Regular Current Account


Ujjivan SFB Regular Current Account is designed to make business banking simple and convenient. Enjoy regular updates, doorstep cash and cheque pick-up facilities (offered in select cities), and more.

Key Features of Ujjivan SFB Regular Current Account

Flexible cash deposit limit across branches (based on the average balance of previous or current month as applicable)

Enjoy the facilities of SMS banking and Missed call banking along with 24/7 customer support from toll-free phone banking centre

Enjoy doorstep cash and cheque pick-up facility (offered in select cities through third-party tie-ups)

Remittance facilities - NEFT/RTGS/IMPS

No additional charges for non-home branch transactions

Free monthly account statements in electronic format

Financial transactions through Branch, ATM, Net Banking and Mobile Banking

Your Regular Current Account now allows you to select the debit card that fits your needs. Click here to explore your options.

Cards You Can Select

RuPay Classic Debit Card -

RuPay Platinum Debit Card -

Top Benefits of Ujjivan SFB Regular Current Account

Free first time issuance of Classic Debit Card

Free Monthly e-statements

Free cash deposit limit of up to ₹1.5 lakh per month at any Ujjivan SFB Branch

Electronic fund transfer – NEFT, RTGS, IMPS at nominal costs

Free 25 cheque leaves per quarter

Transaction alerts with account updates on your phone

Payment Acceptance Solutions: QR Codes, Point of sale solutions (POS) – Paper GPRS, and Digital GPRS are offered through third-party tie-ups

Non-cash services (DD and PO transactions) at a nominal cost

Free 50 cash withdrawals per month at any Ujjivan SFB branch

24*7 customer support

Minimal Requirements

Minimum average balance of ₹5000 every month

PAN card

Non-maintenance of minimum balance entails a fee of ₹300 + GST per month

Aadhaar card

How to Open a Ujjivan SFB Regular Current Account Online

Follow these simple steps to open the Regular Current Account online.

Visit Ujjivan Small Finance Bank's official website

Go to the page of Regular Current Account

Click Apply Now and fill out the online application form with the required details.

Review the information provided and submit your application.

Follow the next steps and open the Regular Current Account online

For assistance, you can call our 24*7 customer support or visit your nearest branch.

Am I Eligible for Ujjivan SFB Regular Current Account?

To apply for the Ujjivan SFB Regular Current Account, you should be any one of the following entities -

Resident individual

Hindu Undivided Family (HUF)

Sole-proprietorship business

Section 8/25 Companies

Partnership firm

Trust

Limited Liability Partnership (LLP)

Association

Limited Company

Society

One Person Company (OPC)

Club

FAQs

The Ujjivan Small Finance Bank Regular Current Account is a business banking account that allows you to conduct business transactions easily and conveniently. It also offers higher transaction limits and a rewarding debit card.

You can make free cash deposits worth ₹1.5 lakh every month in the Regular Current Account. Moreover, cash deposits can be made at any branch of Ujjivan Small Finance Bank.

You get 25 free cheque leaves every quarter with the Ujjivan SFB Regular Current Account.

You can remit funds through NEFT, RTGS, or IMPS using the Ujjivan SFB Regular Current Account.

You can contact Ujjivan Small Finance Bank's customer care at the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility.

Yes, you can foreclose the overdraft by repaying the outstanding dues with interest. A foreclosure fee of 2% of the sanctioned overdraft limit will be charged.

The Ujjivan SFB Regular Current Account issues free monthly e-statements which help you check the account transactions easily.

Non-maintenance of the minimum average balance in the Ujjivan SFB Regular Current Account would attract a monthly charge of ₹300 + GST.

A current account is specifically designed for businesses to manage their day-to-day transactions. Generally, you don’t earn interest on current account deposits.


A savings account is typically designed for salaried individuals. The balance maintained in savings account earns interest.

Open a digital current account