Privilege Savings Account
Ujjivan SFB Privilege Savings Account comes with a host of benefits and privileges that gives you more value for money. Enjoy higher interest rates up to 7.25%* p.a., flexible eligibility criteria, unlimited ATM transactions, and more. Additionally, get a personalised RuPay Platinum Debit Card absolutely free.
Features & Benefits of Privilege Savings Account
*The features and benefits on RuPay Debit Cards are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Airport lounge access facility is provided at selected locations under the RuPay (NPCI) scheme. Please refer to www.rupay.co.in for more details.
Get exciting RuPay Debit Card offers & discounts, click here
Your Privilege Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
Huge savings are just a swipe away
Enjoy exclusive Offer on Rupay Debit Cards
How to Open a Ujjivan SFB Privilege Savings Account Online
You just have to follow a few simple steps to open the Privilege Savings Account online. These steps are detailed below
If you are a new customer
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Privilege Savings Account through any of the following methods -
For assistance, you can call our 24/7 customer support or visit your nearest branch.
Savings Account Calculator
Principal amount
Quarterly interest amount
**Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Ujjivan SFB Privilege Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 09th Jan 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 2.50% |
| > ₹1 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.00% |
| > ₹10 lakhs to ₹50 lakhs | 7.00% |
| > ₹50 lakhs | 7.25% |
You can find additional disclosures here.
Eligibility Criteria
To be eligible for Privilege Savings Account, individual needs to meet any one of the below criteria
*(Only one criterion applicable for Privilege Corporate Salary Account)
**(Should be in the name of the first holder)
Channel Access
#Ujjivanblogs
Latest Blogs
Catch up on the latest blog updates from your trusted bank!
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FAQs
1. What is Privilege Savings Account?
It’s a savings account that comes with a host of benefits, including higher interest rates, personalised RuPay Platinum Debit Card, easy-to-meet eligibility criteria, and more. Enjoy a seamless banking experience with Privilege Savings Account.
2. How is the interest calculated?
The interest is calculated daily on end of day balance. Kindly note that the interest is credited quarterly.
3. What is the minimum monthly average balance requirement for Privilege Savings Account?
Monthly Average Balance >= Rs. 25,000 in Savings Account (or) Cumulative FD >= Rs. 5,00,000 (or) Single RD >= Rs. 10,000 p.m. for minimum tenure of 12 months (Active FD or RD should be in the name of the primary holder)
4. Is there any fee I have to pay if I don’t maintain the minimum balance in my savings account?
You can check fees and charges in detail here.
5. What is the fund transfer limit for Digitally opened Savings Account?
For details regarding fund transfer limit pertaining to your account, please click here
Supercharge your savings! Earn up to 7.25%* p.a. interest with our Digital Savings Account!
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