NRO Savings Account
Manage your earnings generated in India while living abroad with ease. Our NRO Savings Account offers competitive interest rates up to 7.25%* p.a., with no minimum balance requirement. Enjoy free remittance facilities, convenient electronic fund transfers, and more.
Key Features of our NRO Savings Account
No minimum monthly average balance requirement
Internet Banking & Mobile Banking facilities across borders
Interest calculated daily on end-of-the-day balance & credited quarterly
Repatriation of funds as per FEMA guidelines
Secure Inward & Outward remittance facility in foreign currency
Internet Banking & Mobile Banking facilities across borders - List of countries
Your NRO Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
Key Features of our NRO Savings Account
No minimum monthly average balance requirement
Internet Banking & Mobile Banking facilities across borders
Interest calculated daily on end-of-the-day balance & credited quarterly
Repatriation of funds as per FEMA guidelines
Secure Inward & Outward remittance facility in foreign currency
Internet Banking & Mobile Banking facilities across borders - List of countries
Your NRO Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
NRO Savings Account ROI Calculator
Easily calculate returns using our NRO Savings Calculator.
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.
*Digital savings account opening is not available for non-resident customers.
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Ujjivan SFB NRO Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 09th Jan 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 2.50% |
| > ₹1 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.00% |
| > ₹10 lakhs to ₹50 lakhs | 7.00% |
| > ₹50 lakhs | 7.25% |
You can find additional disclosures here.
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FAQs
1. What is an NRO Savings Account?
NRO Savings Account allows NRIs to manage their income earned in India while they live abroad. NRO accounts are maintained in Indian rupees and can be repatriated abroad subject to terms and conditions.
2. How much interest can you earn on your NRO Savings Account?
You can earn up to 7.25%* p.a. with Ujjivan SFB NRO Savings Account.
3. Is there a monthly balance requirement?
No, there isn't any monthly minimum balance requirement for Ujjivan Small Finance Banks NRO Savings Account.
4. Is the income earned taxable?
Yes, it's taxable according to Indian Income Tax laws.
5. How is interest calculated?
The interest is calculated daily on end-of-day balances and credited quarterly.
6. How many free transactions are allowed monthly?
You can carry out 5 free transactions at Ujjivan SFB ATMs and other bank branches.
7. What are the remittance facilities provided?
With Ujjivan SFB, you get secure inward and outward remittance in foreign currency at competitive rates. FEMA guidelines apply for outward remittance.
*Terms and Conditions Apply
