Regular Savings Account
Set foot towards a financially secure future with Ujjivan SFB Regular Savings Account. Enjoy the convenience of doorstep account opening services and grow your savings with higher interest rates. Additionally, you can use our Internet Banking services or our Mobile App to manage your account on the go. Your welcome kit includes, a personalised RuPay Debit Card, which you can use for hassle-free transactions.
Key Features and Benefits
*For the comprehensive Service Charges and Fees kindly click here
Get exciting RuPay Debit Card offers & discounts, click here
Your Regular Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
How to Open a Ujjivan SFB Regular Savings Account Online
Follow these simple steps to open the Regular Savings Account online.
If you are a new customer
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Regular Savings Account through any of the following methods
For further assistance, you can call our 24/7 customer support or visit your nearest branch.
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 2.50% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 3.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs - 7.25% p.a.
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Ujjivan SFB Regular Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 09th Jan 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 2.50% |
| > ₹1 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.00% |
| > ₹10 lakhs to ₹50 lakhs | 7.00% |
| > ₹50 lakhs | 7.25% |
You can find additional disclosures here.
Eligibility Criteria
Channel Access
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5 free transactions per month at any other Bank’s ATM
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Free Personal Net Banking facility
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Free Mobile Banking app in 9 different languages of your choice: Hindi, English, Kannada, Tamil, Marathi, Gujarati, Bengali, Odia, Punjabi
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Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121
#Ujjivanblogs
Latest Blogs
Catch up on the latest blog updates from your trusted bank!
Budgeting Made Easy: Tips for Maximizing Your Savings Account Interest Earnings
Let’s be honest; most of us don’t really use our savings accounts to its full potential.
How Ujjivan’s High-Interest Savings Accounts are Breaking Traditional Banking Norms
Savings accounts have long been seen as the safest place to keep money you’re not using, right away.
View More: Savings Account Blogs
FAQs
1. What is Regular Savings Account?
Ujjivan SFB’s Regular Savings Account lets you earn higher rates on your savings. The account comes with multiple benefits including, RuPay Debit Card, mobile banking facility in 9 different languages, convenience of doorstep banking, and more.
2. What is the minimum balance I have to maintain to avoid charges?
You need to maintain a minimum account balance of ₹1,000. Non-maintenance of minimum balance may attract additional charges.
3. How is the interest calculated?
The interest is calculated daily (at the end-of-the-day) balances and the interest is credited to your account on a quarterly basis.
4. Which debit card am I eligible for if I open a Regular Savings Account?
You will be eligible for RuPay Classic And RuPay Platinum Debit Cards. For more information about the card’s offers and benefits, click here.
5. What is the reissue fee if I lose my debit card?
Reissuance fee for RuPay Classic Debit card will be ₹150 plus GST and for RuPay Platinum Debit card will be ₹299 plus GST.
6. What is the fund transfer limit for Digitally opened Savings Account?
For details regarding fund transfer limit pertaining to your account, please click here
Supercharge your savings! Earn up to 7.25%* p.a. interest with our Digital Savings Account!
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