Ivory by Ujjivan – Your Signature of Elegance
Step into a world where your banking experience is as refined as your ambitions. The Ivory Programme by Ujjivan Small Finance Bank (USFB) is an exclusive offering crafted to bring you priority, prestige, and personalised care. Designed for individuals who appreciate efficiency and excellence, Ivory combines the best of premium banking with exclusive lifestyle privileges, global access, and dedicated relationship management. Whether you are managing your finances, travelling the world, or seeking bespoke service, Ivory ensures every interaction reflects the exclusivity you deserve.
Exclusive Privileges and Benefits
Ivory Metal Debit Card
Club Marriott Membership
4X Reward Points
Zero-Fee Banking
Dedicated Ivory Relationship Manager
Locker Privilege
Family Grouping
Exclusive Support
Ivory Metal Debit Card
Carry sophistication in your wallet with the Ivory Metal Debit Card — a card that symbolizes both style and strength.
- Airport Lounge Access: Enjoy complimentary entry to 2 domestic lounges per quarter and 1 international lounge per year, making travel more relaxing and rewarding.
- Seamless Entertainment: Get a complimentary annual subscription to your preferred OTT platform — Amazon Prime, JioCinema, ZEE5, or Sony LIV — for uninterrupted entertainment.
- Quarterly Rewards: Receive BookMyShow vouchers worth ₹250 every quarter, perfect for movie nights or live events.
- Higher Limits for Daily Convenience:
- ATM cash withdrawal limit up to ₹2.5 lakh/day
- POS & E-Commerce limit up to ₹5 lakh/day - Comprehensive Protection:
- Personal Accident and Total Permanent Disability Cover of ₹10 lakh for peace of mind. - Health Privilege – One complimentary premium health check-up to keep your wellbeing a priority.
- Global Accessibility: Accepted internationally, your card ensures seamless transactions wherever your journey takes you.
Elegance meets assurance — your Ivory Debit Card is more than plastic or metal; it’s a lifestyle statement.
Terms & Conditions - Click Here
Club Marriott Membership
Your Ivory membership unlocks a world of hospitality through Club Marriott, offering exclusive access to dining and stay benefits across 350+ premium Marriott properties in the Asia Pacific region.
Dining Benefits
- 25% off on food and beverages at participating Marriott hotels in India (for up to 20 guests)
- 15% off at select Marriott Luxury Hotels in India (for up to 20 guests)
- 20% off on food and beverages at participating Marriott Hotels in Asia Pacific (for up to 10 guests)
- 15% off on Marriott Bonvoy On Wheels (MBOW) takeaway and delivery orders at select hotels
Stay Benefits
- 20% off on best available room rates at participating Marriott Hotels in India; 10% off at select Marriott Luxury Hotels in India
- Up to 20% off on weekend rates at participating Marriott Hotels in Asia Pacific
Spa Benefits
- 20% off on treatments at select Marriott-managed Spas in India
Complimentary add-on spouse membership for Club Marriott members.
From candlelit dinners to weekend retreats, your Club Marriott membership transforms every occasion into a celebration.
Note: Club Marriott membership codes will be shared after 3 months of successful enrolment and Spend at least ₹50,000 through POS/ECOM transactions within 6 months of onboarding, provided Ivory Programme eligibility criteria are maintained during this period.
Terms & Conditions - Click Here
4X Reward Points
Turn your spending into rewarding experiences with Ujjivan Rewardz.
Earn 4 Points for 15+ banking transactions, redeemable across a curated range of premium lifestyle, travel, and retail brands.
Whether you shop, dine, or travel — every swipe of your card brings you closer to exclusive indulgences.
Terms & Conditions - Click Here
Zero-Fee Banking
Enjoy complete financial freedom with zero fees on key banking services and transactions.
From fund transfers and cheque issuance to statement requests and payment services, Ivory ensures your banking is effortless and cost-free.
Because a premium experience should feel as seamless as it looks.
Dedicated Ivory Relationship Manager
As an Ivory member, you’ll have a dedicated Relationship Manager — your single point of contact for all banking, investment, and service needs.
From advisory support to personalised financial solutions, your manager ensures a smooth, proactive, and priority-driven experience.
Locker Privilege
Keep your valuables safe with up to 50% discount on locker rent, available for a maximum of 2 lockers (subject to branch availability).
Currently, locker services are available at select branches:
Click here to view locker branch list
Family Grouping
Add up to 7 family members under one Family ID and enjoy combined Ivory benefits.
The Family Grouping feature ensures all linked accounts benefit from shared privileges, making Ivory a collective lifestyle experience.
Exclusive Support
For personalised assistance, reach our dedicated Ivory Support Team:
080 68682121 | ivory[at]ujjivan[dot]com
Your concerns and queries are handled with priority and care, because your time is valuable.
Disclaimer: All trademarks/logos/brand names are property of their respective owners. Ujjivan SFB does not endorse or acknowledge the products/services provided by the Partners. T&C apply.
Eligibility Criteria
Join the Ivory Programme and experience exclusive privileges designed for our premium customers.
Common Terms
AMB (Average Monthly Balance)
Average of daily closing balances in your account during one month.
AQB (Average Quarterly Balance)
Average of daily closing balances maintained over three months.
TRV (Total Relationship Value)
Combined value of your deposits across Savings, Current, and Term Deposit accounts.
Sign up Form Click Here
How to Apply
Join Ivory in a few simple steps:
Express Your Interest
Simply share your details through the Ivory online form.
Get Personalised Support
Our dedicated team or your nearest branch will assist you.
Activate Effortlessly
Once your account is funded and verified, you’ll be enrolled in the Programme.
Experience Ivory
Enjoy your new world of privileges, premium service, and exclusive experiences curated just for you.
FAQs
Frequently Asked Questions
1. What is the Ivory Programme?
The Ivory Programme is Ujjivan Small Finance Bank’s premium banking offering — created for customers who value exclusivity, personal attention, and lifestyle-driven benefits.
It’s more than a product; it’s an experience combining priority banking, lifestyle privileges, and rewarding financial services.
2. Who can be part of the Ivory Programme?
Ivory is available to both new and existing customers who meet the balance or relationship value criteria.
You can qualify through your account balance, TRV, or by grouping family members under a collective relationship value.
3. How can I enrol in the Ivory Programme?
You can apply online via the Ivory Programme webpage or visit your nearest Ujjivan branch.
Our Relationship Manager will guide you through every step of the onboarding process — ensuring a smooth transition into the Ivory experience.
4. What benefits do Ivory customers receive?
Ivory members enjoy a comprehensive suite of privileges, including:
Ivory ensures every facet of your lifestyle — from dining to travel to daily banking — feels effortless and rewarding.
5. Is there any joining fee for Ivory?
No. There’s no joining fee for the Ivory Programme. You simply need to maintain the required balance or relationship value as per the eligibility criteria.
6. What happens if I don’t maintain the required balance?
If your balance or TRV falls below the threshold, your account will be downgraded to the standard Maxima variant, and the premium Ivory privileges will be withdrawn.
To avoid from getting downgraded after final reminder, you can restore the required eligibility.
7. When does my Club Marriott membership become active?
Your complimentary Club Marriott membership will be activated 3 months after successful enrolment, provided you:
8. Can existing customers upgrade to Ivory?
Yes. If you currently hold a Maxima Savings or Current Account, you can upgrade seamlessly once you meet the Ivory eligibility criteria.
Your branch or Relationship Manager will help initiate the transition.
9. Whom should I contact for Ivory-related assistance?
For any queries, support, or service requests:
Call: 080-68682121
Email: ivory[at]ujjivan[dot]com
Our Ivory Priority Support team is available to ensure your experience remains smooth and exceptional.
