Garima Savings Account
Introducing Garima Savings Account - a savings account tailored to serve and empower women and help plan your finances better and choose a lifestyle that you desire. The account comes loaded with benefits including higher interest rates, low minimum balance requirement, free RuPay Classic Debit Card, and more.
Get exciting RuPay Debit Card offers & discounts, click here
Your Garima Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
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How to Open a Ujjivan SFB Garima Savings Account Online
You just have to follow a few simple steps to open the Garima Savings Account online. These steps are detailed below -
If you are a new customer -
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Garima Savings Account through any of the following methods -
For assistance you can call our 24/7 customer support or visit your nearest branch.
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Ujjivan SFB Garima Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 09th Jan 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 2.50% |
| > ₹1 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.00% |
| > ₹10 lakhs to ₹50 lakhs | 7.00% |
| > ₹50 lakhs | 7.25% |
You can find additional disclosures here.
Eligibility Criteria
To be eligible for Garima Savings Account, individual needs to meet any one of the below criteria.
*Should be in the name of the first holder
Channel Access
#Ujjivanblogs
Latest Blogs
Catch up on the latest blog updates from your trusted bank!
Budgeting Made Easy: Tips for Maximizing Your Savings Account Interest Earnings
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Savings accounts have long been seen as the safest place to keep money you’re not using, right away.
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FAQs
1. What is Garima Savings Account?
Ujjivan SFB’s Garima Savings Account is a savings account specifically designed for women. With low minimum balance requirement, the account comes with a plethora of benefits, including personalised debit card, higher interest rates, enhanced transaction limits, and more.
2. Which debit card is offered with Garima Savings Account?
Available debit cards are RuPay Classic, RuPay Platinum and RuPay International Select Debit Cards. To know more about the card, you can visit this page.
3. How is the interest paid?
The interest is calculated daily (on the end-of-the-day) balances and credited to your account every quarter.
4. Are there any charges if I transact at a non-home branch?
At Ujjivan SFB, every branch is a home branch. You won’t have to pay any additional charges for non-home branch transactions.
5. What is the fund transfer limit for Digitally opened Savings Account?
For details regarding fund transfer limit pertaining to your account, please click here
Supercharge your savings! Earn up to 7.25%* p.a. interest with our Digital Savings Account!
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