
“Ujjivan’s home improvement loan helped us complete our house quickly with minimum documents. The process was smooth and hassle free.”
“Unlock your dream with Ujjivan’s Micro Mortgage loan”
Whether you’re improving your home, expanding your business, or meeting essential financial needs, our micro mortgage loan provides a simple, secure, and accessible way to unlock the value of your property. With a streamlined approval process and flexible repayment options, it helps you move forward with confidence toward a better future.
Calculate your loan EMI in seconds with our easy-to-use Micro Mortgage Loan EMI Calculator.
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan Small Finance Bank does not guarantee accuracy, completeness or correct sequence of any details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness accuracy. The use of any information set out is entirely at the User’s own risk. User should exercise due care and caution, including if necessary, obtaining of advice of legal, tax, accounting, financial and/or other professionals prior to taking any decision.
Minimum Documentation
Apply easily with minimal paperwork
No Hidden Charges
Complete transparency with clear terms and no surprise costs
Doorstep Services
Enjoy the convenience of our services delivered right to your doorstep
Fast Processing
Quick approvals and disbursals to meet your financial needs without delay
Loan Amount:
₹2 Lakhs to ₹25 Lakhs
Minimum 24 Months to Maximum 180 Months
Purpose:
Home Improvement & related activities, renovation, includes refinance too.
Loan Amount:
₹2 Lakhs to ₹25 Lakhs
Tenure:
Minimum 24 Months to Maximum 180 Months
Purpose:
Expansion of business, Acquiring plant and machinery, Refinancing business expenditure
Loan Amount:
₹2 Lakhs to ₹20 Lakhs
Tenure:
Minimum 24 Months to Maximum 144 Months
Purpose:
Mixed usage, Asset creation, Children education, Debt Consolidation etc.
Call our customer care at
| Fees/Charges | MHIL (Home improvement loan) | MBL (Micro business loan) | MLAP (Micro loan against property) |
| Login Fees | 2000 + GST | ||
| Processing Fee | 2% + GST | 2.5% + GST | |
| CERSAI | Up to 5 Lakhs - 50 + GST | ||
| Above 5 Lakhs - 100 + GST | |||
| Part Payment | Up to 20% - NIL Charges | ||
| >20% up to 50% - 2% + GST | |||
| Foreclosure | 0-24MOB - 2% + GST | 0-24MOB - 3% + GST | |
24MOB - 1% + GST | 24MOB - 2% + GST | ||
| Late Payment Charges | 500 + GST | ||
This is a secured form of loan where customer can get funds by mortgaging their residential, commercial or mixed-use property to meet business, home improvement or other personal financial needs.
Any Salaried customers, Self-employed professionals & Self-employed non-professionals.
Residential, Commercial, Mixed-use property.
Identity proof, Property documents, Income proof.
Yes, Processing fee will be up to 2.5%+GST and login fee will be 2000+GST.