arora has over 25 years of rich experience in the banking and financial services sector, having held senior leadership roles in Retail Lending, Credit, and Asset Businesses across reputed instit...

Mr. Deepak Agarwal leads the Bank’s strategic planning and transformation initiatives, bringing over 18 years of experience across financial services and consulting. Prior to Ujjivan, he held roles...

Mr. John Christy has been part of Ujjivan since 2005, contributing across business, HR, operations, and collections before assuming his current role as Chief Vigilance Officer. With over 24 years of e...

Mr. Hitendra Jha has nearly three decades of experience in retail banking and custodial services, with expertise in branch banking, sales, and wealth management. He has led successful expansions for m...

Brajesh Cherian, has a total experience of 24 years in the banking domain, Operational Risk, Corporate Banking, Retail Banking and Treasury. Starting his career with the South Indian Bank ,he later on...

Ashish Goel is the Chief Credit Officer of our Bank. He holds a bachelor of technology degree in Mechanical Engineering from Regional Engineering College, Kurukshetra and is a post graduate in Mark...

Rajeev Pawar joined as the Head of Treasury on January 20, 2020. He has previously worked with American Express Bank, Standard Chartered Bank, Kotak Mahindra Bank and Edelweiss Finance in India, Singa...

Mr. Rajaneesh holds an MA in English from University of Mysore. A career banker with over 29 years of experience; worked for India’s premier MNC and private sector banks prior to joining Ujjivan SF...

Balakrishna Kamath is a qualified CA and CS with over thirty years of experience in corporate finance and corporate governance. He has multi-functional experience of around 27 years of working in Tata...

Mr. Sanjeev Barnwal is a qualified Company Secretary and an Associate Member of the Institute of Company Secretaries of India. He holds a bachelor’s degree in law and a diploma in Business Manageme...

Vibhas Chandra is an experienced hand in Ujjivan with a career spanning 14 years in multiple roles and managing various geographies. Joining as part of Ujjivan’s first Management Trainee batch, Vibhas...

Chandralekha joined Ujjivan in Apr, 2008 as part of the institution’s first batch of Management Trainees. Since then she has been instrumental in setting up and handling various positions across the o...

Vijayalaksmi is a seasoned banking professional with over 33-years of experience in the State Bank of India (SBI). She began her career with State Bank of India in October 1992 and has since held s...