Marginal Cost of Funds based Lending Rate (MCLR)

The Marginal Cost of Funds based Lending Rate (MCLR) with effect from April 20, 2026 for various tenors are as given under:

S. No Tenor MCLR in %
1 Overnight 11.65
2 One Month 11.50
3 Three Month 11.80
4 Six Month 11.95
5 One Year 12.20
6 Two Year 12.70
7 Three Year 12.95