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Enjoy elite benefits and maximize your savings potential
Choose excellence, choose our NR Maxima Savings Account!
Applicable for both NRE and NRO
Applicable for both NRE and NRO
Unlimited highlights of the account
Free Issuance of Demand Drafts
Unlimited ATM Transactions across any bank ATMs
Free NEFT, RTGS , IMPS & UPI transactions across all channels
Free Issuance of Cheque Book
Key Features and Benefits of NR Maxima Savings Account
*For the comprehensive Service Charges and Fees, click here
**For more details on Complimentary Health Prime Benefit, click here
*Internet Banking & Mobile Banking facilities across borders - List of countries
To know more about Rupay Select International Debit Card (Maxima NRE) Know More
To know more about Rupay Select Debit Card (Maxima NRO) Know More
Transaction SMS Alerts and International SMS OTP
Transaction SMS alerts will be sent only to the customer’s registered Indian mobile number, provided it is the primary contact number. Customers can use their registered primary mobile number to download and activate Mobile Banking. If an international mobile number is registered as the primary contact number, Mobile Banking can be accessed using that number; however, transaction SMS alerts will not be sent to the international number.
International SMS OTP services are available only in select countries, subject to the Bank’s regulatory, operational, technical and commercial requirements. The Bank reserves the right to modify, restrict, suspend or withdraw the service without prior notice.
Please refer to the list below for the countries where International SMS OTP services are currently available and the corresponding sender IDs. For the latest availability, please contact your Branch or Relationship Manager.
Country | Sender id/TFN |
United States & Canada | 18445046317 |
United Kingdom, Germany, Saudi Arabia, Qatar, Kuwait, Oman, Bahrain | UJJIVN |
Singapore | U2 INFO/ Likely Scam |
Malaysia | Operator’s Preferred Short Code |
Note: Transaction alerts will be sent to the customer’s registered email ID. For transactions through Internet Banking or Mobile Banking, customers can choose to receive OTPs via SMS or email.
Essential Criteria
Minimum Average Balance (MAB) in each NR Maxima Savings account >= ₹ 1 Lakh Or,
Primary Account holder’s active cumulative Fixed Deposit value >= ₹15 lakhs
₹1 Thousand
Principal amount₹1,00,000.00
Monthly interest amount₹212.00
*Interest is calculated on a monthly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.
Ujjivan SFB NR Maxima Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 05th June 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹ 3 lakh | 2.50% |
| > ₹3 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹25 lakhs | 6.50% |
| > ₹25 lakh to ₹25 Crore | 6.75% |
| > ₹25 Crore | 7.15% |
You can find additional disclosures here.
Digital savings account opening is not available for NR customers.
FAQs
The NR Maxima Savings Account is specifically designed for Non-Resident Indians (NRIs)
Some key benefits include zero charges on NEFT, RTGS, IMPS, and UPI transactions, unlimited ATM transactions across any bank ATMs in India, free issuance of cheque books and demand drafts, and a lifetime free RuPay Select Debit Card with various perks.
No, there are zero charges for commonly used banking services such as NEFT, RTGS, IMPS,UPI & ATM transactions, issuance of demand drafts, cheque books and debit cards
Yes, the account offers flexible balance maintenance options – either maintain ₹ 1 lakh and above in savings accounts separately or maintain a cumulative fixed deposit value of ₹ 15 lakhs and above
The RuPay Select Debit Card offers features such as personal accident and total permanent disability cover, complimentary airport lounge access, higher daily ATM withdrawal and transaction limits, wellness services, golf lessons, and exclusive merchant offers.
Yes, there is a complimentary health service for the first year, issued and serviced by an insurance partner for customers aged between 18 years and 65 years
You can access customer support through our branches or via our customer service helpline.
No, the RuPay Select Debit Card is issued free of cost and is a lifetime free card.
Yes, you can manage your account conveniently through online and mobile banking platforms.
No, there are unlimited transactions across all channels and unlimited ATM transactions across any bank ATMs in India.
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