Best Savings Account Interest Rates

Your hunt for the best Savings Account interest rate ends here. At Ujjivan Small Finance Bank, we understand the importance of growing your hard-earned money in a safe and secure manner. Taking note of such, we bring to you meticulously curated Savings Accounts that offer multiple features and benefits along with higher interest rates.
Don’t miss out on the competitive savings account interest rates. Open a Savings Account with Ujjivan Small Finance Bank today!

Savings Account Interest Rates – Ujjivan Small Finance Bank

Below mentioned are the Savings Account Interest Rates with effective from 05th June 2026

Account balance	Rate of Interest (p.a.)
Up to ₹ 3 lakh	2.50%
> ₹3 lakh to ₹5 lakhs	3.00%
> ₹5 lakhs to ₹25 lakhs	6.50%
> ₹25 lakh to ₹25 Crore	6.75%
> ₹25 Crore	7.15%

Features and Benefits of Ujjivan SFB Savings Accounts

Higher interest rates up to 7.15%* p.a.

Open Digital Savings Account from anywhere

Feature-packed Debit Cards

Different accounts catering to your unique requirements

*T&C Apply

Things to Consider for Savings Account Interest Rates – Ujjivan Small Finance Bank

FAQs

Ujjivan Small Finance Bank offers high-interest Savings Accounts. You can get up to 7.15%* p.a. interest rate based on your account balance.

Interest income from Savings Account up to ₹10,000 is tax-free. You can claim this deduction under Section 80TTA of the Income Tax Act, 1961.

Savings Account doesn’t come with a maturity date. You can deposit and withdraw funds as per your financial requirements without incurring any penalty or fees.

The Savings Account interest is calculated on end-of-the-day account balance maintained in the account and paid out on a quarterly basis.

Savings Accounts come with multiple benefits, including instant fund transfers via NEFT, RTGS, and IMPS services, immediate access to funds whenever required, feature-packed Debit Cards, cash withdrawals via ATMs, and more. Additionally, you can enjoy higher interest rates on your account balance. The interest is credited to your account on a quarterly basis.

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Supercharge your savings! Earn up to 7.15%* p.a. interest with our Digital Savings Account!