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Ujjivan SFB Regular Recurring Deposit
Take small steps to your reach financial goals with Ujjivan SFB Regular Recurring Deposit (RD). Invest any amount of your choice every month for tenure ranging between 6 months and 10 years, and earn high interest of up to 7.80%* p.a. upon maturity. Senior citizens are eligible for an additional interest rate of 0.50%* p.a.
Key Features of Ujjivan SFB Regular Recurring Deposit
Minimum deposit amount of ₹100 and in multiples of ₹ 100 thereof
Premature closure is allowed
Tenure of 6 months to 10 years
Customers can open the RD at any branch
Guaranteed returns unaffected by volatility
Top Benefits of Ujjivan SFB Regular Recurring Deposit
High interest rates up to 7.80%* p.a.
0.50%* p.a. interest rate for senior citizens
Can be opened at centre meetings (up to ₹ 5,000), branch, mobile banking, and internet banking
Facilitates disciplined saving
Choose your preferred amount, tenure and frequency
RD Calculator: Calculate Your Recurring Deposit Returns
Calculate your recurring deposit returns in seconds!
Min ₹100Max ₹2.99Cr
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How to Open Ujjivan SFB Regular Recurring Deposit Account Online
Opening an RD account with Ujjivan SFB is extremely simple.
If you are a new customer
Visit the Ujjivan SFB Recurring Deposit page
Click on New Customer and complete the KYC requirements.
Enter your RD details, such as the amount and tenure.
Make an online payment for your first deposit.
If you are an existing customer
If you are already a customer of Ujjivan SFB, you can use the following methods to start the RD account
Internet banking
Mobile banking
Visit your closest Ujjivan SFB branch
Send us a missed call at 799 666 666
Ujjivan SFB Recurring Deposit Interest Rates
Below mentioned are the Interest Rates with effective from 22nd June 2026
Tenure | Interest Rate (p.a.) |
6-9 months | 5.50% |
12-21 months | 7.25% |
24 months | 7.80% |
27-36 months | 7.25% |
39-42 months | 7.55% |
45-60 months | 7.20% |
63-120 months | 6.50% |
*Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank"
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FAQs
Ujjivan SFB’s Regular Recurring Deposit is an investment option in which you can deposit an amount for a pre-decided period and receive a fixed interest rate. The interest is compounded quarterly, and you will receive the total accumulated interest and RD amount when the tenure ends.
The Ujjivan SFB Regular Recurring Deposit allows premature closure. In such cases, you will be able to withdraw the amount.
Interest amount generated on the RD will be handed to the customer when the tenure of the RD investment is over.
You can visit the bank’s website and go to Locate Us. Here you will find a list of the 752 branches of Ujjivan SFB spread across 26 states and Union Territories. You will easily find one near you.
Yes, a person can open a recurring deposit account with Ujjivan SFB by visiting any bank branch.
The minimum amount one needs to deposit in the Ujjivan SFB Regular Recurring Deposit account is ₹100.
Ujjivan SFB Regular Recurring Deposit account gives senior citizens an additional 0.50%* p.a.
The maximum deposit tenure for the Ujjivan SFB Regular Recurring Deposit account is 120 months.
If you need help with opening the Ujjivan SFB Regular Recurring Deposit account you can call Ujjivan SFB customer service at 1800-208-2121. Or you can send an email to customercare[at]ujjivan[dot]com.
Yes, you can come to any Ujjivan SFB branch to create a recurring deposit account.