NRO Fixed Deposits are designed for NRIs to deposit income earned in India and earn taxable interest with a TDS rate of 30% plus surcharge and cess.
NRO Fixed Deposits - Open NRO FD Account Online in India | Ujjivan SFB
NRO Fixed Deposit
Designed exclusively for the Non-Resident Indians (NRIs), the NRO Fixed Deposit from Ujjivan Small Finance Bank offers an opportunity to invest their income earned in India and enjoy competitive interest rates. With flexible deposit tenures ranging from 7 days to 10 years, this FD provides multiple interest pay-out options and repatriation facilities at attractive rates.
Key Features of our NRO Fixed Deposit
Minimum Amount - ₹5,000 and multiples of ₹1 thereof
Monthly & quarterly interest pay-out
Flexible deposit tenure from 7 days to 10 years
Cumulative interest payment at maturity
Top Benefits of our NRO Fixed Deposit test
Higher interest rates up to 7.80%* p.a.
Repatriation* facilities available
Premature closure and partial withdrawal options
Hassle-free account opening process
*FEMA rules apply. Other T&C apply.
FD Calculator
Find out the interest you will earn on your Fixed Deposits and plan your investments better!
Min ₹1000Max ₹2.99Cr
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* At Maturity to be selected for tenure <= 180 Days
Ujjivan SFB NRO Fixed Deposit Interest Rates
Below mentioned are the Interest Rates with effective from 22nd June 2026
| Tenure | Interest Rate (p.a.) |
|---|---|
| 7 days to 29 days | 3.50% |
| 30 days to 89 days | 4.15% |
| 90 days to 179 days | 4.65% |
| 180 days | 6.00% |
| 6 months to < 1 year | 5.50% |
| 1 Year to < 2 years | 7.25% |
| 2 Years | 7.80% |
| 2 Year 1 day - 3 Year | 7.25% |
| 3 Year 1 Day – 3 year 6 months | 7.55% |
| >3 Year 6 months- 5 Years | 7.20% |
| 5 years 1 day | 7.30% |
| 5 Years 2 Days - 10 Years | 6.50% |
No Additional Interest Rate for Senior Citizens
*Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank"
For other disclosures and Regular NRO FD interest rates, click here
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FAQs
Yes, premature closure and partial withdrawal facilities are available for regular NRO FD. However, the facility isn’t applicable on Platina FDs.
The minimum tenure is 7 days while the maximum tenure is 10 years.
The interest is paid out monthly/quarterly for non-cumulative accounts, or as a lump sum at maturity for cumulative accounts.
You can earn up to 7.80%* p.a. depending on deposit type, amount and tenure.
Existing Ujjivan SFB NR customers can easily apply through Internet Banking or Mobile application or visit our branches.
NRO FDs can be opened with Indian currency.
You can locate branches on our website by clicking here.
*Terms and Conditions Apply.