Simple and user-friendly design
Get instant results
Compare returns with different amount, tenure and interest rate
Minimal details required
Completely online & free
Below mentioned are the Interest Rates with effective from 05th June 2026
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹ 3 lakh | 2.50% |
| > ₹3 lakh to ₹5 lakhs | 3.00% |
| > ₹5 lakhs to ₹25 lakhs | 6.50% |
| > ₹25 lakh to ₹25 Crore | 6.75% |
| > ₹25 Crore | 7.15% |
** Important Points: No Additional Interest Rate for Senior Citizens
* Calculation Methodology applicable for Savings Accounts:
Interest is calculated on day-end balances maintained in the savings account and paid out on a quarterly basis.
The higher interest rate will be applied and paid only based on the balances maintained as per slabs.
Ex: If a customer maintains ₹ 3,20,000/- in the savings account, 2.50% interest will be earned for ₹ 3,00,000/- and 3.00% interest will be earned for the remaining ₹ 20,000/-
Disclaimer: Ujjivan Small Finance Bank does not guarantee accuracy, completeness or correct sequence of any details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness accuracy. The use of any information set out is entirely at the User’s own risk. User should exercise due care and caution, including if necessary, obtaining of advice of legal, tax, accounting, financial and/or other professionals prior to taking any decision.
You can earn up to 7.15%* on your Ujjivan SFB Savings Account. However, the higher interest rate will be applied and paid only based on the balances maintained as per slabs.
Use Ujjivan SFB Savings Account Interest Rate Calculator to check your interest income. Enter details or use the slide bar to select the parameters, and you will be able to check the interest earned along with your total earnings.
Here’s the formula for savings account interest calculation:
Interest = Daily balance * (Number of Days) * Interest / (Days in a Year).
No, there’s no TDS deduction on the interest earned. As per income tax rules, the interest from savings account is tax-exempted up to ₹10,000 per financial year. Interest amount above ₹10,000 is considered as “income from other source” while filing Income Tax Returns.
The interest is calculated on the daily (end-of-the-day) balances. Please note that the interest is credited to your account every quarter.
A savings account calculator is a financial tool designed to help you give a clearer picture of your savings growth. It takes into account factors like your savings account balance and the prevailing interest rate to calculate the interest you can earn monthly on your account balance along with your total earnings.
Our Savings Account Calculator is extremely easy to use and features a user-friendly interface. All you need to do is drag the slide bar to select or directly enter the details.
Once done, the calculator will show you the interest you have earned along with your total earnings within seconds.
Please note that the interest rate offered is based on your savings account balance. Here are the details.
