Digital Savings Account

The Ujjivan SFB Digital Savings Account is designed for those who prefer seamless banking without the need to visit a branch. With instant online account opening, paperless Video KYC, and full access to banking services through our mobile app, managing yo

Whether you’re salaried, self-employed, or just starting your financial journey, this account offers convenience, control, and confidence all at your fingertips.

Key Features & Benefits of our Digital Savings Account

Higher interest rates up to 7.15%*

Enjoy 5 free transactions at both Ujjivan SFB's ATM and other Bank's ATM

Instant Online Savings Account Opening via Video KYC

Speak directly to our customer care executive in your preferred language 24/7 through Ujjivan SFB Toll Free Number 1800 208 2121

Free RuPay Virtual Debit Card with a host of benefits

State-of-the-art mobile banking in 9 regional languages of your choice, bill payments, UPI, recharges and fingerprint login

Free SMS alert facility to your registered mobile number

Low Minimum Monthly Average Balance of ₹1,000

*Free Classic Debit Card for 1st year

Your Digital Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.

Cards You Can Select

RuPay Classic Debit Card-

RuPay Platinum Debit Card-

Minimal Requirements

Aadhaar Card

Original PAN Card

Mobile Number linked with Aadhaar (The OTP will be sent to your registered mobile number)

Get exciting RuPay Debit Card offers & discounts -

How to Open Digital Savings Account Online

1
Click ‘Open Now’ from the Home Page
2
Select between ‘New Customer’ & ‘Existing Customer’
3
Fill in the details (Complete your e-KYC, select the product and fill in personal details)
4
Make initial payment
5
Complete your Video KYC. Keep Original PAN Card ready (Ensure you are in good internet connectivity for seamless experience)

Manage your money on the go with your Digital Savings
Account!

Savings Account Calculator

Calculate your Savings Account interest earnings with our easy-to-use Savings Account Calculator.

What is your Account Balance?

₹1 Thousand

Principal amount₹1,00,000.00

Monthly interest amount₹212.00

*Interest is calculated on a monthly basis.

*The above interest calculation shown is indicative, the actual interest paid out may vary.

*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Digital Savings Account Interest Rates

Please click here for latest interest rates

Eligibility Criteria

18 years and above

Documents required: Aadhaar card and PAN card. Please ensure your Aadhaar is linked to a valid mobile number, as the OTP will be sent to the provided mobile number

#Ujjivanblogs

Latest Blogs

Catch up on the latest blog updates from your trusted bank!

FAQs

The Ujjivan Small Finance Bank Digital Savings Account is an online savings account you can open instantly from anywhere.

The interest rate depends on the minimum balance that you maintain in Ujjivan SFB Digital Savings Account. Here are the details:

If the balance is up to ₹3 lakh - 2.50%* p.a.

If the balance is between ₹3 lakh and ₹5 lakh - 3.00%* p.a.

If the balance is more than ₹5 lakhs to ₹25 lakhs- 6.50%* p.a.

If the balance is more than ₹25 lakhs to ₹25 Crore- 6.75%* p.a.

If the balance is more than ₹25 Crore- 7.15%* p.a.

Ujjivan SFB Digital Savings Account requires only your PAN Card and Aadhaar Card to open the account. However, please ensure your Aadhaar is linked to a valid mobile number. The OTP will be sent only to the registered mobile number linked to your Aadhaar card.

The minimum age to apply for the Digital Savings Account is 18 years. As such, you cannot open the account in the name of your minor child.

You can contact Ujjivan Small Finance Bank's customer care at the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility.

Ujjivan Small Finance Bank Digital Savings Account offers a free SMS alert facility, which allows you to receive regular account updates.

You need to maintain a monthly average balance (minimum balance) of ₹1,000 in Digital Savings Account.

The Ujjivan Small Finance Bank has 785 branches in 26 States and Union Territories of India. To find your nearest branch, visit the bank's website's 'Locate Us' section.

Yes there is daily transaction limit on all Digital Savings Account variants. The limit is for first 7 days of account opening.

The transaction limit varies basis the product selected by you. Kindly visit our Net banking page to know more on the same.

You would need to provide personal details like mobile number, name as per PAN, date of birth, etc. To know the complete list, please clickhere.

Yes, you can do IMPS/NEFT/RTGS transactions with your account.

For details regarding fund transfer limit pertaining to your account, please click here

You may not face any challenge if the transaction value is lower than the limit applied for your account variant.

If you want to do any transaction which is exceeding the daily transaction limit during the cooling period of 7 days, you may have to visit our branch. We would be very happy to assist you. For branches list click here.