Marginal Cost of Funds based Lending Rate (MCLR)

The Marginal Cost of Funds based Lending Rate (MCLR) with effect from December 20, 2025 for various tenors are as given under:

S. No Tenor MCLR in %
1 Overnight 12.85
2 One Month 12.80
3 Three Month 12.80
4 Six Month 13.00
5 One Year 13.10
6 Two Year 13.35
7 Three Year 13.50