Marginal Cost of Funds based Lending Rate (MCLR)

The Marginal Cost of Funds based Lending Rate (MCLR) with effect from October 20, 2025 for various tenors are as given under:

S. No Tenor MCLR in %
1 Overnight 13.30
2 One Month 13.15
3 Three Month 13.15
4 Six Month 13.25
5 One Year 13.35
6 Two Year 13.55
7 Three Year 13.70