pre qualified oan

Pre-qualified Top Up Loan

Looking to meet a new need or fulfil a long-pending wish? As an existing Ujjivan SFB customer, you may already be pre-qualified for an additional loan—without the wait. Our Pre-Qualified Top-Up Loan lets you access extra funds quickly and conveniently, backed by the strength of your existing relationship with us. With a hassle-free process, competitive interest rates, and flexible repayment options, it’s the simplest way to get more financial support when you need it most.

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Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan Small Finance Bank does not guarantee accuracy, completeness or correct sequence of any details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness accuracy. The use of any information set out is entirely at the User’s own risk. User should exercise due care and caution, including if necessary, obtaining of advice of legal, tax, accounting, financial and/or other professionals prior to taking any decision.

Features & Benefits of Pre-Qualified Top Up Loan

  • Loans up to ₹10 lakh


    Get extra funds ranging from ₹1 lakh to 10 lakh

  • Zero Processing Fees
     

    No extra costs, just convenience

  • Competitive Interest Rates


    Affordable financing solution to meet your immediate financial requirements

 

 

  • Flexible Repayment Tenures
     

    Select tenures ranging from 39 months to 84 months (7 years)

  • Minimal Documentation
     

    Access funds faster with less effort

  • Exclusive to Eligible Customers
     

    Available only to existing and eligible Ujjivan SFB customers

Interest Rate & Charges

Interest Rate9.50%* p.a. onward
Processing FeeNil
CLADUM Charges₹5,000 + GST

 

To know more about interest rates, click here

To know more about fees & charges, click here

*T&C

Eligibility & Documents Required

For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]com

*T&C apply

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FAQ

1. What is a Pre-Qualified Top-Up Loan?

It’s an additional or top-up loan offered to eligible existing Ujjivan SFB customers, allowing you to borrow extra funds on top of your current loan.

2. How much top-up loan can I get?

Eligible customers can receive a top-up loan amount starting from ₹1,00,000, going up to ₹10,00,000.

3. What is the repayment tenure for the top-up loan?

You can select a flexible tenure ranging from 39 to 84 months.

4. Are there any charges applicable?

There is no processing fee. A CLADUM charge of ₹5,000 + GST is applicable.

5. Who can apply for this top-up loan?

This product is exclusively available for existing eligible Ujjivan SFB customers who have been pre-qualified based on internal assessment.

6. How do I apply for the Pre-Qualified Top-Up Loan?

Simply click Apply Now on the product page or visit your nearest branch. Pre-qualified customers enjoy an extremely quick, and seamless approval process.