Regular Savings Account

Set foot towards a financially secure future with Ujjivan SFB Regular Savings Account. Enjoy the convenience of doorstep account opening services and grow your savings with higher interest rates. Additionally, you can use our Internet Banking services or our Mobile App to manage your account on the go. Your welcome kit includes, a personalised RuPay Debit Card, which you can use for hassle-free transactions.

Key Features and Benefits

Higher interest rates up to 7.15%* p.a.

SMS alert facility to your registered mobile number

RuPay Classic Debit Card with zero issuance fee

NEFT, RTGS and IMPS available, standard charges apply

Free quarterly statement on your registered Email ID

Hassle-free account opening process

*For the comprehensive Service Charges and Fees kindly click here

Get exciting RuPay Debit Card offers & discounts, click here

Your Regular Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.

Cards You Can Select

RuPay Classic Debit Card -

RuPay Platinum Debit Card -

How to Open a Ujjivan SFB Regular Savings Account Online

Follow these simple steps to open the Regular Savings Account online.

If you are a new customer

Visit the Ujjivan SFB Regular Savings Account page and select 'Open Online'
Select 'New Customer' and complete your KYC
Get Aadhaar OTP and verify it
Pay the amount to open the Regular Savings Account online

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Regular Savings Account through any of the following methods

Internet banking
Mobile banking application
Give a missed call at 799 666 6663
Visit the nearest branch
Alternatively, you can visit the online account opening page and complete your KYC to open your Ujjivan SFB Regular Savings Account.

For further assistance, you can call our 24/7 customer support or visit your nearest branch.

Savings Account Calculator

What is your Account Balance?

₹1 Thousand

Principal amount₹1,00,000.00

Monthly interest amount₹212.00

**Interest is calculated on a monthly basis.

*The above interest calculation shown is indicative, the actual interest paid out may vary.

*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Ujjivan SFB Regular Savings Account Interest Rates

Below mentioned are the Interest Rates with effective from 05th June 2026

Account balance	Rate of Interest (p.a.)
Up to ₹ 3 lakh	2.50%
> ₹3 lakh to ₹5 lakhs	3.00%
> ₹5 lakhs to ₹25 lakhs	6.50%
> ₹25 lakh to ₹25 Crore	6.75%
> ₹25 Crore	7.15%

You can find additional disclosures here.

Eligibility Criteria

Status - Resident Individuals

Age - 18 years and above

Minimum Average Balance - ₹1,000

Channel Access

5 free transactions per month at any other Bank’s ATM

Free Personal Net Banking facility

Free Mobile Banking app in 9 different languages of your choice: Hindi, English, Kannada, Tamil, Marathi, Gujarati, Bengali, Odia, Punjabi

Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121

5 free transactions per month at any other Bank’s ATM

Free Personal Net Banking facility

Free Mobile Banking app in 9 different languages of your choice: Hindi, English, Kannada, Tamil, Marathi, Gujarati, Bengali, Odia, Punjabi

Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121

#Ujjivanblogs

Latest Blogs

Catch up on the latest blog updates from your trusted bank!

FAQs

Ujjivan SFB’s Regular Savings Account lets you earn higher rates on your savings. The account comes with multiple benefits including, RuPay Debit Card, mobile banking facility in 9 different languages, convenience of doorstep banking, and more.

You need to maintain a minimum account balance of ₹1,000. Non-maintenance of minimum balance may attract additional charges.

The interest is calculated daily (at the end-of-the-day) balances and the interest is credited to your account on a monthly basis.

You will be eligible for RuPay Classic And RuPay Platinum Debit Cards. For more information about the card’s offers and benefits, click here.

Reissuance fee for RuPay Classic Debit card will be ₹150 plus GST and for RuPay Platinum Debit card will be ₹299 plus GST.

For details regarding fund transfer limit pertaining to your account, please click here

Supercharge your savings! Earn up to 7.15%* p.a. interest with our Digital Savings Account!