Classic Savings Account

Introducing Ujjivan SFB Classic Savings - a savings account tailored to give you the classic edge in your everyday life. It’s the savings account you need, with higher savings and convenient banking benefits. Enjoy enhanced ATM withdrawal limit, higher interest rates, the convenience of mobile banking, and more with our Classic Savings Account.

Key Features and Benefits

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    Enjoy attractive interest rates up to 7.15%* p.a.

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    Free cash deposit limit of ₹3.5 lakh per month

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    SMS alert sent directly to your registered mobile number

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    Enhanced daily ATM withdrawal, POS and ECOM limits

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    Technology-driven mobile banking facility in 9 different languages

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    1 cheque book of 10 leaves FREE per quarter (on request)

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    5 free transactions monthly at any other bank’s ATM

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    Free Net Banking and Mobile Banking facilities

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    24*7 customer support through phone and branch banking

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    Free NEFT transactions through online mode

For the comprehensive Service Charges and Fees kindly click here

Get exciting RuPay Debit Card offers & discounts, click here

Your Classic Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.

Cards You Can Select

RuPay Classic Debit Card -

RuPay Platinum Debit Card -

RuPay Select International –

Ujjivan SFB Classic Savings Account Interest Rates

Below mentioned are the Interest Rates with effective from 05th June 2026

Account balanceRate of Interest (p.a.)
Up to ₹ 3 lakh2.50%
> ₹3 lakh to ₹5 lakhs3.00%
> ₹5 lakhs to ₹25 lakhs6.50%
> ₹25 lakh to ₹25 Crore6.75%
> ₹25 Crore7.15%

Eligibility Criteria

Status – Resident Individuals

Age – 18 years and above

Minimum Average Balance - ₹5,000

Channel Access

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Free Mobile Banking App in 9 different languages of your choice

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Free Net Banking Facility

unlimited transaction icon

5 free transactions per month at any other bank’s ATM

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Speak directly to our customer care executive in your preferred language 24*7 through our Toll Free Number 1800 208 2121

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FAQs

Loaded with convenience and exclusive benefits, Ujjivan SFB’s Classic Savings Account lets you save better for your future. The account comes with higher interest rates, a feature-rich RuPay Debit Card, Mobile and Internet Banking facilities, enhanced cash withdrawal limit, and more.

Available debit cards are RuPay Classic, RuPay Platinum and RuPay International Select Debit Cards.

The interest is calculated daily (at the end-of-the-day) balances and credited to your account at the end of every month.

The fees for non-maintenance of the minimum average monthly balance are as follows

  • ₹150 – MAB below ₹5000 and greater than/equal to ₹2500 or
  • ₹300 – MAB less than ₹2500

Supercharge your savings! Earn up to 7.15%* p.a. interest with our Digital Savings Account!