Regular Fixed Deposit

Plan for your future with Ujjivan Small Finance Bank Regular Fixed Deposit. Invest and earn guaranteed returns up to 7.80%* p.a. Senior citizens are eligible for an additional interest rate of 0.50%* p.a. Select your preferred investment tenure ranging from 7 days to 10 years, invest and see your wealth grow.

*T&C Apply.

Key Features of Ujjivan SFB Regular Fixed Deposit

Minimum deposit amount of ₹1,000 and in multiples of ₹100 thereof

Interest payment options - quarterly and at maturity

Can be opened at Centre meeting (up to ₹15,000) branch, or through mobile and internet banking

Discounted interest rate for monthly interest pay-out option

Top Benefits of Ujjivan SFB Regular Fixed Deposit

Deposit tenure of 7 days to 10 years

Premature closure and partial withdrawal facility allowed

High interest rates of up to 7.80%* p.a.

Guaranteed returns irrespective of market conditions

Additional 0.50%* p.a. interest rate for senior citizens

FD Calculator

Find out the interest you will earn on your Fixed Deposits and plan your investments better!

What kind of customer are you?

How do you want interest to be paid to you?

How much are you planning to invest?

Min ₹1000Max ₹2.99Cr

How long do you want to invest?

YY/MM/DD

Days Only

YY

MM

DD

* At Maturity to be selected for tenure <= 180 Days

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

How to Open a Regular Fixed Deposit Account Online

Want to invest in Ujjivan SFB Regular Fixed Deposit? Follow these simple steps:

If you are a new customer

Visit Ujjivan SFB Regular Fixed Deposit Page and click on ‘Apply Now’
Type in your details
Generate OTP
Hit the submit button and complete the account opening process

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Regular Fixed Deposit through any of the following methods

Internet banking
Mobile banking application
Give a missed call at 799 666 6663
Visit the nearest bank branch
Visit the online FD page page and complete your KYC

Once you complete the online account opening process, the bank will send you the FD deposit receipt to your registered email ID within 24 hours.

Need further assistance? Call our 24/7 customer support or visit your nearest branch.

Ujjivan SFB Regular Fixed Deposit Interest Rates

Below mentioned are the Interest Rates with effective from 22nd June 2026

Tenure	Interest Rate (p.a.)*
7 days to 29 days	3.50%
30 days to 89 days	4.15%
90 days to 179 days	4.65%
180 days	6.00%
6 months to < 1 year	5.50%
1 Year to < 2 years	7.25%
2 Years	7.80%
2 Year 1 day - 3 Year	7.25%
3 Year 1 Day – 3 year 6 months	7.55%
>3 Year 6 months- 5 Years	7.20%
5 years 1 day	7.30%
5 Years 2 Days - 10 Years	6.50%
Additional Interest Rate for Senior Citizens	0.50%

*Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank"

You can find additional disclosures here.

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FAQs

The Ujjivan Small Finance Bank Regular Fixed Deposit is an FD account that allows you to invest a specific amount of money and earn interest on it. You can earn up to 7.80%* p.a. on your Ujjivan SFB FD. Senior citizens are eligible for additional 0.50%* p.a. interest rate.

Yes, premature withdrawal and partial withdrawal are permitted. However, you may miss out on higher interest rate if you pre-close your FD.

Ujjivan SFB’s Regular Fixed Deposit is a domestic investment account meant for resident Indians. NRIs can invest in NRE / NRO deposits.

The minimum tenure for Ujjivan SFB Regular Fixed Deposit is 7 days and the maximum duration is 10 years.

No, tax benefits are not provided for Ujjivan SFB’s Regular Fixed Deposit Account. To avail of tax benefits, explore the Ujjivan SFB Tax Saver Fixed Deposit.

If you choose the non-cumulative deposit option, you can receive the interest monthly or quarterly. For the cumulative deposit account, the interest is paid in a lump sum at maturity.

You need to make a minimum investment amount of ₹1,000 to open the Ujjivan SFB Regular Fixed Deposit Account

Senior citizens planning to invest in Ujjivan SFB’s Regular Fixed Deposit are offered additional interest of 0.50%* p.a.

If you want to connect with Ujjivan Small Finance Bank's customer care, you can call the toll-free number 1800 208 2121 or visit the nearest branch or use the 24*7 phone banking facility.

Ujjivan SFB has several outlets spread across 24 states and Union Territories of India. To find your nearest branch, visit the website and go to the ‘Locate Us’ section.