The Marginal Cost of Funds based Lending Rate (MCLR) with effect from July 20, 2026 for various tenors are as given under:

S. NoTenorMCLR in %
1Overnight12.20
2One Month12.05
3Three Month12.15
4Six Month12.30
5One Year12.55
6Two Year12.95
7Three Year13.20

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MCLR Rates of January Month 2024

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MCLR Rates of February Month 2024

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MCLR Rates of March Month 2024

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MCLR Rates of May Month 2024

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MCLR Rates of June Month 2024

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MCLR Rates of July Month 2024

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MCLR Rates of October Month 2024

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MCLR Rates of December Month 2024

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