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Ivory by Ujjivan – Your Signature of Elegance
Step into a world where your banking experience is as refined as your ambitions. The Ivory Programme by Ujjivan Small Finance Bank (USFB) is an exclusive offering crafted to bring you priority, prestige, and personalised care. Designed for individuals who appreciate efficiency and excellence, Ivory combines the best of premium banking with exclusive lifestyle privileges, global access, and dedicated relationship management. Whether you are managing your finances, travelling the world, or seeking bespoke service, Ivory ensures every interaction reflects the exclusivity you deserve.
Exclusive Privileges and Benefits
Ivory Debit Card
Carry sophistication in your wallet with the Ivory Metal Debit Card — a card that symbolizes both style and strength.
- Airport Lounge Access: Enjoy complimentary entry to 2 domestic lounges per quarter and 1 international lounge per year, making travel more relaxing and rewarding.
- Seamless Entertainment: Get a complimentary annual subscription to your preferred OTT platform — Amazon Prime, JioCinema, ZEE5, or Sony LIV — for uninterrupted entertainment.
- Quarterly Rewards: Receive BookMyShow vouchers worth ₹250 every quarter, perfect for movie nights or live events.
- Higher Limits for Daily Convenience:
- ATM cash withdrawal limit up to ₹2.5 lakh/day
- POS & E-Commerce limit up to ₹5 lakh/day
- Comprehensive Protection:
- Personal Accident and Total Permanent Disability Cover of ₹10 lakh for peace of mind.
- Health Privilege – One complimentary premium health check-up to keep your wellbeing a priority.
- Global Accessibility: Accepted internationally, your card ensures seamless transactions wherever your journey takes you.
- Golf Lessons: Complimentary rounds of golf lessons or Session once per quarter
- Complimentary Wellness Services: Experience Complimentary wellness services once per quarter
- Travel Coupon: One Free Travel coupon from cab aggregators once per quarter
- Concierge Services: Emergency Cash Concierge Services at international location.
For more information click on: https://www.rupay.co.in/PDF/rupay/Concierge-Service-TC.pdf
To View and Redeem the Benefits - Click Here
Elegance meets assurance — your Ivory Debit Card is more than plastic or metal; it’s a lifestyle statement.
Terms & Conditions - Click Here
Disclaimer: All trademarks/logos/brand names are property of their respective owners. Ujjivan SFB does not endorse or acknowledge the products/services provided by the Partners. T&C apply.
Eligibility Criteria
Join the Ivory Programme and experience exclusive privileges designed for our premium customers.
Common Terms
AMB (Average Monthly Balance)
Average of daily closing balances in your account during one month.
TRV (Total Relationship Value)
Combined value of your deposits across Savings, Current, and Term Deposit accounts.
AQB (Average Quarterly Balance)
Average of daily closing balances maintained over three months.
How to Apply
Join Ivory in a few simple steps:
- Step 1
Express Your Interest
Simply share your details through the Ivory online form.
- Step 2
Get Personalised Support
Our dedicated team or your nearest branch will assist you.
- Step 3
Activate Effortlessly
Once your account is funded and verified, you’ll be enrolled in the Programme.
- Step 4
Experience Ivory
Enjoy your new world of privileges, premium service, and exclusive experiences curated just for you.
FAQs
Frequently Asked Questions
The Ivory Programme is Ujjivan Small Finance Bank’s premium banking offering — created for customers who value exclusivity, personal attention, and lifestyle-driven benefits.
It’s more than a product; it’s an experience combining priority banking, lifestyle privileges, and rewarding financial services.
Ivory is available to both new and existing customers who meet the balance or relationship value criteria.
You can qualify through your account balance, TRV, or by grouping family members under a collective relationship value.
You can apply online via the Ivory Programme webpage or visit your nearest Ujjivan branch.
Our Relationship Manager will guide you through every step of the onboarding process — ensuring a smooth transition into the Ivory experience.
Ivory members enjoy a comprehensive suite of privileges, including:
Ivory Metal Debit Card with global benefits
Complimentary Club Marriott Membership across 350+ properties
Annual OTT Subscription and BookMyShow Vouchers
4X Reward Points on every transaction
Locker discounts up to 50%
Zero-Fee Banking on key services
Dedicated Relationship Manager
Family Grouping and Priority Support
Ivory ensures every facet of your lifestyle — from dining to travel to daily banking — feels effortless and rewarding.
No. There’s no joining fee for the Ivory Programme. You simply need to maintain the required balance or relationship value as per the eligibility criteria.
If your balance or TRV falls below the threshold, your account will be downgraded to the standard Maxima variant, and the premium Ivory privileges will be withdrawn. In case the customer is downgraded from the Ivory Programme due to non-maintenance of eligibility criteria, AMC of Rs. 1500 + GST will be charged on the respective Ivory account, given, if the customer wishes to continue using the Ivory Debit Card (either Metal or Plastic card).
To avoid from getting downgraded after final reminder, you can restore the required eligibility.
Your complimentary Club Marriott membership will be activated 3 months after successful enrolment, provided you:
Maintain Ivory eligibility criteria during this period, and
Spend at least ₹50,000 through POS/ECOM transactions within 6 months of onboarding.
Yes. If you currently hold a Maxima Savings or Current Account, you can upgrade seamlessly once you meet the Ivory eligibility criteria.
Your branch or Relationship Manager will help initiate the transition.
For any queries, support, or service requests:
Call: 080-68682121
Email: ivory[at]ujjivan[dot]bank[dot]in
Our Ivory Priority Support team is available to ensure your experience remains smooth and exceptional.