Get rewarded for anything and everything
Best offers from popular brands curated for you
Earning points is simple – the more you bank, the more you earn!
Points Structure:
| Account Opening | Number of points |
| Minor and Senior Citizen Savings Account | 100 |
| Regular Savings Account | 130 |
| Regular Salary Account | 100 |
| Classic/Garima Savings Account | 200 |
| NRE Savings Account | 500 |
| NRO Savings Account | 500 |
| Privilege Savings Account | 400 |
| Privilege Sr.Citizen Savings Account | 400 |
| Privilege Salary Account | 400 |
| Maxima Savings Account | 800 |
| Maxima Salary Account | 800 |
| Maxima NRE Savings Account | 800 |
| Maxima NRO Savings Account | 800 |
Digital Savings Account | |
| Regular Digital Savings Account | 156 |
| Garima Savings Account | 240 |
| Privilege Savings Account | 480 |
| Maxima Savings Account | 960 |
Scenario | |
| Recurring Deposit (after tenure - 6 months) | |
| ₹1000 - ₹5000 | 50 |
| Above ₹5000 | 250 |
Bill Payment through Internet Banking/Mobile Banking, SI,NACH, Repayment through Hello Ujjivan | |
| Up to ₹1000 | 10 |
| ₹1001 - ₹10,000 | 15 |
| Above ₹10,000 | 25 |
| Internet Banking registration | 20 |
| Mobile Banking registration | 20 |
| Hello Ujjivan registration | 20 |
| WhatsApp Banking Registration | 20 |
| POS & E-com (every ₹100) | 1 |
UPI,NEFT,IMPS,RTGS (for every ₹2500) | 1 |
*Value of each point is ₹0.25
Redeeming your points is quick and rewarding:
Login to -
Browse through a wide range of vouchers, offers, and gift options.
Select your favorite reward and redeem your points instantly.
Book A flight
Book a staycation
Buy e-vouchers
Shop Offline
Shop Offline
Recharge
You can view your available amount in the top right corner of the portal. Additionally, you can check the "Current Balance (INR)" tile on the home page.
You can redeem your points once you have accumulated a minimum balance of INR 1,000.
To redeem your points, go to the "Redeem" section of the portal, where you can choose from a wide range of brand options. You can access this section by selecting "Redeem/Offers" from the left menu. Additionally, you can explore popular brand options by scrolling down on the home page.
Once you redeem a voucher, the details, including the voucher code and PIN, will be displayed as a pop up on screen. You can also access them from the "My Voucher" section under the profile button in the top right corner.
You can find the usage instructions in the "Terms and Conditions" section of the voucher on the redemption page.
Yes, your points will expire two years from the date they are credited to your account
