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Unlock your dreams with our Loans
Explore our wide range of loans to realise your dreams. Whether it’s owning a new home, buying your dream two-wheeler or building your business, we offer tailored loan products to meet all your needs. Additionally, enjoy attractive interest rates, flexible repayment tenures, minimal documentation, and quick disbursals when you apply for a loan with Ujjivan SFB.
Get up to ₹ 2.75 lakhs to buy the two-wheeler of your choice
Up to 95% funding of the on-road price
Flexible tenure options, ranging from 12 to 48 months
Business Loan
Agriculture & Allied Loan
Family Loan
WATSAN
Business Loan
Home Improvement Loan
Livestock Loan
Top Up-Loan
Agriculture Loan
General Purpose Loan
Loan Amount ranges from ₹25001 to ₹50 Lakhs
Minimal documentation & charges
Various repayment options i.e. Monthly Interest, Monthly EMI, Bullet Repayment.
Co-applicant/ guarantor not required.
Multiple Financing Options
Higher Loan Amount
Repayment Tenures up to 20 years
Minimum Documentation
No Hidden Charges
Doorstep Services
Loan for Purchase or Refinance
High Loan Amount
Flexible Tenure Options
Hassle-free application process
No hidden charges
Minimal documentation
FAQs
Ujjivan SFB offers a wide variety of loans to cater to your different financial needs. We keep our customers at the forefront of everything we do. So, when you apply for a loan with us, you get to enjoy a hassle-free loan journey, minimal documentation, competitive rates, easy-to-meet eligibility criteria, and more. We strive to make your experience memorable.
Your loan EMI consists of two components – the principal amount and the interest amount. The EMI calculation formula is as follows:
EMI = P * r * (1 + r)^n / ((1 + r)^n - 1), where P is the principal loan amount, r is the monthly interest rate (annual rate divided by 12), and n is the loan tenure in months. For easy and quick calculation of your loan EMI, use our online EMI calculator.
You can follow the steps below to apply for a loan with Ujjivan SFB:
Step 1: Visit Ujjivan SFB website or bank branch
Step 2: Fill out the loan application form
Step 3: Submit the required documents
If your documents are in place and you’re eligible for a loan, your loan application will be approved. Please note that loan approval is subject to the terms and conditions established by the bank.
Some of the factors that may impact your loan EMI are:
Loan amount: The principal amount can significantly impact your loan EMI. A big-ticket loan translates to higher EMIs.
Interest rate: This is the cost of borrowing your money. A higher interest rate leads to higher EMIs.
Tenure: When you take a loan, you have the option to select your loan tenure. A longer tenure translates to lower EMIs. However, for long-term loans, you end up paying more towards the interest, increasing the overall cost of the loan. For shorter tenures, though your EMI will be on the higher bracket, you end up paying less towards the interest.
Loan prepayment: If you make partial payments towards your loan, your EMI may come down.
Each loan product has specific terms and conditions. However, some of the common documents required to apply for a loan include Aadhar card and PAN card. In case of any queries, please reach out to us at 1800 208 2121