NRO Recurring Deposits

Designed exclusively for the Non-Resident Indians (NRIs), the NRO Recurring Deposit from Ujjivan Small Finance Bank offers an opportunity to invest their income earned in India and enjoy competitive interest rates.

Key Features

Minimum Deposit Amount - ₹1,000 and multiples of ₹100 thereafter.

Minimum Tenure – 12 months, extendable in 3-month increments

Maximum Tenure – 10 years

Top Benefits of our NRO Recurring Deposit

Higher interest rates up to 7.80%* p.a.

Premature closure option

NRO RD Calculator

Find out the interest you will earn on your Recurring Deposits and plan your investments better!

What kind of customer are you?

How much are you planning to invest?

Min ₹100Max ₹2.99Cr

How long do you want to invest?

MM

Disclaimer: Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy. The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Ujjivan SFB NRO Recurring Deposit Interest Rates

Below mentioned are the Interest Rates with effective from 22nd June 2026

Tenure	Interest Rate (p.a.)
12-21 months	7.25%
24 months	7.80%
27-36 months	7.25%
39-42 months	7.55%
45-60 months	7.20%
63-120 months	6.50%

*Disclaimer: Interest rates are subject to change by the bank without any prior notice

FAQs

NRI customers of Ujjivan SFB with valid KYC. Customers with pending KYC or expired passport/visa are not eligible.

The monthly instalment must be funded from your existing NRO Savings Account.

The maturity or pre-closure amount will be credited to the same NRO Savings Account.

Yes. Interest earned is subject to applicable TDS.

No. Partial withdrawals are not allowed.

No. Overdraft facility is not available.

Yes, premature closure is permitted.

For detailed information on charges and penalties, refer to NRE/NRO Schedule of Charges under Service Charges and Fees.

A penalty of 1.5% of the instalment amount + applicable GST will be deducted from the overall interest at maturity or pre-closure.

Yes. The Recurring Deposit must be closed before the linked NRO Savings Account is closed.