Ujjivan EZY Mobile Banking App


Your Banking Experience just got better!

Introducing all-new Ujjivan EZY Mobile Banking application, now enhanced with a modern, intuitive design and 200+ features.
Handle your finances on the go from fund transfers and bill payments to deposits, managing cards, and more, all in one place.
Download Ujjivan EZY Mobile Banking app now and login to explore a faster, smoother, and smarter banking experience.
Download Ujjivan EZY Mobile Banking app Now

Download Ujjivan Business Mobile Banking app Now

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Top Features & Benefits

Fund Transfers: Instantly transfer funds via IFT, NEFT, IMPS, or RTGS.

Instant Payee Validation: Verify payee details instantly before initiating a payment.

Scheduled Payments: Set up standing instructions or schedule future transfers.

Deposits: Open Regular Fixed deposit, Platina FD, Tax Saver FD, Recurring Deposits or Goal-Based RD (Sampoorna Lakshya) online.

Loans: Pay EMIs or apply for new loans – Agri, Gold, Home, MSME, Vehicle, Loan Against Deposit; Schedule loan Repayment and view loan details, disbursement history and more.

Bill Payments and recharges: Perform bill payments such as mobile recharge, electricity bill, water bill, DTH recharge and more.

Manage Debit Card: Hotlist cards, Block/unblock cards, Request new debit card, manage limits, and reset PIN anytime

Account Services: Mini Statement, check balances, download account statements, E-Passbook and more.

Services: Smart Statements, Nomination, Request Cheque Book, Stop Cheque Payment, Update Communication Address, Request Demand Draft, Re-KYC, report a fraudulent transaction, Download Interest /TDS Certificate and more…

Investments: Apply for Demat, Mutual Funds and National Pension Scheme.

Pay Tax: Perform GST payments at your convenience.

Available in 9 languages

English

Gujarati

Hindi

Odia

Tamil

Marathi

Kannada

Punjabi

Bengali

Modes To Opt-In For Mobile Banking
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    At the time of opening the account

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    By visiting any Ujjivan SFB Branch

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    Through ATM

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    Through Phone Banking

Device Binding
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    Device Binding is the process to register your device as a trusted device for Banking. It registers your device and validates with registered mobile number. This allows access to the Mobile Banking application from a trusted device only and makes your app usage safe and secure.

How to Get Started with Ujjivan EZY Mobile Banking Application

For New Registrations

Step 1: Download the App

  • Download the Ujjivan EZY Mobile Banking App from the Play Store or App Store

Step 2: Start Registration

  • Open the app, tap Login, and select Registration Now.

Step 3: One Time SIM Binding

  • Select the SIM registered with the bank for verification & accept T&C

Step 4: Verify Details

  • Customer ID linked to Mobile No will get auto populated (users having multiple Customer IDs need to select from the dropdown list)
  • Accept Terms & Condition, click on Register and Authenticate using OTP received

Step 5: Complete Authentication

  • Choose any one method- Aadhaar OTP, Debit Card or Temporary Passcode.

Step 6: Set Username & MPIN

  • Create Username & 4-digit MPIN, Set Security Questions, Select Primary Account and Tap Continue.
  • You can now Login using your username and MPIN to access Ujjivan EZY Mobile Banking.

For Existing Ujjivan Mobile Banking Users

To continue your banking seamlessly, please follow the steps below to transition to the Ujjivan EZY Mobile Banking App:

Step 1: Login with Customer ID (first time only)

  • In the Username field, enter your Customer ID and tap Login.

Step 2: Set Up Username

  • Create Username within 8 to 15 Character Limit and click Check Availability
  • Tap Update to set Username

Step 3: Enter Username & existing MPIN

  • Enter your newly set Username & existing 4-digit MPIN to login

Step 4: One Time SIM Binding

  • Select the SIM registered with the bank for verification & accept T&C

Step 5: Login to Ujjivan EZY App

  • Enter existing MPIN to login.

If you have forgotten your MPIN, click on "Trouble logging In" "Forgot MPIN" to reset your MPIN

How to Change MPIN

Log in to the Ujjivan EZY Mobile Banking Application using your current MPIN.

Go to the Settings tab in the vertical menu.

Click on Change MPIN.

Enter the following details:

- Existing MPIN

- New MPIN

- Confirm New MPIN

Click on Update

Enter the OTP sent to your registered mobile number.

Once the OTP is verified, the new MPIN will be set.

What Should I Do if I Forget MPIN

On the pre-login screen, click on “Trouble Logging In?” and select “Forgot MPIN”

For Device verification, select the SIM (Mobile Number registered with Bank). Review and Accept T&C and click on “Send SMS” button

Customer ID and Mobile Number will auto fetched. Review and Accept T&C and click “Continue” to proceed.

Enter the OTP received on your registered mobile number.

Authenticate using any of the following method:

- Debit card,

- Aadhaar OTP,

- Temporary Passcode, or

- Security questions.

Set your new MPIN (4-digits).

*NOTE: You can set security answers in the Settings tab and do not use the last 3 previously used MPINs

What Should I Do if I Forget Username

On the pre-login screen, click “Trouble Logging In?” and select “Forgot Username”

For Device verification, select the SIM (Mobile Number registered with Bank). Review and Accept T&C and click on “Send SMS” button

CIF ID and Mobile Number will auto fetched. Review and Accept T&C and click “Continue” to proceed.

Enter the OTP received on your registered mobile number.

Authenticate using any of the following method:

  • Debit card,
  • Aadhaar OTP,
  • Security questions.

Your set username will display on the screen.

Transaction Limits

  • All transaction limits are applicable in INR
  • There is no limit for fund transfer within Linked Accounts (Own Accounts)
  • Limits on Newly Added Beneficiary
    - Cooling period – 30 minutes -. During this time, no transaction is allowed
    - First 24 hours post cooling period – Rs 50,000 allowed.



1.Intra-bank fund transfer limit for registered beneficiaries post 24 hours for Ujjivan EZY Internet Banking & Mobile Banking:

 

Product Type

Savings Account Variants

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Savings Account

Staff

₹ 10,00,000.00

₹ 20,00,000.00

Privilege (Regular & Senior Citizen)

₹ 10,00,000.00

₹ 25,00,000.00

Maxima (Regular, NRE & NRO)

₹ 10,00,000.00

₹ 50,00,000.00

Other SA Variants

₹ 10,00,000.00

₹ 10,00,000.00

Current Account

Premium

₹ 10,00,000.00

₹ 20,00,000.00

Business Edge

₹ 10,00,000.00

₹ 30,00,000.00

Privilege

₹ 10,00,000.00

₹ 40,00,000.00

Maxima

₹ 10,00,000.00

₹ 50,00,000.00


2. Daily transaction limit for digitally opened savings accounts during the cooling period of account opening.

 

Product Type

Savings Account Variants

Daily limit

Cooling period days

Savings Account

Privilege Savings Account

1,50,000

7 days

Maxima Savings Account

2,00,000

7 days

Garima Savings Account

1,00,000

7 days

Other SA Variants (Regular, DSA Regular)

50,000

7 days


Additional measure to safe-guard the digitally opened savings bank account above limits will be in place for first 7 days of account opening for Ujjivan EZY Internet Banking, Mobile banking. 

3. Transfer limit for fund transfer to other banks account post 24 hours of beneficiary addition for Ujjivan EZY Internet Banking & Mobile Banking:

 

Timing

08:00 to 19:00 hrs. (On RBI Central Office working days)

19:00:01 to 07:59:59 hrs. (On RBI Central Office working days & all holidays)

              

Limit per transaction

Limit per day

Limit per transaction

Limit per day

NEFT

₹ 10,00,000

As per product variant

₹ 10,00,000

₹ 10,00,000

RTGS

₹ 10,00,000

As per product variant

₹ 10,00,000

₹ 10,00,000

IMPS:

₹ 5,00,000

As per product variant

₹ 5,00,000

As per product variant

P2A*

(Max. ₹ 25,00,000)

(Max. ₹ 25,00,000)

IMPS: 
P2P*

₹ 10,000

₹ 50,000

₹ 10,000

₹ 50,000

 

*No change in fund transfer limits during cut-off time for IMPS mode and IFT (Internal Fund Transfer) mode.

Note - Following account variants will have enhanced fund transfer limits during 08:00 to 19:00 hrs. (On RBI central office working days), while during 19:00:01 to 07:59:59 hrs. (On RBI central office working days & all holidays) the limits remain unchanged.

Product

IMPS (P2A)

IMPS (P2P)

NEFT

RTGS

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Limit per Transaction (INR)

Daily Transaction Limit (INR

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Limit per Transaction (INR)

Daily Transaction Limit (INR)

Staff SA

₹5,00,000

₹20,00,000

₹10,000

₹50,000

₹10,00,000

₹20,00,000

₹10,00,000

₹20,00,000

Privilege SA (Regular & Senior Citizen)

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹25,00,000

₹10,00,000

₹25,00,000

Maxima SA (Regular, NRE & NRO)

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹50,00,000

₹10,00,000

₹50,00,000

Other SA Variants

₹5,00,000

₹10,00,000

₹10,000

₹50,000

₹10,00,000

₹10,00,000

₹10,00,000

₹10,00,000

Regular CA

₹5,00,000

₹10,00,000

₹10,000

₹50,000

₹10,00,000

₹10,00,000

₹10,00,000

₹10,00,000

Premium CA

₹5,00,000

₹20,00,000

₹10,000

₹50,000

₹10,00,000

₹20,00,000

₹10,00,000

₹20,00,000

Business Edge CA

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹30,00,000

₹10,00,000

₹30,00,000

Privilege CA

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹40,00,000

₹10,00,000

₹40,00,000

Maxima CA

₹5,00,000

₹25,00,000

₹10,000

₹50,000

₹10,00,000

₹50,00,000

₹10,00,000

₹50,00,000

Note: All Bill payments & PG transactions made during the day would fall under the daily transaction limit category
 

4. Transfer limit for fund transfer to other banks account post 24 hours for Hello Ujjivan:

Transaction Type

Mode of Transaction

Limit per transaction

Limit per day

Intra - Bank

Within Ujjivan

₹ 3,00,000

₹ 5,00,000

Inter - Bank

RTGS

₹ 2,00,000 ~ ₹ 3,00,000

₹ 5,00,000

NEFT

₹ 3,00,000

₹ 5,00,000

IMPS: P2A

₹ 3,00,000

₹ 5,00,000

IMPS: P2P

₹ 10,000

₹ 50,000

 

Note: The above limits are subject to change from time to time.

Your security is important for us. We request you to keep in mind the following security measures:

Do'sDont's
  • Please keep your Ujjivan EZY Mobile Banking MPIN confidential. Set an MPIN that is difficult to guess.
  • Do not share your MPIN, OTP (One Time Password) or any confidential information with anyone. Ujjivan Small Finance Bank will never ask for such information.
  • Set a password for your mobile device to prevent unauthorized access.
  • Do not store any confidential information such as MPIN, debit card number, CVV number on your mobile device.
  • It is advisable to keep your mobile application updated.
  • Do not use unsecured Wi-Fi or shared/public networks while accessing the Ujjivan EZY Mobile Banking application.
  • Always log out from your Ujjivan EZY Mobile Banking application after completing any transaction.
 

Safe, Secure and Responsible usage guidelines implemented in Ujjivan EZY Mobile Banking.

Click here to View

FAQs

Mobile Banking is a term used for accessing banking services through a mobile device. With Mobile Banking, you may avail services like fund transfers, bill and EMI payments, etc., anytime, anywhere without visiting bank branch.

Ujjivan EZY Mobile Banking is a Mobile Banking Application offered by Ujjivan Small Finance Bank. Users can access most of the banking services anywhere any time through Wi-Fi or GPRS enabled handsets. It can be downloaded from Play Store/App Store. Pre login options are accessible to all. Post login options can be accessed by customers of Ujjivan Small Finance Bank after completing one time registration process.

Once you download the Ujjivan EZY Mobile Banking App, you can explore several services even before logging in.


These include:

Multilingual support (9 regional languages)

“Refer & Apply Now” option for bank products

EMI Calculator

Branch/ATM Locator

Quick links to Ujjivan’ s website and social media pages

Missed Call Banking and SMS Banking services & more.

Post-login features are accessible to customers registered on the Ujjivan EZY Mobile Banking App. Some of the key features include:

Account-based themes and personalized dashboard

Mini Statement and Balance Enquiry

Fund Transfer and Bill Payments

Deposit options

Debit Card requests and Cheque Book requests

Tax payments

Loan account related services

Investment features

Ujjivan EZY Mobile Banking App is compatible with:


For Android OS Version: Android 10 & above.


For iOS OS version: iOS 15 & above.

Yes. The Ujjivan EZY Mobile Banking App uses advanced security protocols to safeguard your financial information. Security features include SIM binding, device registration, multi-factor authentication, and secure login mechanisms to ensure protection against unauthorized access.

The daily fund transfer limits through Ujjivan EZY Mobile Banking App will be applicable based on your account variant/product type. For more information, please refer to the "Transaction Limit" section available on website or app’s terms and conditions or contact customer support.

While creating your MPIN, please follow the guidelines below:

MPIN should be 4 digits long.

MPIN must not include sequential numbers (e.g., 1234, 4321, 1238)."

You can change your MPIN using below options:

Trouble Logging In → Forgot MPIN (on the pre-login screen), or

Menu → Services → Change MPIN (after logging in).

If you’re locked out of your account, use the Forgot MPIN option on the pre-login page to unlock and reset your MPIN.

A Username is a unique identification name created by the user to securely log in to the Ujjivan EZY Mobile Banking/ Internet Banking platform. It is used along with your MPIN/ Password to authenticate your identity and access your banking account.

Your Username must follow these guidelines:

It should be alphanumeric (letters and numbers only)

It must be between 8 and 15 characters long

It cannot contain special characters or spaces

It must be entered in capital letters

If you forget your Username, you can easily retrieve it by selecting “Trouble Logging In → Forgot Username” on the pre-login page of the Ujjivan EZY Mobile Banking App. Follow the on-screen steps to recover your Username securely using your registered details.

A Customer ID is a unique identification number assigned by the bank to each customer. It serves as a single reference that links all your accounts and services with the bank and is used for identification in transactions, support requests, and account management.

Yes. You can temporarily Enable/ Disable your debit card through the “Manage limits” under Debit Card section for ATM, POS, E-Com transactions.

Yes. You can permanently block/unblock your debit card using the functionality - "Hotlist" within “Cards Actions” section under Debit Card.

No, adding a new payee is mandatory for transferring money within own or other bank transfers (via. Internal Fund Transfer, NEFT, RTGS) using the Ujjivan EZY Mobile Banking.

You can easily add new payee after login to Ujjivan EZY Mobile Banking App by following below steps:

Click on "Manage Payee" option on the home screen or select "Transfer" option in the vertical slider menu.

Select "Add Payee" option and choose beneficiary type i.e. Within Bank or Other Bank and

Fill the required details based on selected payment method

Enter the OTP sent to your mobile number registered with the Bank.

A Favourite transaction lets you save your most frequent transfers, helping you access and complete them quickly whenever needed.

No. You cannot use both the old and new Mobile Banking applications at the same time on the same or different devices.

“Favourite” transaction is a feature that lets you save your most frequent transactions so that you can access them quickly whenever you need.

No. You cannot use both the old and new Mobile Banking applications at the same time on the same or different devices.

If you have already created a username on the Ujjivan EZY Internet Banking platform, it will automatically be reflected in the Ujjivan EZY Mobile Banking App, and vice versa. A single username is required during the first-time registration on either platform. Once created, the same username can be used to log in to both the Ujjivan EZY Mobile Banking App and the Ujjivan EZY Internet Banking platform.

Yes. All your existing details — including beneficiaries, billers, standing instructions, limits, and security questions — from the old Mobile Banking application will automatically be available in the Ujjivan EZY Mobile Banking and Internet Banking platforms.

Yes, a cooling period is applicable, when you add a new beneficiary. The activation process is as follows:

After adding a new beneficiary, there is a 30-minute cooling period, during which you cannot make any transfers to the added beneficiary

Post 30-minute period, you can transfer up to ₹50,000 within the next 24 hours.

After 24 hours, you can transfer amount up to the transaction limits applicable based on your account/product variant.

The Ujjivan EZY Mobile Banking App is available in nine languages:


English, Hindi, Kannada, Tamil, Bengali, Punjabi, Gujarati, Marathi, and Oriya.

To start using the Ujjivan EZY Mobile Banking App, follow these simple steps:


1. Download & Install the Ujjivan EZY Mobile Banking App

For Android users: Visit the Google Play Store

For iOS users: Visit the App Store

2. Open the app, tap Login, then select Register Now.

3. Proceed with Device Registration (ensure the SIM linked to your registered mobile number is in the device).

4. Select the registered SIM (SIM 1 or SIM 2), review and accept Terms & Conditions, then tap Send SMS.

5. Your CIF ID linked to your mobile number will be auto-populated. (If you have multiple CIFs, select the correct one from the dropdown.)

6. Review and accept the Terms & Conditions, then tap Register.

7. Enter the OTP sent to your registered mobile number.

8. Choose any one method for authentication:

Aadhaar OTP – Enter Aadhaar details and authenticate using Aadhaar OTP.

Debit Card – Enter your debit card details.

Temporary Passcode – Enter the passcode. Ujjivan p Call toll-free

(Temporary passcode may be generated through branch or Phone Banking on toll-free - 1800 208 2121)


9. Set a Username and 4-digit MPIN, optionally add Security Questions, select your Primary Account, and tap Continue.


Once done, you can log in using your Username and MPIN to access Ujjivan EZY Mobile Banking.

1. Enter your CIF ID in the username field and click Login.

2. A pop-up screen will appear prompting you to set a new Username.

3. Click Check Availability to verify if your preferred Username is available. Once available, click Update to set your new Username.

4. Enter your new Username and existing 4-digit MPIN to log in.

5. A confirmation message will appear to proceed with Device Registration.

(Ensure the SIM with your registered mobile number is present in the device.)

6. Select the registered SIM (SIM 1 or SIM 2), review and accept the Terms & Conditions, then click Send SMS.

7. Once the device registration is successful, you can start using the Ujjivan EZY Mobile Banking App seamlessly.