Consolidated Account Statement (CAS): What It Contains and How to Read It
Disclaimer: This article is for general information/education and is not investment advice. The information is shared in good faith and for general informational purposes only. Ujjivan SFB does not make any representations or warranties regarding the accuracy, completeness, or reliability of the content.
June 23, 2026
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
To help investors keep track of their mutual fund investments, SEBI has mandated the issuance of periodic Consolidated Account Statements (CAS). A CAS gives investors a consolidated view of their mutual fund holdings and transactions, making it easier to monitor their investments over time.
In this article, we explain what a Consolidated Account Statement contains and how to read it.
What Is a Consolidated Account Statement (CAS) in Mutual Fund?
A Consolidated Account Statement is a single statement that provides a consolidated view of your mutual fund investments linked to your PAN. Instead of checking separate statements from different fund houses, investors can use a CAS to view their holdings and transactions in one place.
The CAS generally covers mutual fund units held in Statement of Account (SOA) form across different Asset Management Companies (AMCs). If mutual fund units are held in demat form, they are reflected in the CAS issued by the depositories (NSDL/CDSL) instead.
What is a Statement of Account (SOA)?
A SOA is a record of mutual fund units held directly with the respective AMC or its registrar. In this mode, the units are not stored in a demat account. Most mutual fund investments made through AMC websites and many online investment platforms are held in SOA form.
When Do You Receive a Mutual Fund CAS?
Investors may receive a Mutual Fund CAS either monthly or half-yearly, depending on their transaction activity during the reporting period.
When You May Not Receive a Mutual Fund CAS?
A Mutual Fund CAS may not be issued:
If you do not receive your CAS despite being eligible, you should verify your registered email ID and PAN details or contact the respective mutual fund house or registrar for assistance.
What Does a Mutual Fund CAS Contain?
Depending on the reporting period and investment activity, the CAS may include the following details:
What Does a Mutual Fund CAS Not Contain?
Although a Mutual Fund CAS includes a wide range of information about your mutual fund investments, certain holdings and investment details are not reflected in the statement.
These include:
Who Issues the Consolidated Account Statement (CAS)?
Depending on how mutual fund investments are held, investors may receive different types of investment statements from different entities.
- Investors holding mutual funds in SOA form receive a Mutual Fund CAS through CAMS (Computer Age Management Services Limited) or KFin Technologies (KFintech), depending on the mutual fund.
- Investments held in demat form are reflected in the CAS issued by NSDL or CDSL (National Securities Depository Limited /Central Depository Services (India) Limited)
- In addition, individual account statements may be issued by the respective mutual fund house for a specific folio or transaction
Where Can You Receive or Download a Mutual Fund CAS?
A Mutual CAS is generally sent electronically to the investor’s registered email ID. Investors can also request or download their CAS through various online platforms, including:
How to Read a Mutual Fund CAS?
A quick review of your Mutual Fund CAS can help you confirm important investment details and identify any discrepancies at an early stage. The table below explains what each section represents.
The table below explains what each section represents:
| Section in the CAS | What You Should Check |
|---|---|
| Investor Details | Verify your name, PAN, and registered contact details for accuracy. |
| Folio Details | Check the folio number, mode of holding, and nominee details. |
| Scheme Details | Review the scheme name, plan (Direct or Regular), and option (Growth or IDCW). |
| Transaction History | Verify purchases, SIPs, redemptions, switches, STPs, SWPs, and other financial transactions recorded during the reporting period. |
| Units Held | Confirm the number of units available in each mutual fund scheme. |
| NAV and Current Value | Review the applicable NAV and the value of your holdings as on the statement date. |
| Portfolio Summary | Check the overall value of your mutual fund investments across different schemes and fund houses. |
Where Can a Mutual Fund CAS Be Used?
Apart from being used to review investments, CAS can also serve as an important financial document in various situations.
Investors may use the CAS for:
Final Thoughts
A Mutual Fund CAS brings important information together in one place, making it easier to stay organised and informed. Spending a few minutes reviewing it periodically can go a long way in maintaining accurate investment records.
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