Enjoy elite benefits and maximize your savings potential

Choose excellence, choose our Maxima Savings Account!

Unlimited highlights of the account

Unlimited Cash Deposit and Withdrawal at any Ujjivan SFB branch

Unlimited ATM Transactions across any bank ATMs

Free NEFT, RTGS and IMPS transactions across all channels

Free Issuances of Cheque Book and Demand Drafts

Features of Maxima Savings Account

*For the comprehensive Service Charges and Fees, click here

**For more details on Complimentary Health Prime Benefit, click here

Get exciting RuPay Debit Card offers & discounts, click here

How to Open a Ujjivan SFB Maxima Savings Account Online

You just have to follow a few simple steps to open the Maxima Savings Account online. These steps are detailed below -

If you are a new customer

Visit the Ujjivan SFB Maxima Savings Account page and select 'Open Online'
Select 'New Customer' and complete your KYC
Get Aadhaar OTP and verify it
Pay the deposit amount and open Maxima Savings Account online

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Maxima Savings Account through any of the following methods -

Internet banking
Mobile banking application
Give a missed call at 799 666 6663
Visit the nearest branch

Alternatively, you can visit the online account opening page and complete your KYC. For assistance you can call our 24/7 customer support or visit your nearest branch.

Minimal Requirements

Minimum Average Balance (MAB) >= ₹1 lakh Or,

An active Cumulative Fixed Deposit >=₹15 lakh in the first account holder's name

Savings Account Calculator

What is your Account Balance?

₹1 Thousand

Principal amount₹1,00,000.00

Monthly interest amount₹212.00

*Interest is calculated on a monthly basis.

*The above interest calculation shown is indicative, the actual interest paid out may vary.

*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Ujjivan SFB Maxima Savings Account Interest Rates

Below mentioned are the Interest Rates with effective from 5th June 2026

Account balance	Rate of Interest (p.a.)
Up to ₹ 3 lakh	2.50%
> ₹3 lakh to ₹5 lakhs	3.00%
> ₹5 lakhs to ₹25 lakhs	6.50%
> ₹25 lakh to ₹25 Crore	6.75%
> ₹25 Crore	7.15%

You can find additional disclosures here.

Terms and Conditions - Click Here.

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Frequently Asked Questions

About Ujjivan SFB Maxima Savings Account

Ujjivan SFB’s Maxima Savings Account offers premium banking services with specially curated benefits exclusively designed for our most esteemed customers.

Earn more with our higher interest rates. For Rate of Interest, please click here

Interest is calculated on daily end of day balance and the interest amount is credited to Savings Account on a monthly basis

Monthly Average Balance >= Rs. 1,00,000 in Savings Account (or) Cumulative FD >= Rs 15,00,000 (Active FD in the name of the first holder)

For details regarding service charges pertaining to savings account, please click here

Visit our nearest Ujjivan SFB branch or call our 24*7 phone banking services and speak in your preferred language on our toll-free number 1800 208 2121

RuPay International Select Debit card is offered with Maxima Savings Account. For more information on features and benefits of Rupay Select Debit card with Ujjivan SFB, please visit

For details regarding fund transfer limit pertaining to your account, please click here

RBI

LICENSED

SCHEDULED COMMERCIAL BANK

Crore

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785*

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ACROSS 26 STATES & UNION TERRITORIES

26,500+

EMPLOYEES

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Supercharge your savings! Earn up to 7.15%* p.a. interest with our Digital Savings Account!