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Interest Subvention Scheme Facilities Features Eligibility Criteria Documents Required

Kisan Credit Card - Interest Subvention Scheme

Easy and affordable credit through Cash Credit facility for supporting your Agricultural & Allied activity needs. Interest subvention is applicable on the Loan amount under RBI guidelines.

Facilities Offered under Kisan Credit Card - Interest Subvention Scheme

  • Cash Credit - To meet cost of crop cultivation & allied activities such as animal husbandry, dairy,
    fisheries, bee keeping etc., including general consumption.

Features & Benefits of Kisan Credit Card - Interest Subvention Scheme

  • No hidden charges (all applicable charges shall be informed upfront)
  • Hassle-free application process
  • Minimal documentation
  • Interest rate as per GOI guideline
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Eligibility Criteria

  • Farmers engaged in agriculture and allied activities like Animal Husbandry, Dairy, Fisheries, Bee keeping etc.
  • Age: 18 - 75 years (Legal heir as Co-applicant is Mandatory if age >60 years).
  • Collateral requirement as per GOI guidelines.
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Documents Required

  • KYC of Applicants/Co Applicants
  • Loan Application Form
  • Latest updated passbook/bank statement
  • Land record proof

Interest Rates

  • 7% p.a.

 

*The applicable interest subvention/incentive for prompt repayment as advised by RBI.

FAQs

1. What is Kisan Credit Card – Interest Subvention Scheme loan?

The interest subvention scheme  aims at providing short term credit to farmers at subsidized interest rate.

2. For which purposes can the loan be availed?

The loan can be availed for both Crop production & Agriculture Allied activities.

3. Is there any Ujjivan branch near me ?

There are 752 branches of Ujjivan Small Finance Bank, spread across the Union Territories and States.

To locate the nearest branch, visit the Ujjivan Small Finance Bank website (https://www.ujjivansfb.in/) and click on the ‘Locate Us’ link.

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