Ujjivan Small Finance Bank strengthens presence with five new branches in Uttar Pradesh

January 05,2026: Ujjivan Small Finance Bank (Ujjivan SFB) today announced the expansion into Uttar Pradesh with the opening of five new branches located in Salarpur, Dhaleri, Dhampur, Bharwari and Mungra Badshahpur. The move reflects bank’s commitment to addressing state’s distinct financial needs from neighbourhood businesses to new homeowners by enabling wider access to banking solutions.
With these new additions, Ujjivan SFB continues to strengthen its presence in Uttar Pradesh and beyond, now serving over 98.8 lakh customers across 26 states and Union Territories. The five MicroBanking (MB)-led branches will offer Group Loans (GL) and Individual Loans (IL), further expanding the bank’s outreach and services in the region.

Commenting on the expansion, Mr. Vibhas Chandra, Head of MicroBanking & Gold Loans, Ujjivan Small Finance Bank, said " The launch of these five branches in Uttar Pradesh is part of our ongoing strategy to expand our presence in markets with strong fundamentals and customer demand. The state's strong base of small businesses, self-employed individuals, and micro-enterprises aligns well with our priority of promoting financial inclusion. By establishing a stronger presence on the ground, we aim to serve customers more closely while supporting local economic development. This move reinforces our commitment to North India and our strategic focus on the region."

Ujjivan SFB's customer base of 98.8 lakh includes 3.5 lakh asset-only customers, 50.2 lakh liability-only customers, and 45.1 lakh customers with both asset and liability relationships, reflecting its balanced and inclusive growth strategy. The bank continues to provide a comprehensive suite of financial products and services, including savings and current accounts, fixed and recurring deposits, demat and insurance services, as well as loans spanning microfinance, housing, MSME, agriculture, vehicle, and gold segments.
To address diverse credit needs, Ujjivan SFB offers Business Loans ranging from ₹10 lakh to ₹10 crore, Affordable Housing Loans between ₹5 lakh and ₹75 lakh, Micro-Mortgage Loans from ₹3 lakh to ₹15 lakh, Gold Loans from ₹25,001 to ₹25 lakh, and Vehicle Loans from ₹26,000 to ₹5 lakh. On the deposit side, the bank offers competitive interest rates with savings accounts earning up to 7.25% per annum and fixed deposits offering up to 7.95% per annum for senior citizens.

The bank has been steadily enhancing its digital footprint through platforms such as Ujjivan EZY for mobile and internet banking, and Hello Ujjivan, the bank's vernacular, visual, and voice-based app designed for easy accessibility. Other digital offerings include video banking, UPI-based payments, IMPS, NEFT, and RTGS facilities, ensuring seamless and secure transactions for customers across segments.
Ujjivan Small Finance Bank reported robust performance in the September 2025 quarter, with total deposits rising 15% year-on-year and CASA deposits crossing the ₹10,000 crore milestone to reach ₹10,783 crore, up 22%. The gross loan book expanded 14% year-on-year to ₹34,588 crore, driven by strategic diversification that increased the secured loan share to 47%.

The quarter also saw the bank's highest-ever disbursement of ₹7,932 crore, with asset quality strengthening as PAR improved to 4.45% and GNPA remained stable at 2.5%. In line with the FY26 plan, during the quarter bank also opened 14 new branches and has applied to the RBI for a Universal Banking License and awaits a decision. 

About Ujjivan Small Finance Bank Limited 

Ujjivan Small Finance Bank Limited is a scheduled commercial bank authorised to carry on the business of small finance bank in India. Bank serves ~99 lakh customers through 766 branches, 613 ATMs/ACRs, spread across 334 districts and 26 states and union territories in India. Gross loan book stands at ₹ 34,588 crore with a deposit base of ₹ 39,211 crore as of September 30, 2025. The Bank has been assigned a credit rating of AA- (Stable)/A1+ from CARE/CRISIL respectively towards its long-term bank facilities, fixed deposits and CD program depicting sustenance of Banks Performance. Ujjivan SFB has been ranked 26th among India’s Best Companies to Work for 2025 by Great Place to Work® Institute, the global authority on workplace culture

The bank constantly strives to ensure strong corporate culture which emphasizes on integrating CSR values with business objectives. They work with communities in navigating the unprecedented challenges primarily focused on healthcare, disaster relief, livelihood for especially abled people, education, and community infrastructure development. 

Web: www.ujjivansfb.bank.in| X:  @UjjivanSFB | WhatsApp: 9002082121

For further information, please contact:  

Ujjivan Small Finance Bank Limited 

Ms. Flovie Martins 

flovie.martins[at]ujjivan[dot]com