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Unified Payments Interface is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank peer-to-peer and person-to-merchant transactions. Ujjivan SFB is live as issuer in UPI payment system. Ujjivan SFB’s Savings/ Current Account holders can link their account in any UPI app and create VPA to send or receive payment directly to his/her Ujjivan SFB’s account.
Availability: Immediate money transfer through mobile device round the clock 24*7 and 365 days.
Simple to use: No addition of beneficiary required.
Ease of Access: Single mobile application for accessing different bank accounts.
No cost fund transfer: Transfer funds instantly without any charges.
Secure transactions: All UPI transactions are authorized using a unique UPI PIN that you set for the account
Merchant Payment with Single Application or In-App Payments: Utility Bill Payments, Over the Counter Payments, QR Code (Scan and Pay) based payments.
The various UPI limits of Ujjivan Bank is given in the below table
| Particulars | Limits |
| Maximum amount per transaction (P2P & P2PM) | Rs. 50,000 |
| Minimum amount per transaction (P2M) | Rs. 1,00,000 |
| Minimum amount per transaction | Rs. 1 |
| Maximum transaction amount per day | Rs. 1,00,000 |
| Maximum number of transactions per day, per account | 20 |
| Maximum amount per transaction post resetting the PIN or for a first-time user | Rs.5000 |
Please Note: