An RD Calculator is an online calculator that helps you estimate the maturity amount and the interest earned on your recurring deposit. It simplifies complex calculations and gives instant, accurate results based on your inputs.
RD Calculator: Calculate Recurring Deposit Returns | Ujjivan SFB
RD Calculator: Calculate Your Recurring Deposit Maturity Amount
Use our Recurring Deposit (RD) Calculator to quickly and accurately calculate RD returns based on your monthly deposit, interest rate, and investment period. Designed to make your savings planning easier, the calculator gives you a clear picture of your total maturity amount and the interest earned.
Whether you’re opening a new RD or comparing interest rates, our RD Calculator helps you make informed investment decisions with clarity and confidence. Skip the guesswork, plan smarter, and reach your financial goals with precision.
RD Calculator
Find out the interest you will earn on your Recurring Deposits and plan your investments better!
Min ₹100Max ₹2.99Cr
MM
Features and Benefits
User-friendly and responsive interface
Saves time and effort
Calculates returns within seconds
Helps compare FD returns based on tenure, interest rate & amount
How to Use our Recurring Deposit Calculator?
Using our Recurring Deposit Calculator is extremely easy and hassle-free. All you need to do is enter the monthly deposit amount – this is the fixed amount you plan to deposit every month and select the tenure. The interest rate will be automatically adjusted based on the selected tenure. Choose the type of customer you are – Individual or Senior citizen. Point to note: Senior citizens ae eligible for an additional interest rate of 0.50%*.
Based on these inputs, the calculator instantly shows you the interest earned and the total maturity amount – accurately and instantly.
FAQs
You need to enter the monthly deposit amount and investment tenure, and select whether you’re a senior citizen (60 years and above) or a regular depositor.
The interest is compounded and paid on a quarterly basis.
Yes, the interest earned on Recurring Deposit is fully taxable. Additionally, 10% TDS is applicable if the interest earned exceeds ₹50,000 (₹1 lakh for senior citizens) in a financial year.
The minimum tenure is 3 months (Sampoorna Lakshya) and 6 months (Regular RD) and the maximum tenure is 120 months or 10 years.
You can start your RD journey with as low as ₹100.