Banking Policies


Access a collection of informative banking policies that define our operational principles.

Disclosure of Commission – Co-branded Credit Card

File Type: PDF • File Size: 723.12 KB

Vernacular versions of fair practice code for lenders

Citizen’s Charter

File Type: PDF • File Size: 473.13 KB

Comprehensive Deposit Policy

File Type: PDF • File Size: 1.72 MB

Policy on Settlement of Claims in Respect of Deceased Account Holders

File Type: PDF • File Size: 674.65 KB

Cheque Collection Policy

File Type: PDF • File Size: 300.12 KB

Fair practice code for lenders

File Type: PDF • File Size: 330.79 KB

Code of Conduct for Direct Selling Agents

File Type: PDF • File Size: 185.87 KB

Policy on collection of dues and repossession of security

File Type: PDF • File Size: 412.04 KB

KYC & AML Policy

File Type: PDF • File Size: 830.57 KB

Positive Pay System

File Type: PDF • File Size: 271.74 KB

Positive Pay System for Cheque Truncation System

File Type: PDF • File Size: 1.04 MB

Vigilance - Anti Bribery and Anti Corruption Policy

File Type: PDF • File Size: 509.24 KB

Ujjivan MSME Policy - covering PSL, Rehabilitation and Settlement 2019

File Type: PDF • File Size: 460.32 KB

Debit card Issuance Policy

File Type: PDF • File Size: 547.77 KB

Policy on Frequent Dishonour of Cheques

File Type: PDF • File Size: 260.26 KB

Grievance Redressal Policy

File Type: PDF • File Size: 684.78 KB

Customer Compensation Policy

File Type: PDF • File Size: 394.20 KB

Updated Policy on Fixing Service Charges

File Type: PDF • File Size: 297.98 KB

New Product Approval Policy

File Type: PDF • File Size: 524.09 KB

Policy on Determination of Materiality of Event

File Type: PDF • File Size: 333.41 KB

Policy on Resolution Framework 2.0

File Type: PDF • File Size: 1.09 MB

Customer Rights Policy

File Type: PDF • File Size: 248.89 KB

Feature of Rs 10 Notes

File Type: PDF • File Size: 174.54 KB

Feature of Rs 50 Notes

File Type: PDF • File Size: 116.60 KB