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Enjoy elite benefits and maximize your savings potential

Choose excellence, choose our Maxima Savings Account!

Enjoy elite benefits and maximize your savings potential

Choose excellence, choose our Maxima Savings Account!

Unlimited highlights of the account

Features of Maxima Savings Account

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Zero charges on commonly used banking services*

zero

Flexible balance maintenance options*

Flexibility

Complimentary health services** for the first year (*issued and serviced by insurance partner)

Flexible

Higher Daily ATM Cash Withdrawal limit of ₹2.5 lakh

health

Enhanced POS & E-commerce limit of ₹5 lakh

Bulk payments

24*7 customer care services in your preferred languages

*For the comprehensive Service Charges and Fees, click here

 

**For more details on Complimentary Health Prime Benefit, click here

 

Get exciting RuPay Debit Card offers & discounts, click here

RuPay International Select Debit Card Benefits

Complimentary lounge Access

Personal Accident & Total Permanent Disability cover of ₹ 10 lakhs

Emergency Cash Concierge Services at international location

Complimentary Golf Lessons

Complimentary premium health check-up

Free Travel coupon

Complimentary Wellness Services

For more information click here

Maxima Savings Account

Expand your world while you experience seamless banking services! With our Maxima Savings Account, you can enjoy priority services, a constant channel of engagement and exclusive benefits. Our vast range of offerings demonstrate our commitment to fulfilling all your banking needs.

Maxima Savings Account
 

How to Open a Ujjivan SFB Maxima Savings Account Online

You just have to follow a few simple steps to open the Maxima Savings Account online. These steps are detailed below -

 

If you are a new customer

  • Visit the Ujjivan SFB Maxima Savings Account page and select 'Open Online'
  • Select 'New Customer' and complete your KYC
  • Get Aadhaar OTP and verify it
  • Pay the deposit amount and open Maxima Savings Account online

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Maxima Savings Account through any of the following methods -

  • Internet banking
  • Mobile banking application
  • Give a missed call at 799 666 6663
  • Visit the nearest branch

Alternatively, you can visit the online account opening page and complete your KYC. For assistance you can call our 24/7 customer support or visit your nearest branch.

Minimal Requirements

  • Minimum Average Balance (MAB) >= ₹1 lakh Or,
  • An active Cumulative Fixed Deposit >=₹15 lakh in the first account holder's name

 

Savings Account Calculator

 
 

Principal amount

 

Quarterly interest amount

 

*Interest is calculated on a quarterly basis. 
*The above interest calculation shown is indicative, the actual interest paid out may vary. 
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.

Total Savings post 
Interest Earnings with Ujjivan SFB

 

Supercharge your wealth journey!
Earn up to 7.25% p.a. with our 
Digital Savings Account!

 

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

 

Ujjivan SFB Maxima Savings Account Interest Rates

Below mentioned are the Interest Rates with effective from 09th Jan 2026


 

Account balanceRate of Interest (p.a.)
Up to ₹1 lakh2.50%
> ₹1 lakh to ₹5 lakhs3.00%
> ₹5 lakhs to ₹10 lakhs6.00%
> ₹10 lakhs to ₹50 lakhs7.00%
> ₹50 lakhs 7.25%


 

You can find additional disclosures here.

Terms and Conditions - Click Here.

Frequently Asked Questions

About Ujjivan SFB Maxima Savings Account

1.What is a Maxima Savings Account?

 

Ujjivan SFB’s Maxima Savings Account offers premium banking services with specially curated benefits exclusively designed for our most esteemed customers.

2. What is the rate of interest offered in Savings Account?

 

Earn more with our higher interest rates. For Rate of Interest, please click here

3. How is the Savings Interest amount calculated?

 

Interest is calculated on daily end of day balance and the interest amount is credited to Savings Account on a quarterly basis

4. What is the minimum balance requirement for Maxima Savings Account?

 

Monthly Average Balance >= Rs. 1,00,000 in Savings Account (or) Cumulative FD >= Rs 15,00,000 (Active FD in the name of the first holder)

5. What are the service charges associated with Savings Account?

 

For details regarding service charges pertaining to savings account, please click here

6. Whom to reach out to for any queries regarding Savings Account with Ujjivan SFB?

 

Visit our nearest Ujjivan SFB branch or call our 24*7 phone banking services and speak in your preferred language on our toll-free number 1800 208 2121

7. What Debit Card is offered with Maxima Savings Account and how I do avail the offers and benefits on debit card?

 

RuPay International Select Debit card is offered with Maxima Savings Account. For more information on features and benefits of Rupay Select Debit card with Ujjivan SFB, please visit

8. What is the fund transfer limit for Digitally opened Savings Account?

 

For details regarding fund transfer limit pertaining to your account, please click here

RBI

LICENSED

SCHEDULED COMMERCIAL BANK

98.8+

LAKHS

SATISFIED CUSTOMERS

777*

BRANCHES

ACROSS 26 STATES & UNION TERRITORIES

26,484+

EMPLOYEES

Door step

DOORSTEP BANKING

24x7

PHONE BANKING SERVICE

*Data as on September 30, 2025. *including IBPC/Securitisation. T&C apply.

Supercharge your savings! Earn up to 7.25%* p.a. interest with our Digital Savings Account!

Open Online