Pre-qualified Top Up Loan

Looking to meet a new need or fulfil a long-pending wish? As an existing Ujjivan SFB customer, you may already be pre-qualified for an additional loan—without the wait. Our Pre-Qualified Top-Up Loan lets you access extra funds quickly and conveniently, backed by the strength of your existing relationship with us. With a hassle-free process, competitive interest rates, and flexible repayment options, it’s the simplest way to get more financial support when you need it most.

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Loan Principal Amount

₹50K₹1Cr

Term for loan

Months

1 month240 months

Interest rate

per annum

5%30%

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Features & Benefits of Pre-Qualified Top Up Loan

Loans up to ₹10 lakh

Get extra funds ranging from ₹1 lakh to 10 lakh

Flexible Repayment Tenures

Select tenures ranging from 39 months to 84 months (7 years)

Zero Processing Fees

No extra costs, just convenience

Minimal Documentation

Access funds faster with less effort

Competitive Interest Rates

Affordable financing solution to meet your immediate financial requirements

Exclusive to Eligible Customers

Available only to existing and eligible Ujjivan SFB customers

Interest Rate & Charges

Interest Rate	9.50%* p.a. onward
Processing Fee	Nil
CLADUM Charges	₹5,000 + GST

To know more about interest rates, click here

To know more about fees & charges, click here

*T&C

Eligibility & Documents Required

For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]bank[dot]in
*T&C apply

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FAQs

It’s an additional or top-up loan offered to eligible existing Ujjivan SFB customers, allowing you to borrow extra funds on top of your current loan.

Eligible customers can receive a top-up loan amount starting from ₹1,00,000, going up to ₹10,00,000.

You can select a flexible tenure ranging from 39 to 84 months.

There is no processing fee. A CLADUM charge of ₹5,000 + GST is applicable.

This product is exclusively available for existing eligible Ujjivan SFB customers who have been pre-qualified based on internal assessment.

Simply click Apply Now on the product page or visit your nearest branch. Pre-qualified customers enjoy an extremely quick, and seamless approval process.