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Features & Benefits of Privilege Savings Account
Flexible eligibility criteria and balance maintenance options
Free SMS facility to the registered Mobile number
Unlimited free fund transfer through Internet and Mobile Banking
Attractive interest rates up to 7.15%* p.a.
25 FREE cheque leaves per quarter
Best in class Personalized Rupay Platinum Debit Card
No additional charges for non- home branch transactions
Enhanced Daily ATM, POS and ECOM limits
Unlimited free transactions at Ujjivan bank ATMs
Higher accidental insurance coverage up to ₹2 lakh per annum
*The features and benefits on RuPay Debit Cards are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Airport lounge access facility is provided at selected locations under the RuPay (NPCI) scheme. Please refer to www.rupay.co.in for more details.
Get exciting RuPay Debit Card offers & discounts, click here
Your Privilege Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
RuPay Platinum Debit Card -
RuPay Select International Card -
How to Open a Ujjivan SFB Privilege Savings Account Online
You just have to follow a few simple steps to open the Privilege Savings Account online. These steps are detailed below
If you are a new customer
Visit the Ujjivan SFB Privilege Savings Account page and select 'Open Online'
Select 'New Customer' and complete your KYC
Get Aadhaar OTP and verify it
Pay the amount to open the Privilege Savings Account online
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Privilege Savings Account through any of the following methods -
Internet banking
Mobile banking application
Give a missed call at 799 666 6663
Visit the nearest bank branch or call a representative for doorstep account opening
Visit the online account opening page and complete your KYC
For assistance, you can call our 24/7 customer support or visit your nearest branch.
Savings Account Calculator
₹1 Thousand
Principal amount₹1,00,000.00
Monthly interest amount₹212.00
**Interest is calculated on a monthly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.
Ujjivan SFB Privilege Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 05th June 2026
Account balance | Rate of Interest (p.a.) |
Up to ₹ 3 lakh | 2.50% |
> ₹3 lakh to ₹5 lakhs | 3.00% |
> ₹5 lakhs to ₹25 lakhs | 6.50% |
> ₹25 lakh to ₹25 Crore | 6.75% |
> ₹25 Crore | 7.15% |
You can find additional disclosures here.
Eligibility Criteria
To be eligible for Privilege Savings Account, individual needs to meet any one of the below criteria
Monthly Average Balance in the Savings Account – Rs.25,000 & above
Single RD >= ₹10,000 per month for minimum tenure of 12 months**
Cumulative FD – ₹5 lakh & above**
Salary credit of ₹30,000 and above per month*
*(Only one criterion applicable for Privilege Corporate Salary Account)
**(Should be in the name of the first holder)
Channel Access
Access to your account across all Ujjivan SFB branches
Speak to our 24*7 phone banking services in your preferred language at
User friendly – Ujjivan SFB Internet & Mobile Banking platforms
24*7 access to Ujjivan SFB ATMs and Cash Deposit Machine
Access to your account across all Ujjivan SFB branches
Speak to our 24*7 phone banking services in your preferred language at
User friendly – Ujjivan SFB Internet & Mobile Banking platforms
24*7 access to Ujjivan SFB ATMs and Cash Deposit Machine
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FAQs
It’s a savings account that comes with a host of benefits, including higher interest rates, personalised RuPay Platinum Debit Card, easy-to-meet eligibility criteria, and more. Enjoy a seamless banking experience with Privilege Savings Account.
The interest is calculated daily on end of day balance. Kindly note that the interest is credited monthly.
Monthly Average Balance >= Rs. 25,000 in Savings Account (or) Cumulative FD >= Rs. 5,00,000 (or) Single RD >= Rs. 10,000 p.m. for minimum tenure of 12 months (Active FD or RD should be in the name of the primary holder)
You can check fees and charges in detail here
For details regarding fund transfer limit pertaining to your account, please click here