Home Loans in Pune

Planning to buy a home in Pune? With its mix of established neighbourhoods and rapidly growing residential zones, choosing the right financing is key. Our range of home loan options is crafted to suit different homeownership goals, offering flexible tenures, transparent pricing, and a seamless application experience to help you move ahead with confidence in Pune’s evolving property market.

Home Loan EMI Calculator

Use our easy-to-use Home Loan EMI Calculator to get an estimate of your monthly EMIs on a ₹20 lakh home loan and plan your finances better.

Loan Principal Amount

₹50K₹1Cr

Term for loan

Months

1 month240 months

Interest rate

per annum

5%30%

Disclaimer: The data generated herein is completely and solely based on the information/details provided by you and such information and the resultant data is provided only for user's convenience and information purposes. Ujjivan SFB does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy.

The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advice of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. Ujjivan SFB does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against the bank. Neither Ujjivan SFB nor any of its agents or licensors or group companies shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.

Why Choose Ujjivan SFB to Apply for Home Loan in Pune?

Loans up to ₹75 lakh*

Get higher loan amount depending on your eligibility

Faster Approvals

Enjoy smooth and fast application process

Affordable Interest Rates

We offer one of the most competitive rates in the market

Range of Financing Options

Select from home purchase & construction loan, composite loan, home improvement loan & more depending on your requirement

Longer Tenures up to 20 years

Repay through easy EMIs aligned to your income and goals

Home Loan Fees & Charges

To know our home loan fees and charges, please click here.

Eligibility Criteria & Documents Required to Avail a Home Loan in Pune

Ensuring you have all the necessary documents in place and meet the eligibility criteria for a home loan would facilitate a seamless loan journey. For more details, call our toll-free number 1800 208 2121 or write to customercare[at]ujjivan[dot]bank[dot]in

How to Apply for a Home Loan in Pune with Ujjivan SFB

Alternatively, you can walk in to your nearest Ujjivan SFB branch to apply for a housing loan. Find your nearest branch.

1
Visit our Home loan page
2
Click on Apply Now
3
Fill out the necessary
details and click 'Submit'

Our representatives will contact you to guide you further

Do’s and Don’ts of Applying for a Home Loan

Do’s	Don’ts
Maintain a healthy credit score to reflect disciplined repayment behaviour and financial reliability	Do not miss or delay loan EMIs, as even a single default can impact credit assessment
Keep all necessary documents accurate, updated, and verifiable for smoother evaluation	Do not provide any inaccurate details while applying as it may lead to rejection of your application
Choose a realistic loan amount and tenure aligned with your repayment capacity	Do not apply for a loan amount that exceeds your comfortable repayment ability
Disclose all existing loans and financial commitments transparently	Do not hide liabilities, as undisclosed obligations can affect approval during internal checks
Ensure personal and financial details are consistent across all documents	Do not provide incomplete, inconsistent, or inaccurate information during verification

Different Budget Options for Home Loans in Pune

₹10 Lakh Home Loan

₹20 Lakh Home Loan

₹30 Lakh Home Loan

₹40 Lakh Home Loan

₹50 Lakh Home Loan

₹75 Lakh Home Loan

Home Loan Options in Different Cities

FAQs

Ujjivan Home Loans offer a minimum loan amount of ₹2,00,000, with the maximum amount extending up to ₹75,00,000

The tenure ranges from a minimum of 39 months to a maximum of 240 months, offering flexibility to suit different financial needs.

CLADUM charges include Credit, Legal, Administrative, Documentation, Upkeep of documents, and Maintenance fees. These charges typically range from 1.0% to 2.0% of the loan amount plus applicable GST.

Yes, there is a non-refundable loan processing fee of ₹3,350 plus GST applicable for all loan types.

Yes, additional charges include CERSAI charges and stamp duty as per the applicable state/UT regulations (shall be paid directly to the respective authorities), along with optional life and property insurance premiums (deducted from the disbursement amount)

Pre-qualified Top Up Loans are exclusively available for existing eligible customers (subject to Bank’s internal Policy) with a minimum loan amount of 1,00,000 and a maximum of 10,00,000

The rate of interest for Pre-qualified Top Up Loans is just 1% higher than the core loan's ROI, providing a competitive advantage for eligible customers.

Yes, these loans can be utilised for fulfilling various dreams or financial requirements of the customer, given they meet the eligibility criteria.

The tenure for Commercial Purchase Loans ranges from a minimum of 39 months to a maximum of 84 months, catering to the specific needs of commercial property acquisition.