
The Ujjivan SFB Digital Savings Account is designed for those who prefer seamless banking without the need to visit a branch. With instant online account opening, paperless Video KYC, and full access to banking services through our mobile app, managing yo
Whether you’re salaried, self-employed, or just starting your financial journey, this account offers convenience, control, and confidence all at your fingertips.
Higher interest rates up to 7.15%*
Enjoy 5 free transactions at both Ujjivan SFB's ATM and other Bank's ATM
Instant Online Savings Account Opening via Video KYC
Speak directly to our customer care executive in your preferred language 24/7 through Ujjivan SFB Toll Free Number 1800 208 2121
Free RuPay Virtual Debit Card with a host of benefits
State-of-the-art mobile banking in 9 regional languages of your choice, bill payments, UPI, recharges and fingerprint login
Free SMS alert facility to your registered mobile number
Low Minimum Monthly Average Balance of ₹1,000
*Free Classic Debit Card for 1st year
Your Digital Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
RuPay Classic Debit Card-
RuPay Platinum Debit Card-

Click ‘Open Now’ from the Home Page
Select between ‘New Customer’ & ‘Existing Customer’
Fill in the details (Complete your e-KYC, select the product and fill in personal details)
Make initial payment
Complete your Video KYC. Keep Original PAN Card ready (Ensure you are in good internet connectivity for seamless experience)
Please click here for latest interest rates
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The Ujjivan Small Finance Bank Digital Savings Account is an online savings account you can open instantly from anywhere.
The interest rate depends on the minimum balance that you maintain in Ujjivan SFB Digital Savings Account. Here are the details:
If the balance is up to ₹3 lakh - 2.50%* p.a.
If the balance is between ₹3 lakh and ₹5 lakh - 3.00%* p.a.
If the balance is more than ₹5 lakhs to ₹25 lakhs- 6.50%* p.a.
If the balance is more than ₹25 lakhs to ₹25 Crore- 6.75%* p.a.
If the balance is more than ₹25 Crore- 7.15%* p.a.
Ujjivan SFB Digital Savings Account requires only your PAN Card and Aadhaar Card to open the account. However, please ensure your Aadhaar is linked to a valid mobile number. The OTP will be sent only to the registered mobile number linked to your Aadhaar card.
The minimum age to apply for the Digital Savings Account is 18 years. As such, you cannot open the account in the name of your minor child.
You can contact Ujjivan Small Finance Bank's customer care at the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility.
Ujjivan Small Finance Bank Digital Savings Account offers a free SMS alert facility, which allows you to receive regular account updates.
You need to maintain a monthly average balance (minimum balance) of ₹1,000 in Digital Savings Account.
The Ujjivan Small Finance Bank has 785 branches in 26 States and Union Territories of India. To find your nearest branch, visit the bank's website's 'Locate Us' section.
Yes there is daily transaction limit on all Digital Savings Account variants. The limit is for first 7 days of account opening.
The transaction limit varies basis the product selected by you. Kindly visit our Net banking page to know more on the same.
You would need to provide personal details like mobile number, name as per PAN, date of birth, etc. To know the complete list, please clickhere.
Yes, you can do IMPS/NEFT/RTGS transactions with your account.
For details regarding fund transfer limit pertaining to your account, please click here
You may not face any challenge if the transaction value is lower than the limit applied for your account variant.
If you want to do any transaction which is exceeding the daily transaction limit during the cooling period of 7 days, you may have to visit our branch. We would be very happy to assist you. For branches list click here.