How to Register as an MSME on the Udyam Portal? Benefits Explained
Disclaimer: This blog contains generic information only. Ujjivan SFB is not responsible for the accuracy of the information provided herein.
October 13, 2026
The Micro, Small, and Medium Enterprises (MSME) sector is a crucial pillar of India's economy. As per a PIB factsheet released on 6 October 2026, MSMEs contribute 31.1% to GDP, 48.58% to exports and 35.4% to manufacturing output. As of 6 October 2026, around 9.78 crore MSMEs were registered under the Udyam and Udyam Assist Platform, reporting approximately 43.28 crore employment opportunities. Recognizing their importance, the Government of India has revamped MSME classification to facilitate ease of business and support growth. Earlier, MSMEs were classified based on investment in plant, machinery, or equipment, but now, investment and annual turnover are both considered. Additionally, the distinction between manufacturing and service sectors has been removed, simplifying the classification process.
Latest MSME Classification Applicable from April 2025
The MSME classification criteria have been revised to accommodate growing businesses. The updated classification is as follows:
Category | Investment Limit | Annual Turnover Limit |
| Micro | Up to ₹2.5 crore | Up to ₹10 crore |
| Small | Up to ₹25 crore | Up to ₹100 crore |
| Medium | Up to ₹125 crore | Up to ₹500 crore |
What is Udyam Registration?
MSME registration, commonly referred to as Udyam Registration, is a government initiative that allows businesses to register as an MSME through the Udyam portal. Although this registration is not mandatory, it provides several benefits, including tax exemptions, priority sector lending, easier access to credit, government subsidies, and various other financial incentives.
The significance of MSMEs in India's economic framework is evident from their contributions:
Eligibility for MSME Registration
Entities that fall within the revised MSME classification and engage in manufacturing, services, wholesale, or retail trade are eligible for registration. Eligible entities include:
Documents Required for MSME Registration
The registration process requires minimal documentation. The key documents include:
Please note that there are no MSME registration fees, and physical document submission is not required. The Udyam Registration Portal is integrated with the Income Tax and GSTIN systems, which automatically fetch details related to investment and turnover.
Note: Enterprises that require GST registration under GST laws must enter their GSTIN while applying for Udyam Registration.
Step-by-Step Process for MSME Registration
The entire registration process is online and can be completed on the Udyam Registration Portal (udyamregistration.gov.in). There are no fees for registration.
1. Registration for New Entrepreneurs (Including Those with EM-II)
Step 1: Visit the Udyam Registration Portal.
Step 2: Click on “New Registration” under ‘For New Entrepreneurs who are not Registered yet as MSME’.
Step 3: Enter the Aadhaar number and name of the entrepreneur.
Step 4: Click ‘Validate and Generate OTP’ and enter the OTP received.
Step 5: Enter PAN details and click ‘Validate PAN’.
Step 6: Fill in enterprise details, including investment and turnover.
Step 7: Submit the form and enter the final OTP.
Step 8: Upon successful submission, the Udyam Registration Certificate will be issued via email.
2. Registration for Enterprises with UAM
Step 1: Click on “UAM Migration to Udyam” under “For those already having registration as Udyog Aadhaar Memorandum”.
Step 2: Enter the Udyog Aadhaar Number (UAM).
Step 3: Choose an OTP option (mobile or email) and generate OTP.
Step 4: Enter the OTP and complete the registration form.
Step 5: Submit the form to complete Udyam registration.
How to Check MSME (Udyam) Registration Status Online and Download Udyam Registration Certificate
Upon successful registration, the Ministry of MSME issues an e-certificate known as the Udyam Registration Certificate, which includes a QR code for easy access to enterprise details. The Udyam Registration Number (URN) is a permanent 19-digit identification number assigned to registered MSMEs.
How to Check MSME Registration Status
Step 1: Visit the Udyam Registration Portal.
Step 2: Click on ‘Verify Udyam Registration Number’ under the ‘Print/Verify’ section.
Step 3: Enter the Reference Number, solve the captcha, and click ‘Verify’.
How to Download MSME Registration Certificate
Step 1: Visit the Udyam Registration Portal.
Step 2: Click on ‘Print Udyam Certificate’ under the ‘Print/Verify’ section.
Step 3: Enter the URN and registered mobile number.
Step 4: Choose the OTP option and validate.
After verification, download and print the certificate.
Benefits of MSME Registration
Registering as an MSME unlocks multiple benefits, including:
Final Thoughts
MSMEs play a pivotal role in India's economic growth, offering employment opportunities and driving innovation. With the revised classification and easy online registration process, more businesses can now avail themselves of government benefits and financial support. If you're an entrepreneur, registering under MSME can open doors to lower-interest loans, subsidies, and enhanced business opportunities. You can also open current account online to manage your business banking and financing digitally, saving time that can be better spent on your business operations. Make sure to take advantage of these opportunities to scale your enterprise efficiently.
Take your business to the next level with Ujjivan Small Finance Bank MSME Loans. We have a host of MSME products tailored for your unique business growth needs. Additionally, we offer MSME Overdraft facilities for urgent business capital requirement. Browse through our suite of products and apply today!
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