Bhoomi RTC Karnataka: How to Search, Download & Use Your Land Records

Bhoomi RTC Karnataka: How to Search, Download & Use Your Land Records

Disclaimer: This article is for general information/education and is not investment advice. The information is shared in good faith and for general informational purposes only. Ujjivan SFB does not make any representations or warranties regarding the accuracy, completeness, or reliability of the content.

September 10, 2026

bhoomi rtc karnataka land records online 1296X341

Almost every land-related process in Karnataka begins with one document: RTC (Record of Rights, Tenancy and Crops), also known as Pahani or Bhoomi Utara (ಪಹಣಿ / ಭೂಮಿ ಉತಾರ). These relate to everything in the state, from buying land, checking inheritance records, applying for an agriculture loan, resolving a dispute, or confirming ownership.

Earlier, people had to visit the Village Accountant / Taluk office repeatedly, wait for manual records, and depend on intermediaries. To remove this complexity and corruption, the Government of Karnataka digitized land records through the Bhoomi portal, allowing every citizen to search, verify and download details online within minutes. Whether you are a landowner, farmer, buyer, seller, or legal advisor, let's discuss why checking your land records regularly is important.

In this blog, we'll simplify how Bhoomi works, what RTC contains, how to search and download it online.

What is Bhoomi RTC & Why Was It Introduced?

Bhoomi is Karnataka's official digital land-records management system. It stores ownership and crop details of agricultural land across the state, replacing old paper-based systems.

Related Product Banner

Key purposes of Bhoomi:

  • To provide easy access to land records anytime online
  • To bring transparency and reduce manipulation or fraud
  • To maintain accurate government records for revenue, taxation, and legal processes
  • To support farmers for loans, subsidies, land disputes and crop benefits

The Bhoomi system is managed by the Department of Revenue, Karnataka. This portal has gained the trust of citizens, banks, government bodies, and the real-estate ecosystem.

What Details Does an RTC (Pahani) Document Contain?

An RTC shows complete details of a land parcel, including ownership, crop details, area and usage. It is one of the most important legal and financial documents required for land transactions.

Information Available in RTCDetails Included
Ownership informationPresent owner / past owners / family details
Land detailsSurvey number, hissa number, village, taluk, district
Land typeAgricultural / non-agricultural, dry / wet land
AreaTotal measurement in acres / guntas
Tenancy recordsTenant details (if any) and duration
Crop detailsCrop type, season, irrigation source
Mutation (MR) detailsUpdates when land is sold, inherited or transferred
Encumbrances (if entered)Liens, loans, disputes, restrictions
Government classificationPurpose of land and category codes

 

Where is Bhoomi RTC used?

  • Buying or selling land
  • Getting bank loans for agriculture
  • Land inheritance / mutation transfers
  • Applying for conversion (agri → non-agri)
  • Revenue, tax, insurance & court cases

If any detail is incorrect, citizens can apply for corrections through the Tahsildar or Village Accountant.

What Are Survey, Surnoc, and Hissa Numbers in Bhoomi RTC?

Survey, Surnoc and Hissa Numbers are land identifiers used in Bhoomi RTC to identify a specific piece or share of land in the government land records.

  1. Survey Number: The number given to a piece of land when the government surveys it.
  2. Surnoc Number: A subdivision number used when the land under a Survey Number is further surveyed as separate parts.

    Suppose the government initially assigned Survey Number 12 to a large piece of land. If the land was later surveyed as different pieces within the same Survey Number, those pieces could be identified as 12/1, 12/2 or 12/A.

  3. Hissa Number: A number used to identify a particular portion or share of land within a Survey Number or its subdivision.

How to Find the Survey, Surnoc and Hissa Numbers?

The Survey Number, Surnoc Number, and Hissa Number are generally mentioned in the land or property documents and property tax receipts. If the property has been used as security for a loan, these details may also be available in the property or loan-related documents submitted to the lender.

If you do not have the documents, you can also find these details through the Bhoomi RTC search. After entering the District, Taluk, Hobli, Village, and Survey Number, the portal displays the available Surnoc, Hissa Number, and Period options. But, you may need the owner's details to confirm that the Survey and Hissa Number belongs to the particular land and owner you are looking for.

How to Search RTC Online in Karnataka?

Searching land records online is simple and can be done without visiting any office.

Step-by-step process to search records using Bhoomi RTC

  1. Open the official Bhoomi portal
  2. Click 'RTC Services'
  3. Select 'View RTC & MR'
  4. Choose Current Year RTC or Old Year RTC
  5. Enter the required details:
    • District
    • Taluk
    • Hobli
    • Village
    • Survey Number / Hissa Number
  6. Click GO
  7. Then Surnoc, Hissa Number, and Period will appear, select the correct option
  8. Click Fetch Details
  9. The land record will be displayed instantly on the screen

Search Options Available on Bhoomi RTC

  • By Survey Number (most accurate)
  • By Owner Name (if exact details are known)
  • By Mutation Number (MR) for recent transfers

Once displayed, the record can be viewed, verified, and downloaded.

How to Find Old or Historical RTC Records?

You can use the Old Year option on the Bhoomi RTC portal to search for RTC records from previous years.

Step-by-step process to search old land records using Bhoomi RTC

  1. Open the Bhoomi RTC page.
  2. Select 'Old Year' from the options at the top.
  3. Enter the required details:
    • District
    • Taluk
    • Hobli
    • Village
    • Survey Number
  4. Click 'Go'.
  5. The available Surnoc and Hissa No. options will appear.
  6. Select the relevant Surnoc and Hissa No.
  7. Select the required Period and Year from the dropdowns.
  8. Click 'Fetch details'.
  9. The selected historical RTC will be displayed with details such as the owner's name, extent and Khata Number.

The years available for selection depend on the records available for the particular Survey Number. You cannot necessarily select any year manually.

If the land has been converted for non-agricultural use, the relevant property records may be available through different platforms depending on where the property is located. For properties within Gram Panchayat limits, you can check the land records through e-Swathu. For properties within urban municipal limits, the relevant local body may maintain the records through its own online portal.

How to Search Land by Owner Name in Bhoomi RTC?

In the current version of the Bhoomi portal, you cannot directly enter an owner's name and search for their land records. Instead, you need to enter the location details, such as the District, Taluk, Hobli and Village, and then check the owner names against the available Survey, Surnoc and Hissa records. However, this can be time-consuming because a Hobli, Taluk or District can have a large number of Survey Numbers and land records.

If you already know the Survey Number, Surnoc or Hissa Number, it is easier to search for the specific RTC and then use the owner's name to verify the record.

How to Download & Print RTC or Get a Certified Copy on Bhoomi Portal?

You can download an RTC for viewing at no cost. However, if you need an official certified copy (digitally signed and legally valid for banks or government offices), you must use the i-RTC service on the Bhoomi portal.

Steps to download an RTC

  1. Visit the Bhoomi
  2. Click on 'I-Wallet Services'
  3. Login using Mobile Number / OTP
  4. Select:
    • District
    • Taluk
    • Hobli
    • Village
    • Survey Number / Hissa
  5. Verify details and click Fetch RTC
  6. Pay the small service fee (usually ₹10)
  7. Click Download PDF or Print

A certified i-RTC copy contains:

  • Digital signature of the issuing authority
  • Unique document ID
  • Verification QR code or bar code

Banks and courts accept only certified copies — not screenshots or informal printouts.

A Few Things You Should Know About Survey, Surnoc and Hissa Numbers

  • A land parcel may have a Survey Number and a Hissa Number even when there is no separate Surnoc/subdivision.
  • These numbers form part of the government land records and generally remain associated with the land even when its ownership changes. They may change if the land is further subdivided or re-surveyed and the land records are updated accordingly.
  • When you search for some land records, the Surnoc may be shown as an asterisk (star mark) (*). This indicates that no separate Surnoc value is displayed for that record. The land may still have multiple owners and different Hissa Numbers.
  • A Hissa Number does not always correspond to only one owner. Sometimes, two or more Hissa Numbers may belong to the same owner, while a single Hissa Number may have more than one owner.
  • If co-owners want their respective portions to be separately identified, they can apply for subdivision of the land. If the application is approved and a survey is required, the land may be surveyed, and separate Hissa Numbers may be assigned to the respective portions.

What Other Services Are Available on the Bhoomi Portal?

Apart from RTC search and download, Bhoomi offers multiple land-related services that help both landowners and buyers:

ServicePurpose
Mutation Extract (MR)Track land ownership transfers and status
Revenue MapsCheck boundaries and survey layout
Dispute case statusCheck if land is involved in litigation
Land ConversionApply for converting agricultural land to non-agricultural
Crop / Land usage dataUseful for loans, subsidies and insurance
Tippani & Survey RecordsTechnical survey information for measurements

These services help verify land before purchase and maintain accurate government records.

How to Check Mutation (MR) Status Online in Bhoomi RTC?

You can check the status of a mutation request associated with a land record through the Mutation Status option on the Bhoomi portal.

Steps to check mutation status on Bhoomi RTC

  1. Open the Bhoomi Mutation Status page.
  2. Enter the required land details:
    • District
    • Taluk
    • Hobli
    • Village
    • Survey No.
    • Surnoc No.
    • Hissa No.
  3. Click 'Fetch Details'.
  4. The available mutation details for the selected land record will be displayed.
  5. The mutation status will then be displayed.
  6. If there is no pending mutation, it will show "ಸ್ಥಿತಿ: ಯಾವುದೇ ಮ್ಯುಟೇಶನ್ ಬಾಕಿ ಇರುವುದಿಲ್ಲ", which means "Status: No mutation pending."

What Is Bhoomi i-Wallet?

Bhoomi i-Wallet is a digital wallet service associated with Bhoomi RTC that can be used to make payments for obtaining certified copies of land records. These are different from the regular RTC printouts that you can view or download online.

A certified copy obtained through the applicable Bhoomi service may be accepted as a provisional document when a physical copy is not immediately available, subject to the requirements of the concerned authority. A regular online RTC printout may not be accepted for the same purpose.

Other Services You Can Access Through Bhoomi i-Wallet

  1. Record Room Document: Allows you to access scanned Record Room documents through the Bhu Suraksha online portal.
  2. NK Services: Allows i-Wallet users to access services provided by the Nadakacheri department.
  3. Get Your Missed i-RTC: If you have successfully paid for an RTC but could not print it, you can use this service to retrieve the RTC using your order number.

What Should You Check Before Buying Land in Karnataka?

Even if everything looks correct in RTC, due diligence is important before purchasing land. Here is what every buyer should verify:

  • Latest RTC + Mutation extract (Ensure the seller's name is updated)
  • Encumbrance Certificate (EC) from the Registration Department
  • Survey map / Revenue map to confirm boundary and extent
  • Land conversion order (if selling non-agricultural land)
  • Check dispute status on Bhoomi
  • Cross-verify with local revenue office if records differ
  • Verify seller's ID and supporting documents

Skipping verification may lead to disputes, fraud or later rejection by banks when applying for loans.

RTC vs Pahani vs EC vs Mutation vs Tippani

RecordWhat it showsMain purpose
RTC / PahaniLand details such as the survey number, extent, owner/holder details and cultivation-related informationTo check the current or historical land record
EC (Encumbrance Certificate)Registered transactions or encumbrances recorded against the property for a specified periodTo check whether the property has registered transactions, such as sale, mortgage or other encumbrances
Mutation (MR)Changes made to the land revenue records following events such as sale, inheritance, partition or other transfersTo check whether a change in the land record has been recorded or is pending
TippaniSurvey-related measurements, boundaries and other technical details of the land parcelTo understand the survey and measurement details of the land

Note: In Karnataka, RTC and Pahani generally refer to the same land-record extract — "Pahani" is the local/common term, while RTC stands for Record of Rights, Tenancy and Crops.

Who Can Use Bhoomi RTC?

The portal is open to all citizens and useful for multiple purposes:

  • Farmers seeking loan, insurance or crop benefit claims
  • Landowners & heirs verifying ownership and mutation status
  • Buyers & sellers for due-diligence checks before sale
  • Banks & NBFCs processing loan applications
  • Real-estate developers & agents validating project land
  • Advocates & legal professionals handling land litigation

Since Bhoomi records are accessible 24/7 online, anyone can use them without depending on intermediaries.

What are Bhoomi Portal Common Challenges & Practical Tips

Even though Bhoomi makes land records easily accessible, some users may face difficulties, especially with older or disputed properties. Here are common challenges and practical solutions:

ChallengeWhy it HappensWhat You Can Do
RTC not showing or blank resultIncorrect survey / hissa number or old records not updatedConfirm details with Village Accountant / RTC extracts
Ownership name not updatedMutation not completed or under processCheck MR status + apply for mutation if needed
Mismatch between physical land and online recordOld measurements, missing sub-division updatesUse survey map / request re-survey
Confusion between old & new village namesRevenue villages renamed or mergedTry both names or contact Taluk office
Encumbrance details not visibleBhoomi does not store EC fullyAlways check EC separately at Kaveri portal
Dispute shown in recordLegal or inherited disputes pendingVerify case status before any transaction

Practical Tips

  • Always check RTC + MR + EC together before buying land
  • Download a certified i-RTC rather than relying on screenshots
  • Keep copies of every document shared or submitted
  • Visit the Tahsildar office if online records appear confusing or outdated
  • Never finalize a property deal without verification by a legal advisor

Final Thoughts

Bhoomi RTC has made land records access in Karnataka truly transparent, simple and citizen-friendly. From farmers and landowners to buyers and banks, everyone can now verify legal land information online within minutes without depending on middlemen.

Whether you are planning to buy land, apply for a home loan, check inheritance records or resolve a dispute, using Bhoomi RTC should always be the first step. With digital access, certified copies, mutation status tracking and revenue maps available in one place, Bhoomi has reduced paperwork and made land transactions more secure and reliable.

Land matters are long-term decisions. Spending a few minutes verifying your RTC online can save years of legal trouble later.

Disclaimer:

The contents herein are only for informational purposes and generic in nature. The content does not amount to an offer, invitation or solicitation of any kind to buy or sell, and are not intended to create any legal rights or obligations. This information is subject to updation, completion, amendment and verification without notice. The contents herein are also subject to other product-specific terms and conditions, as well as any applicable third-party terms and conditions, for which Ujjivan Small Finance Bank assumes no responsibility or liability.

Nothing contained herein is intended to constitute financial, investment, legal, tax, or any other professional advice or opinion. Please obtain professional advice before making investment or any other decisions. Any investment decisions that may be made by you shall be at your own sole discretion, independent analysis and evaluation of the risks involved. The use of any information set out in this document is entirely at the user's own risk. Ujjivan Small Finance Bank Limited makes no representation or warranty, express or implied, as to the accuracy and completeness of any information herein. The Bank disclaims any and all liability for any loss or damage (direct, indirect, consequential, or otherwise) incurred by you due to use of or due to investment, product application decisions made by you on the basis of the contents herein. While the information is prepared in good faith from sources deemed reliable (including public sources), the Bank disclaims any liability with respect to accuracy of information or any error or omission or any loss or damage incurred by anyone in reliance on the contents herein, in any manner whatsoever.

To know more about Ujjivan Small Finance Bank Products Visit:"https://www.ujjivansfb.bank.in"

All intellectual property rights, including copyrights, trademarks, and other proprietary rights, pertaining to the content and materials displayed herein, belong to Ujjivan Small Finance Bank Limited or its licensors. Unauthorised use or misuse of any intellectual property, or other content displayed herein is strictly prohibited and the same is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would (by reason of that person's nationality, residence or otherwise) be contrary to law or registration or would subject Ujjivan Small Finance Bank Limited or its affiliates to any licensing or registration requirements.

Explore Our Products

FAQs

Yes, Bhoomi stores RTC information mainly related to agricultural land across Karnataka, which includes rural and converted land categories. For urban property details or flats, additional records may be available through BBMP / MUDA / Kaveri Online.

Yes, you can sometimes search using the landowner’s name or mutation number, but having the survey number provides the most accurate results.

RTC shows who owns the land and what crops and rights exist, while EC shows whether the land has any loans, mortgages, or registered financial/legal claims. Both documents should be checked before any transaction.

The fee is usually around ₹10 per copy, depending on the service and year of record. Viewing RTC online is free.

Yes. Certified i-RTC copies with a digital signature are legally valid and accepted by banks, courts, and government authorities.

You can apply for corrections through the Tahsildar / Village Accountant office with supporting documents and track the mutation status online.

Yes. Bhoomi allows you to check the current status of mutation (MR) applications online. You just need to enter the district, taluk, hobli, village and survey number to track whether the transfer process is pending, approved, or rejected.

Not always. If the information displayed is correct and up to date, you don’t need to visit any office. However, for correction requests, dispute clarification or missing subdivision details, visiting the Tahsildar or Village Accountant office may be necessary.

Yes. Banks accept the certified i-RTC copy as proof of land ownership and usage when processing agricultural loans, mortgages or Kisan credit applications. Ensure that the RTC name matches the person applying for the loan, and mutation is updated if recently transferred.

This usually happens when old manual records are not digitized, the land belongs to a different revenue village name, or subdivision numbers are missing. In such cases, try checking old survey numbers or visit the Taluk office for manual record verification.

Latest Blogs

Related Blogs