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Deposit Accounts
Our deposit accounts offer the perfect combination of stable returns, easy investments, and higher interest rates. Select from a comprehensive suite of bank deposits based on your financial goals and boost your savings!
Types of Deposits
Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available
Tenures ranges from 12 months to 60 months
Deposit amount should be above ₹1 crore to below ₹3 crores
Interest pay-out options available are monthly, quarterly and at maturity
Open a standalone FD without opening a Savings Account
Open an FD for a duration of 6 months to 10 years
Fund your fixed deposit by Net Banking / UPI / Debit Card
Option to withdraw prematurely without penalty after 6 months
Deposit a fixed sum every month for the investment period
Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof
Tenures range from 3 to 120 months
Option to close prematurely without penalty after 6 months
Deposit a fixed sum every month for the investment period
Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof
Tenures can range from 6 months to 10 years
Premature closure facility allowed
Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof
Tenures range from 12 to 60 months in multiples of 12 months
Interest calculated monthly and deposited to customers' linked USFB saving or current account
Auto-renewal facility is available
Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof
Tenures range from 7 days to 10 years
Premature closure and partial withdrawal facility allowed
Interest pay-out options available are monthly and quarterly
Tax-free earnings
Funds are fully repatriable
Earn interest up to 7.25%
Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961
Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period
Available only for Indian residents and HUFs
Interest pay-out options available are monthly and quarterly
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FAQs
We offer a comprehensive suite of deposit accounts designed to make your financial life better. Select from Digital Fixed Deposit, Platina Fixed Deposit, Sampoorna Nidhi, Sampoorna Lakshya, Tax Saver FD, Regular Recurring Deposits, and more.
We offer high-interest FDs and RDs to maximise your returns. You can view the latest interest rates here.
The minimum and maximum tenure may vary based on the product. For example, a regular FD comes with a tenure ranging from 7 days to 10 years, whereas RD tenure ranges from 6 months to 10 years.
A Tax Saver Fixed Deposit offers the benefit of both worlds – tax savings under Section 80C of the Income Tax Act /9provided you have opted for the old tax regime) and wealth growth. The lock-in period is 5 years and the maximum investment amount is capped at ₹1.5 lakh in a financial year.
Investing in FDs entail lump sum investment (one-time investment), whereas with Recurring Deposits, you invest a fixed amount every month. The FD tenure generally ranges from 7 days to 10 years, whereas for RDs, it’s 6 months to 10 years or more.
You would need to submit your basic KYC documents including PAN and Aadhar. If you wish to open a deposit account from one of our branches, you would need to provide a passport-size photograph. Please call our toll-free number 1800 208 2121 for more details. For Digital FD, you have to complete your Video KYC to open the account.
Deposits up to ₹5 lakh is insured under DICGC (Deposit Insurance and Credit Guarantee Corporation) per depositor.