Classic Savings Account
Introducing Ujjivan SFB Classic Savings - a savings account tailored to give you the classic edge in your everyday life. It’s the savings account you need, with higher savings and convenient banking benefits. Enjoy enhanced ATM withdrawal limit, higher interest rates, the convenience of mobile banking, and more with our Classic Savings Account.
For the comprehensive Service Charges and Fees kindly click here
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Your Classic Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
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Ujjivan SFB Classic Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 09th Jan 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 2.50% |
| > ₹1 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.00% |
| > ₹10 lakhs to ₹50 lakhs | 7.00% |
| > ₹50 lakhs | 7.25% |
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
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FAQs
1. What is Classic Savings Account?
Loaded with convenience and exclusive benefits, Ujjivan SFB’s Classic Savings Account lets you save better for your future. The account comes with higher interest rates, a feature-rich RuPay Debit Card, Mobile and Internet Banking facilities, enhanced cash withdrawal limit, and more.
2. Which cards are available with Classic Savings Account?
Available debit cards are RuPay Classic, RuPay Platinum and RuPay International Select Debit Cards.
3. How is the Classic Savings Account interest calculated and paid out?
The interest is calculated daily (at the end-of-the-day) balances and credited to your account at the end of every quarter.
4. What are the fees for non-maintenance of the minimum average monthly balance?
The fees for non-maintenance of the minimum average monthly balance are as follows
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