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Group Loan
Group Loan is a unique financial solution designed to provide accessible credit to individuals who are unserved or underserved majorly for income generating activities. Whether you are a small business owner, farmer, or salaried, this loan can help you achieve financial independence and invest in your future. Ujjivan SFB Group loans offer funds up to ₹ 1.25 Lakh. Enjoy affordable interest rates, flexible repayment tenure of up to 3 years, hassle-free loan journey and more.
Top Benefits of Ujjivan SFB Group Loans
Loan amount up to 1.25 Lakh
Flexible repayment tenures
Accessibility and Convenience
Service quality
Simplified Documentation
Types of Ujjivan SFB Group Loans
Choose from the following types of loans based on your needs
Business Loan
Agriculture and Allied Loan
Family Loan
WATSAN Loan
Other Types of Loans
Here are the other loan Products available under the Ujjivan SFB Group Loans
GL Top Up
Emergency Loan
Smartphone Loan
Loyalty Loan
Ujjivan SFB Group Loans Interest Rates
Below are the Interest Rates for the Ujjivan SFB Group Loans
| Minimum interest rate | Maximum interest rate | Effective date |
|---|---|---|
| 22.90% | 24.15% | 01-04-2025 |
Ujjivan SFB Group Loans Fees and Charges
Check out different fees and charges associated with Ujjivan Small Finance Bank Group Loans
| Type of charge | Quantum | Effective Date |
|---|---|---|
| Processing fees | Nil for loans up to INR 50,000.1.2% (+GST) or INR 1,100 (+GST) whichever is lower for loans above INR 50,000 | 01-04-2025 |
How to Apply for a Ujjivan SFB Group Loan
Call the toll free number 1800 208 2121
For assistance, you can call the 24*7customer care help line number of Ujjivan SFB
FAQs
The loan is designed to cater the financing needs of the economically active poor, who have limited or no access to the formal financial system. It offer customers loans for both income generation and consumption requirements.
The minimum repayment tenure of the Ujjivan Small Finance Bank Group Loans is 12 months.
The maximum amount is capped at ₹1.25 lakh.
A top-up loan is an additional loan that you can avail of if you have availed of the Ujjivan SFB Group Loans. In other words, a top-up loan is an additional loan available to existing borrowers.
You can contact Ujjivan Small Finance Bank's customer care for any query about the Group Loans. Call the toll-free number 1800 208 2121, visit the nearest branch, or use the 24*7 phone banking facility.
You can get top-up loans ranges from 5,000 to 60,000 is available under the scheme.
After each EMI payment, as the outstanding loan amount reduces, so does the interest because the interest is calculated on the reduced balance of the outstanding loan amount.
The maximum interest rate is 24.15% p.a. for the different types of group loans available. Fuel your dreams with accessible funding through our micro loans.
Fuel your dreams with accessible funding through our micro loans.