Composite Home Loan (Plot Purchase & Self Construction)
Composite Home Loan (Plot Purchase & Self Construction)
Planning to buy a plot and construct your home exactly the way you imagine it? Our Composite (Plot Purchase & Self-Construction) Home Loan offers a seamless way to secure your land and build on it through one convenient, end-to-end solution. With a hassle-free application process, competitive interest rates, and flexible repayment options, this plot and self-construction loan is designed to make your home-building journey smooth from start to finish.
Home Loan EMI Calculator
Calculate your EMI and plan your repayments better with our home loan EMI Calculator.
Break-up of Total Payment
Monthly Loan EMI
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(Principal + Interest)
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Why Choose Our Composite Home Loan?
Eligibility & Documents Required
For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]com
*T&C apply
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FAQ
1. What is a Composite Home Loan?
A Composite Home Loan is a single loan that helps you buy a plot and construct your home on it. Both steps—purchase and construction—are funded under one streamlined sanction.
2. How much composite home loan can I get?
You can avail a loan amount based on your eligibility, going up to ₹50 lakh.
3. What is the repayment tenure for a composite home loan?
You can choose a flexible repayment tenure that extends up to 20 years.
4. What additional charges apply to composite home loans?
Charges may include processing fees, CLADUM charges, stamp duty, CERSAI fees, and applicable insurance premiums. To know more about interest rates, click here
5. How can I apply for a composite home loan?
Click on ‘Apply Now’, fill out the form and submit it. Our representative will contact you to guide you through the next steps. Alternatively, you can walk in to your nearest Ujjivan SFB branch to apply for Composite Home Loan.
6. What are the benefits of a Composite Home Loan?
The primary benefit of this product is that combines the benefit of a plot loan and a self-construction loan into one seamless solution. Additionally, you can enjoy attractive interest rates, flexible repayment tenures and higher loan amount up to ₹50 lakh.
