Open NRO Savings Account | Ujjivan SFB
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Key Features of our NRO Savings Account
No minimum monthly average balance requirement
Internet Banking & Mobile Banking facilities across borders
Interest calculated daily on end-of-the-day balance & credited quarterly
Repatriation of funds as per FEMA guidelines
Secure Inward & Outward remittance facility in foreign currency
Internet Banking & Mobile Banking facilities across borders - List of countries
Your NRO Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
RuPay Classic Debit Card -
RuPay Platinum Debit Card -
Top Benefits of our NRO Savings Account
Earn interest rates up to 7.15%* p.a.
Free Remittance facility - NEFT & RTGS
5 Free ATM transactions each across Ujjivan SFB and other bank ATMs
Remittance at competitive exchange rates
Free SMS facility to the registered Indian mobile number
Transaction SMS alerts will be sent only to the customer’s Indian mobile number if it is registered as the primary contact number. The same number can be used to download and activate Mobile Banking. If an international mobile number is the primary contact number, Mobile Banking can be accessed using that number; however, transaction SMS alerts will not be sent to it. International SMS OTP services may be available for select countries, subject to the Bank’s discretion and regulatory, operational, technical, and commercial requirements. The Bank may modify, suspend, restrict, or withdraw this service without prior notice. For the latest availability of International SMS OTP services, customers should contact their Branch or Relationship Manager.
NRE Savings account ROI Calculator:
Easily calculate returns using our NRE Savings calculator
₹1 Thousand
Principal amount₹1,00,000.00
Monthly interest amount₹212.00
*Interest is calculated on a monthly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.
*Digital savings account opening is not available for non-resident customers.
Ujjivan SFB NRE Savings Account Interest Rate
Below mentioned are the Interest Rates with effective from 05th June 2026
Account balance | Rate of Interest (p.a.) |
Up to ₹ 3 lakh | 2.50% |
> ₹3 lakh to ₹5 lakhs | 3.00% |
> ₹5 lakhs to ₹25 lakhs | 6.50% |
> ₹25 lakh to ₹25 Crore | 6.75% |
> ₹25 Crore | 7.15% |
You can find additional disclosures here
Digital savings account opening is not available for NR customers.
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FAQs
NRO Savings Account allows NRIs to manage their income earned in India while they live abroad. NRO accounts are maintained in Indian rupees and can be repatriated abroad subject to terms and conditions.
You can earn up to 7.15%* p.a. with Ujjivan SFB NRO Savings Account.
No, there isn't any monthly minimum balance requirement for Ujjivan Small Finance Banks NRO Savings Account.
Yes, it's taxable according to Indian Income Tax laws.
The interest is calculated daily on end-of-day balances and credited quarterly.
You can carry out 5 free transactions at Ujjivan SFB ATMs and other bank branches.
With Ujjivan SFB, you get secure inward and outward remittance in foreign currency at competitive rates. FEMA guidelines apply for outward remittance.
*Terms and Conditions Apply