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Institutional Savings Account
Ujjivan SFB Institutional Savings Account caters to the needs of Trusts, Associations, Clubs, Societies, Government Institutions, Religious Trusts, Employee Welfare Trusts, Hospitals etc. We also offer a wide array of features and solutions to support your organisation's banking needs. Get higher free cash deposit limit, earn big on interest up to 7.15%* p.a., enjoy no minimum average balance, and more with our Institutional Savings Account.
Key Features of Ujjivan SFB Institutional Savings Account
Zero deposit amount for account opening
No monthly balance maintenance requirement
Unlimited number and amount of monthly withdrawals at a branch
Free passbook & cheque book provided on request
Free monthly e-statement or hard copy of the statement provided on request
Free transaction through online process/branch-IMPS/RTGS/NEFT
Top Benefits of Ujjivan SFB Institutional Savings Account
Top-notch business net banking
Dedicated relationship manager
Higher free cash deposit limit
Interest is calculated on end-of-day balances and credited quarterly
Competitive interest rates up to 7.15%* p.a.
Option to provide standing instructions to manage the account
Free cash deposits across all Ujjivan Small Finance Bank branches
Business net banking, scan QR code, receive SMS alerts
How to Open a Ujjivan SFB Institutional Savings Account
Follow these simple steps to open the Institutional Savings Account.
Visit Ujjivan Small Finance Bank's official website
Go to the page Institutional Savings Account
Click ‘Apply Now’ and fill out the application form with the required details.
Review the information provided and submit your application.
Follow the next steps and open the Institutional Savings Account
re-KYC declaration form Click here
For assistance, you can call our 24/7 customer support or visit your nearest branch.
Ujjivan SFB Institutional Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 05th June 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹ 3 lakh | 2.50% |
| > ₹3 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹25 lakhs | 6.50% |
| > ₹25 lakh to ₹25 Crore | 6.75% |
| > ₹25 Crore | 7.15% |
For more information on the interest rate for your, Institutional Savings Account click here.
Am I Eligible for Ujjivan SFB Institutional Savings Account
To apply for the Ujjivan SFB Institutional Savings Account, you should fall into one of the following groups-
Associations
Religious trusts
Trusts
Government institutions
Societies
Hospitals
Clubs
Employee welfare trusts
Declaration - Increase in cash withdrawal threshold u/s 194N with respect to co-operative societies click here
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FAQs
The Ujjivan Small Finance Bank’s Institutional Savings Account is a specialised bank account offering a myriad of features and solutions to help support your organisation’s banking needs. It caters to the needs of various associations, trusts, societies, clubs, government institutions, employee welfare trusts, religious trusts, hospitals and more
The rate of interest offered for an Institutional Savings Account is up to 7.15%* p.a.
Ujjivan SFB calculates the interest daily on end-of-day balances. The interest amount is credited quarterly.
Yes, you will get a free cheque book and passbook for your Institutional Savings Account upon request.
Yes, SMS alerts are sent to your registered mobile number for every transaction.
You can contact Ujjivan Small Finance Bank's customer care for any query about the Institutional Savings Account. Call the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility for quick and efficient resolution.
No minimum amount is required as an initial deposit at the time of account opening.
There is no compulsion to maintain a monthly average balance with Ujjivan SFB Institutional Savings Account.
No, electronic transactions such as IMPS, RTGS, and NEFT are free if conducted through online mode or at the bank branch.
The Ujjivan Small Finance Bank has 752 branches in 26 States and Union Territories of India. To find your nearest branch, visit the bank's website's 'Locate Us' section.