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Senior Citizen Savings Account
Our Senior Citizen Savings Account brings you facilities to help you relax and stay independent as you continue to manage your finances into your retirement years. Enjoy higher interest rates, priority banking services and other exclusive benefits.
Key Features and Benefits
Higher interest rates up to 7.15%* p.a.
No monthly average balance requirement
Lifetime FREE RuPay Classic Debit Card
Priority and Doorstep banking services
Mobile banking in 9 different languages
Free SMS alert
5 free transactions across ATMs
Every branch is your home branch
Get exciting RuPay Debit Card offers & discounts, click here
Your Senior Citizen Savings Account now allows you to select the debit card that fits your needs. Click here to explore your options.
Cards You Can Select
RuPay Classic Debit Card -
RuPay Platinum Debit Card -
Ujjivan SFB Senior Citizen Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 05th June 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹ 3 lakh | 2.50% |
| > ₹3 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹25 lakhs | 6.50% |
| > ₹25 lakh to ₹25 Crore | 6.75% |
| > ₹25 Crore | 7.15% |
You can find additional disclosures here.
Savings Account Calculator
₹1 Thousand
Principal amount₹1,00,000.00
Monthly interest amount₹212.00
*Interest is calculated on a monthly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates Up to ₹ 3 lakh - 2.50% p.a. | Above ₹3 lakh to ₹5 lakhs- 3.00% p.a. | Above ₹5 lakhs to ₹25 lakhs - 6.50% p.a. | Above ₹25 lakh to ₹25 Crore - 6.75% p.a. | Above ₹25 Crore - 7.15% p.a.
Eligibility Criteria
Nationality: Resident Indians
Age: 60 years and above
Minimum Average Balance - Nil
Channel Access
Free Mobile Banking app in 9 different languages of your choice
Free Personal Net Banking facility
5 free transactions per month at any other Bank’s ATM
Speak to our 24*7 phone banking services in your preferred language at
Door step Services including financial(up to Rs.25,000/-) and non- financial transactions
Free Mobile Banking app in 9 different languages of your choice
Free Personal Net Banking facility
5 free transactions per month at any other Bank’s ATM
Speak to our 24*7 phone banking services in your preferred language at
Door step Services including financial(up to Rs.25,000/-) and non- financial transactions
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FAQs
Designed exclusively for seniors, Ujjivan SFB’s Senior Savings Account offers a blend of attractive interest rates, easy and secure access to funds and personalised service. We understand the unique financial needs and goals of our senior customers, hence our account comes with tailored solutions to your savings requirement.
The interest is calculated daily on the end-of-the-day balance. The interest is credited every month.
No, we don’t levy any penalty fee for non-maintenance of minimum balance.
At Ujjivan Small Finance Bank, every branch is your home branch. We don’t charge any fee for non-home branch transactions.
You can call us at our toll-free number - 1800 208 2121 or write to us at customercare@ujjivan.bank.in.