NRE Fixed Deposit is a secure investment option for NRIs to deposit their foreign earnings in Indian currency and earn interest on it.
NRE Fixed Deposit - Open NRE FD Account in India | Ujjivan SFB
NRE Fixed Deposits
Grow your foreign income in a safe and secure way with Ujjivan SFB’s NRE Fixed Deposit. Tailored for Non-Resident Indians (NRIs) seeking tax-free, stable returns, our NRE FD offers a seamless gateway to manage your money while residing abroad. Earn attractive interest rates up to 7.80%* p.a. in Indian currency, enjoy flexible deposit tenure, repatriation options, and more.
Key Features of our NRE Savings Account
Minimum Amount - ₹5,000 and multiples of ₹1 thereof
Monthly & Quarterly interest pay-out
Flexible deposit tenure from 1 year to 10 years
Cumulative interest payment at maturity
Top Benefits of our NRE Fixed Deposit
Higher interest rates up to 7.80%* p.a.
Premature closure and partial withdrawal options
Earn tax-free interest
Deposit amount and interest earned are easily repatriable
Ujjivan SFB NRE Fixed Deposit Interest Rates
Below mentioned are the Interest Rates with effective from 22nd June 2026
Term Deposits | Interest Rate (p.a.) (Below ₹ 3 Crores) |
1 Year to < 2 years | 7.25% |
2 Years | 7.80% |
2 Year 1 day - 3 Year | 7.25% |
3 Year 1 Day – 3 year 6 months | 7.55% |
>3 Year 6 months- 5 Years | 7.20% |
5 Years 1 day | 7.30% |
5 Years 2 Days | 6.50% |
No Additional Interest Rate for Senior Citizens
Minimum Tenure for NRE Deposit is 1 year
- In case of pre-closure within 1 year no interest shall be paid and no penalty would be levied
- In case of part withdrawal within 1 year no interest shall be paid on the amount partially withdrawn and no penalty would be levied
For other disclosures and Regular NRE FD interest rates, click here.
FAQs
Existing Ujjivan SFB NR customers can easily apply through Internet Banking or Mobile application or visit our branches.
The minimum amount is ₹5,000 with no maximum limit.
The interest rate remains fixed for the deposit duration.
No, NRE FD interest are tax-free.
Yes, you can nominate a beneficiary for your NRE FD. It will ensure smooth transition in the event of unforeseen circumstances.
Yes, but please note that interest will apply for NRE fixed deposits only after 12 months, However the facility isn’t applicable on Platina FDs.
No, deposits will remain in INR.
*Terms and Conditions Apply.