
Classic Savings Account
Introducing Ujjivan SFB Classic Savings - a savings account tailored to give you the classic edge in your everyday life. It’s the savings account you need, with higher savings and convenient banking benefits. Enjoy enhanced ATM withdrawal limit, higher interest rates, the convenience of mobile banking, and more with our Classic Savings Account.
Key Features and Benefits
Enjoy attractive interest rates up to 7.15%* p.a.
Free cash deposit limit of ₹3.5 lakh per month
SMS alert sent directly to your registered mobile number
Enhanced daily ATM withdrawal, POS and ECOM limits
Technology-driven mobile banking facility in 9 different languages
1 cheque book of 10 leaves FREE per quarter (on request)
5 free transactions monthly at any other bank’s ATM
Free Net Banking and Mobile Banking facilities
24*7 customer support through phone and branch banking
Free NEFT transactions through online mode
For the comprehensive Service Charges and Fees kindly click here
Get exciting RuPay Debit Card offers & discounts, click here
Your Classic Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
RuPay Classic Debit Card -
RuPay Platinum Debit Card -
RuPay Select International –
Ujjivan SFB Classic Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 05th June 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹ 3 lakh | 2.50% |
| > ₹3 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹25 lakhs | 6.50% |
| > ₹25 lakh to ₹25 Crore | 6.75% |
| > ₹25 Crore | 7.15% |
Savings Account Calculator
₹1 Thousand
Principal amount₹1,00,000.00
Monthly interest amount₹212.00
*Interest is calculated on a monthly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.
Eligibility Criteria
Status – Resident Individuals
Age – 18 years and above
Minimum Average Balance - ₹5,000
Channel Access
Free Mobile Banking App in 9 different languages of your choice
Free Net Banking Facility
5 free transactions per month at any other bank’s ATM
Speak directly to our customer care executive in your preferred language 24*7 through our Toll Free Number 1800 208 2121
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FAQs
Loaded with convenience and exclusive benefits, Ujjivan SFB’s Classic Savings Account lets you save better for your future. The account comes with higher interest rates, a feature-rich RuPay Debit Card, Mobile and Internet Banking facilities, enhanced cash withdrawal limit, and more.
Available debit cards are RuPay Classic, RuPay Platinum and RuPay International Select Debit Cards.
The interest is calculated daily (at the end-of-the-day) balances and credited to your account at the end of every month.
The fees for non-maintenance of the minimum average monthly balance are as follows








