Platina FD

The Platina FD account is a fixed deposit scheme offered by Ujjivan Small Finance Bank. Designed for premium investors, it offers one of the highest interest rates up to 7.90%* p.a.

Premature withdrawals for Ujjivan Small Finance Bank Platina FD are not allowed. Your deposit will stay invested for the specified tenure as selected by you. You can access the funds only upon maturity. Please note that the deposit tenure ranges from 12 months to 60 months.

The auto-renewal facility is not available under the Platina FD account. If you choose to renew your deposit, you'll need to make a new deposit after maturity.

If you choose the non-cumulative deposit option, you can receive the interest monthly or quarterly. For the cumulative deposit account, the interest is paid in a lump sum at maturity.

Yes, NRIs can also invest in Ujjivan Small Finance Bank Platina Fixed Deposit. Please go through our eligibility criteria to avoid any hiccups

While the option for online FD booking remains available, rest assured you can also open your fixed deposit account offline. Visit the nearest branch of Ujjivan Small Finance Bank and follow the account-opening procedure.

Deposit amount should be above ₹1 crore to below ₹3 crores

No additional interest rate is applicable for senior citizens. You can check our interest rate card for better clarity.

The maximum deposit tenure is 5 years or 60 months.

Non-callable fixed deposits have a predetermined lock-in period. So, if you invest an amount in a non-callable FD, it cannot be withdrawn before the date of maturity barring specific situations and circumstances.