Whether you are looking to renovate your house, expand your business and/or agricultural activities, our Individual Loans are here to support you. We offer financing up to 3 lakh at competitive rates to meet your immediate financial requirements.
Loan amount - ₹51000 to ₹3,00,000
QR Codes for digital payments
Quick approvals
Doorstep services
Competitive rates ranges from 23.30% p.a. to 24.80% p.a.
Flexible repayment tenure up to 36 months
Variety of loan options to suit different requirements
Top-up loans up to ₹1 lakh after 6 months
Minimal documentation
We offer a wide variety of Individual Loans:
Individual Business Loan (IBL)
Get hassle-free financing to grow your business. Enjoy minimal paperwork, competitive rates, flexible repayment tenure, and more.
Individual Livestock Loan (ILL)
Meet immediate financial requirements of your animal husbandry activities with our Individual Livestock Loan.
Home Improvement Loan (HIL)
Give your home a makeover with our Home Improvement Loan. Enjoy attractive rates and flexible repayment tenures.
Individual Agriculture Loan (IAL)
Need immediate funds to grow your agricultural activities? Apply for our Agriculture Loan and enjoy competitive rates, minimal documentation and a hassle-free application process.
Individual Loan Top-up
Your existing loan not enough to meet your requirements? Apply for our top-up loan with ease and get financing up to ₹1 lakh.
General Purpose Loan (GPL)
Meet your diverse personal and unexpected financial needs with absolute freedom. Enjoy quick processing, minimal paperwork, and flexible options tailored to support any purpose.
PAN Card or Form 97
Aadhaar card/Voter ID/Driving License/Passport
Updated bank statement of last 6 months but shouldn't be older than 45 days
1 Photo of applicant and co-applicant
An Individual Loan is a purpose-based loan given to individuals. Ujjivan SFB offers multiple Individual Loan products designed to meet your immediate financial requirements.
The minimum tenure is 6 months and the maximum tenure is 36 months.
You can get a maximum financing of ₹3 lakh.
You will need your PAN or Form 97, Aadhaar Card/Voter ID/Passport/Driving License, updated bank statement of last 6 months but shouldn't be older than 45 days and 1 photo of applicant and co-applicant.
