privilege SA

Privilege Savings Account

Ujjivan SFB Privilege Savings Account comes with a host of benefits and privileges that gives you more value for money. Enjoy higher interest rates up to 7.25%* p.a., flexible eligibility criteria, unlimited ATM transactions, and more. Additionally, get a personalised RuPay Platinum Debit Card absolutely free.

Features & Benefits of Privilege Savings Account

  • Flexible eligibility criteria and balance maintenance options
  • Unlimited free fund transfer through Internet and Mobile Banking
  • 25 FREE cheque leaves per quarter
  • No additional charges for non- home branch transactions
  • Unlimited free transactions at Ujjivan bank ATMs
  • Free SMS facility to the registered Mobile number
  • Attractive interest rates up to 7.25%* p.a.
  • Best in class Personalized Rupay Platinum Debit Card
  • Enhanced Daily ATM, POS and ECOM limits
  • Complimentary airport lounge access
  • Higher accidental insurance coverage up to ₹2 lakh per annum

*The features and benefits on RuPay Debit Cards are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Airport lounge access facility is provided at selected locations under the RuPay (NPCI) scheme. Please refer to www.rupay.co.in for more details.

 

Get exciting RuPay Debit Card offers & discounts, click here

Your Privilege Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
 

Cards You Can Select

 

How to Open a Ujjivan SFB Privilege Savings Account Online

You just have to follow a few simple steps to open the Privilege Savings Account online. These steps are detailed below

 

If you are a new customer

  • Visit the Ujjivan SFB Privilege Savings Account page and select 'Open Online'
  • Select 'New Customer' and complete your KYC
  • Get Aadhaar OTP and verify it
  • Pay the amount to open the Privilege Savings Account online

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Privilege Savings Account through any of the following methods -

  • Internet banking
  • Mobile banking application
  • Give a missed call at 799 666 6663
  • Visit the nearest bank branch or call a representative for doorstep account opening
  • Visit the online account opening page and complete your KYC

For assistance, you can call our 24/7 customer support or visit your nearest branch.

Savings Account Calculator

Principal amount

 

Quarterly interest amount

 

**Interest is calculated on a quarterly basis. 
*The above interest calculation shown is indicative, the actual interest paid out may vary. 
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.

Total Savings post 
Interest Earnings with Ujjivan SFB

 

Supercharge your wealth journey!
Earn up to 7.25% p.a. with our 
Digital Savings Account!

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Ujjivan SFB Privilege Savings Account Interest Rates

Below mentioned are the Interest Rates with effective from 09th Jan 2026


 

Account balanceRate of Interest (p.a.)
Up to ₹1 lakh2.50%
> ₹1 lakh to ₹5 lakhs3.00%
> ₹5 lakhs to ₹10 lakhs6.00%
> ₹10 lakhs to ₹50 lakhs7.00%
> ₹50 lakhs 7.25%


 

You can find additional disclosures here.

Eligibility Criteria

To be eligible for Privilege Savings Account, individual needs to meet any one of the below criteria

  • Monthly Average Balance in the Savings Account – Rs.25,000 & above
  • Cumulative FD – ₹5 lakh & above**
  • Single RD >= ₹10,000 per month for minimum tenure of 12 months**
  • Salary credit of ₹30,000 and above per month*

*(Only one criterion applicable for Privilege Corporate Salary Account)

**(Should be in the name of the first holder)

 

Channel Access

  • Free Mobile Banking App

    Access to your account across all Ujjivan SFB branches

  • Free Net Banking Facility

    Speak to our 24*7 phone banking services in your preferred language at
    1800 208 2121

  • User friendly – Ujjivan SFB Internet & Mobile Banking platforms

    User friendly – Ujjivan SFB Internet & Mobile Banking platforms

  • customer care

    24*7 access to Ujjivan SFB ATMs and Cash Deposit Machine

#Ujjivanblogs

Latest Blogs

Catch up on the latest blog updates from your trusted bank!

Budgeting Made Easy: Tips for Maximizing Your Savings Account Interest Earnings

Let’s be honest; most of us don’t really use our savings accounts to its full potential.

How Ujjivan’s High-Interest Savings Accounts are Breaking Traditional Banking Norms

Savings accounts have long been seen as the safest place to keep money you’re not using, right away. 

FAQs

1. What is Privilege Savings Account?

It’s a savings account that comes with a host of benefits, including higher interest rates, personalised RuPay Platinum Debit Card, easy-to-meet eligibility criteria, and more. Enjoy a seamless banking experience with Privilege Savings Account.

2. How is the interest calculated?

The interest is calculated daily on end of day balance. Kindly note that the interest is credited quarterly.

3. What is the minimum monthly average balance requirement for Privilege Savings Account?

Monthly Average Balance >= Rs. 25,000 in Savings Account (or) Cumulative FD >= Rs. 5,00,000 (or) Single RD >= Rs. 10,000 p.m. for minimum tenure of 12 months (Active FD or RD should be in the name of the primary holder)

4. Is there any fee I have to pay if I don’t maintain the minimum balance in my savings account?

You can check fees and charges in detail here.

5. What is the fund transfer limit for Digitally opened Savings Account?

For details regarding fund transfer limit pertaining to your account, please click here

Supercharge your savings! Earn up to 7.25%* p.a. interest with our Digital Savings Account!

Open Online