Sampoorna Lakshya

Reach your short-term goals effortlessly with Ujjivan SFB Sampoorna Lakshya Recurring Deposit. Choose a tenure between 3 months and 120 months, deposit ₹3,000 or more and earn high interest rates up to 7.80%* p.a. Senior citizens are eligible for an additional 0.50%* p.a. interest rate. No penalty for premature withdrawals.

Key Features of Ujjivan SFB Sampoorna Lakshya

Deposit tenure of 3 months to 120 months

Minimum goal amount is ₹3,000 and in multiples of ₹1,000

Zero penalty for premature closure after 6 months

Option to open account at bank branches and centre meetings

Fund your deposit directly from the USFB account

Top Benefits of Ujjivan SFB Sampoorna Lakshya

Enjoy higher returns up to 7.80%* p.a
0.50%* p.a. higher interest rate for senior citizens
24*7 customer care facility
Get Sampoorna Lakshya passbook printed at the branch
Account can be opened at any bank outlet located across 24 states and Union Territories

Minimal Requirements

Resident individual customer should have an existing savings account with Ujjivan SFB
Existing individual current account at Ujjivan SFB

RD Calculator: Calculate Your Returns

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Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

How to Open a Sampoorna Lakshya Recurring Deposit Fund Online

Follow these simple steps to open Sampoorna Lakshya Recurring Deposit online:

If you are an existing customer

If you are an existing Ujjivan SFB customer, you can open the Sampoorna Lakshya short-term recurring deposit scheme through any of the following methods-

Internet banking
Mobile banking application
Give a missed call at 799-666-6663
Visit the nearest bank branch
Visit the online deposit page and complete the KYC requirements

If you choose the online process, we will send you the short-term deposit receipt to your registered email ID within 24 hours.

For further assistance, call our 24*7 customer support team.

Ujjivan SFB Sampoorna Lakshya Interest Rates

Below mentioned are the Interest Rates with effective from 22nd June 2026

Tenure	Interest Rate (p.a.)*
6-9 months	5.50%
12-21 months	7.25%
24 months	7.80%
27-36 months	7.25%
39-42 months	7.55%
45-60 months	7.20%
63-120 months	6.50%

*Disclaimer: Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank.

Am I Eligible for Ujjivan SFB Sampoorna Lakshya Deposit?

Check our eligibility criteria before applying:

There is no minimum age requirement to open this deposit

You are required to provide your customer consent on account opening form

You need to have existing savings or a current account with Ujjivan SFB

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FAQs

Ujjivan Small Finance Bank Sampoorna Lakshya is a recurring deposit scheme designed to help you systematically achieve your short-term and long-term goals.

You can earn up to 7.80%* p.a. on your deposit. Senior citizens are eligible for an additional 0.50%* p.a. interest rate.

Ujjivan SFB Sampoorna Lakshya's short-term deposit provides an additional interest rate of 0.50%* p.a. for senior citizens.

You will not be charged any penalty fees if you prematurely close the Sampoorna Lakshya deposit fund after 6 months of investment.

Yes, you can open it online. You can even open your Ujjivan SFB Sampoorna Lakshya short-term deposit by visiting a nearby bank branch.

No, to open the Sampoorna Lakshya short-term deposit, you need to have either an existing savings account or a current account with Ujjivan SFB from which you can directly deposit the fund.

For any assistance required with opening your Sampoorna Lakshya recurring deposit scheme, you can call Ujjivan SFB customer care at 1800-208-2121. You can even drop a mail on the ID- customercare[at]ujjivan[dot]com.

No, there is no minimum age required to start your Ujjivan SFB Sampoorna Lakshya Recurring Deposit Scheme.

Maximize your savings! Earn up to 8.30%* p.a. on our Fixed Deposits!