Kisan Credit Card - Interest Subvention Scheme

Easy and affordable credit through Cash Credit facility for supporting your Agricultural & Allied activity needs. Interest subvention is applicable on the Loan amount under RBI guidelines.

Facilities Offered under Kisan Credit Card - Interest Subvention Scheme

Easy and affordable credit through Cash Credit facility for supporting your Agricultural & Allied activity needs. Interest subvention is applicable on the Loan amount under RBI guidelines.

Features & Benefits of Kisan Credit Card - Interest Subvention Scheme

No hidden charges (all applicable charges shall be informed upfront)

Minimal documentation

Hassle-free application process

Interest rate as per GOI guideline

Eligibility Criteria

Farmers engaged in agriculture and allied activities like Animal Husbandry, Dairy, Fisheries, Bee keeping etc.

Collateral requirement as per GOI guidelines.

Age: 18 - 75 years (Legal heir as Co-applicant is Mandatory if age >60 years).

Documents Required

KYC of Applicants/Co Applicants

Latest updated passbook/bank statement

Loan Application Form

Land record proof

Interest Rates

7% p.a.

*The applicable interest subvention/incentive for prompt repayment as advised by RBI.

FAQs

The interest subvention scheme aims at providing short term credit to farmers at subsidized interest rate.

The loan can be availed for both Crop production & Agriculture Allied activities.

To locate the nearest branch, visit the Ujjivan Small Finance Bank website (https://www.ujjivansfb.bank.in/) and click on the ‘Locate Us’ link.