The Marginal Cost of Funds based Lending Rate (MCLR) with effect from July 20, 2026 for various tenors are as given under:
| S. No | Tenor | MCLR in % |
| 1 | Overnight | 12.20 |
| 2 | One Month | 12.05 |
| 3 | Three Month | 12.15 |
| 4 | Six Month | 12.30 |
| 5 | One Year | 12.55 |
| 6 | Two Year | 12.95 |
| 7 | Three Year | 13.20 |


