Reach your short-term goals effortlessly with Ujjivan SFB Sampoorna Lakshya Recurring Deposit. Choose a tenure between 3 months and 120 months, deposit ₹3,000 or more and earn high interest rates up to 7.55%* p.a. Senior citizens are eligible for an additional 0.50%* p.a. interest rate. No penalty for premature withdrawals.
Deposit tenure of 3 months to 120 months
Minimum goal amount is ₹3,000 and in multiples of ₹1,000
Zero penalty for premature closure after 6 months
Option to open account at bank branches and centre meetings
Fund your deposit directly from the USFB account
Enjoy higher returns up to 7.55%* p.a.
0.50%* p.a. higher interest rate for senior citizens
24*7 customer care facility
Get Sampoorna Lakshya passbook printed at the branch
Account can be opened at any bank outlet located across 24 states and Union Territories
Minimal Requirements
Resident individual customer should have an existing savings account with Ujjivan SFB
Existing individual current account at Ujjivan SFB
Calculate your returns in seconds with our user-friendly calculator.
Follow these simple steps to open Sampoorna Lakshya Recurring Deposit online:
If you are an existing Ujjivan SFB customer, you can open the Sampoorna Lakshya short-term recurring deposit scheme through any of the following methods-
Internet banking
Mobile banking application
Give a missed call at 799-666-6663
Visit the nearest bank branch
Visit the online deposit page and complete the KYC requirements
If you choose the online process, we will send you the short-term deposit receipt to your registered email ID within 24 hours.
For further assistance, call our 24*7 customer support team.
Below mentioned are the Interest Rates with effective from 05th June 2026
Tenure | Interest Rate (p.a.)* |
6-9 months | 5.50% |
12-21 months | 7.25% |
24 months | 7.40% |
27-36 months | 7.25% |
39-42 months | 7.55% |
45-60 months | 7.20% |
63-120 months | 6.50% |
*Disclaimer: Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank.
Check our eligibility criteria before applying:
There is no minimum age requirement to open this deposit
You are required to provide your customer consent on account opening form
You need to have existing savings or a current account with Ujjivan SFB
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Ujjivan Small Finance Bank Sampoorna Lakshya is a recurring deposit scheme designed to help you systematically achieve your short-term and long-term goals.
You can earn up to 7.55%* p.a. on your deposit. Senior citizens are eligible for an additional Rate not available* p.a. interest rate.
Ujjivan SFB Sampoorna Lakshya's short-term deposit provides an additional interest rate of Rate not available* p.a. for senior citizens.
You will not be charged any penalty fees if you prematurely close the Sampoorna Lakshya deposit fund after 6 months of investment.
Yes, you can open it online. You can even open your Ujjivan SFB Sampoorna Lakshya short-term deposit by visiting a nearby bank branch.
No, to open the Sampoorna Lakshya short-term deposit, you need to have either an existing savings account or a current account with Ujjivan SFB from which you can directly deposit the fund.
For any assistance required with opening your Sampoorna Lakshya recurring deposit scheme, you can call Ujjivan SFB customer care at 1800-208-2121. You can even drop a mail on the ID- customercare[at]ujjivan[dot]com.
No, there is no minimum age required to start your Ujjivan SFB Sampoorna Lakshya Recurring Deposit Scheme.
