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Home Improvement Loan
Planning to buy a plot and construct your home exactly the way you imagine it? Our Composite (Plot Purchase & Self-Construction) Home Loan offers a seamless way to secure your land and build on it through one convenient, end-to-end solution. With a hassle-free application process, competitive interest rates, and flexible repayment options, this plot and self-construction loan is designed to make your home-building journey smooth from start to finish.
Home Improvement Loan EMI Calculator
Calculate your home improvement loan EMI in seconds and plan your finances better.
₹50K₹1Cr
1 Month240 Months
5%30%
Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
Why Choose Our Home Improvement Loan?
Loans up to ₹25 lakh
Get loans ranging from ₹2 lakh to ₹25 lakh
Attractive Interest Rates
Affordable financing solution for all your home renovation requirements
Flexible Repayment Tenure up to 15 years
Pay in easy EMIs with tenures ranging from 39 months to 15 years
Faster Approvals
Enjoy a smooth application process with quick & hassle-free approvals
Eligibility & Documents Required
For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]bank[dot]in*T&C apply
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FAQs
A home improvement loan is a financing option that helps you fund renovation, repair, expansion, or renovation of your existing home.
You can get a minimum of ₹ 2 lakh up to a maximum of ₹ 25 lakh for the home improvement loan. The sanctioned loan amount is subject to the bank’s assessment and discretion.
The tenure ranges from a minimum of 39 months to a maximum of 180 months (i.e., up to 15 years).
A non-refundable processing fee of ₹ 3,350 + GST is applicable. Please click here to know more about fees and charges.
The loan is meant for home renovation purposes such as upgrading kitchens or bathrooms, repainting, structural repairs, adding modern touches, extending rooms, or other interior and exterior renovation work.
Click Apply Now to access our online form. Provide the necessary details and submit it at your nearest branch. Our representative will reach out to guide you through the next steps.