Composite Home Loan (Plot Purchase & Self Construction)
Composite Home Loan (Plot Purchase & Self Construction)
Planning to buy a plot and construct your home exactly the way you imagine it? Our Composite (Plot Purchase & Self-Construction) Home Loan offers a seamless way to secure your land and build on it through one convenient, end-to-end solution. With a hassle-free application process, competitive interest rates, and flexible repayment options, this plot and self-construction loan is designed to make your home-building journey smooth from start to finish.
Home Loan EMI Calculator
Calculate your EMI and plan your repayments better with our home loan EMI Calculator.
Break-up of Total Payment
Monthly Loan EMI
Principal
Total Interest
Total Payment
(Principal + Interest)
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan Small Finance Bank does not guarantee accuracy, completeness or correct sequence of any details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness accuracy. The use of any information set out is entirely at the User’s own risk. User should exercise due care and caution, including if necessary, obtaining of advice of legal, tax, accounting, financial and/or other professionals prior to taking any decision.
Why Choose Our Composite Home Loan?
Eligibility & Documents Required
For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]com
*T&C apply
#Ujjivanblogs
Latest Blogs
Catch up on the latest blog updates from your trusted bank!
What is the Latest GST Rate on Purchase of Property in India?
Buying a home is a dream for many, but it comes with its share of taxes and paperwork.
Occupancy Certificate in Bangalore: Importance, Process & New Rules
Occupancy Certificate (OC) is a critical document certifying that a new building is safe and legal to occupy.
What Makes Agriculture Loans Different from Regular Credit Lines
At first glance, all loans may look the same. They provide money when you need it and expect repayment with interest.
FAQ
1. What is a Composite Home Loan?
A Composite Home Loan is a single loan that helps you buy a plot and construct your home on it. Both steps—purchase and construction—are funded under one streamlined sanction.
2. How much composite home loan can I get?
You can avail a loan amount based on your eligibility, going up to ₹50 lakh.
3. What is the repayment tenure for a composite home loan?
You can choose a flexible repayment tenure that extends up to 20 years.
4. What additional charges apply to composite home loans?
Charges may include processing fees, CLADUM charges, stamp duty, CERSAI fees, and applicable insurance premiums. To know more about interest rates, click here
5. How can I apply for a composite home loan?
Click on ‘Apply Now’, fill out the form and submit it. Our representative will contact you to guide you through the next steps. Alternatively, you can walk in to your nearest Ujjivan SFB branch to apply for Composite Home Loan.
6. What are the benefits of a Composite Home Loan?
The primary benefit of this product is that combines the benefit of a plot loan and a self-construction loan into one seamless solution. Additionally, you can enjoy attractive interest rates, flexible repayment tenures and higher loan amount up to ₹50 lakh.
