NRE Fixed Deposits

Grow your foreign income in a safe and secure way with Ujjivan SFB’s NRE Fixed Deposit. Tailored for Non-Resident Indians (NRIs) seeking tax-free, stable returns, our NRE FD offers a seamless gateway to manage your money while residing abroad. Earn attractive interest rates up to 7.55%* p.a. in Indian currency, enjoy flexible deposit tenure, repatriation options, and more.

Key Features of our NRE Savings Account

Minimum Amount - ₹5,000 and multiples of ₹1 thereof

Monthly & Quarterly interest pay-out

Flexible deposit tenure from 1 year to 10 years

Cumulative interest payment at maturity

Minimum Amount - ₹5,000 and multiples of ₹1 thereof

Monthly & Quarterly interest pay-out

Flexible deposit tenure from 1 year to 10 years

Cumulative interest payment at maturity

Top Benefits of our NRE Fixed Deposit

Higher interest rates up to 7.55%* p.a.

Premature closure and partial withdrawal options

Earn tax-free interest

Deposit amount and interest earned are easily repatriable

Ujjivan SFB NRE Fixed Deposit Interest Rates

Below mentioned are the Interest Rates with effective from 05th June 2026

Term Deposits	Interest Rate (p.a.) (Below ₹ 3 Crores)
1 Year to < 2 years	7.25%
2 Years	7.40%
2 Year 1 day - 3 Year	7.25%
3 Year 1 Day – 3 year 6 months	7.55%
>3 Year 6 months- 5 Years	7.20%
5 Years 1 day	7.30%
5 Years 2 Days	6.50%

No Additional Interest Rate for Senior Citizens

Minimum Tenure for NRE Deposit is 1 year

In case of pre-closure within 1 year no interest shall be paid and no penalty would be levied
In case of part withdrawal within 1 year no interest shall be paid on the amount partially withdrawn and no penalty would be levied

For other disclosures and Regular NRE FD interest rates, click here.

FAQs

NRE Fixed Deposit is a secure investment option for NRIs to deposit their foreign earnings in Indian currency and earn interest on it.

Existing Ujjivan SFB NR customers can easily apply through Internet Banking or Mobile application or visit our branches.

The minimum amount is ₹5,000 with no maximum limit.

The interest rate remains fixed for the deposit duration.

No, NRE FD interest are tax-free.

Yes, you can nominate a beneficiary for your NRE FD. It will ensure smooth transition in the event of unforeseen circumstances.

Yes, but please note that interest will apply for NRE fixed deposits only after 12 months, However the facility isn’t applicable on Platina FDs.

No, deposits will remain in INR.

*Terms and Conditions Apply.